arizona hard money lenders: Mi Casa, Su Casa: Rental Property Loans - 01/28/19 08:55 AM
You can make money purchasing homes that can be used as rental properties, giving you passive income. Arizona Hard Money Lenders give you the cash on an Arizona Rental Property Loan so you can purchase quickly.
Have you ever been a renter? Have you made monthly rental payments that went into the pockets of the home owner or a rental management agency? Being a rental property owner can be a lucrative business, but how do you get your hands on that first rental property if you can’t secure a big bank loan? Big banks aren’t the only way to get investment cash … (0 comments)

arizona hard money lenders: Should You Use a Private Money Lender? Your Questions Answered - 01/28/19 08:47 AM
Big banks are the go-to for large loans, but is that the right way to go? Arizona Private Money Lenders offer you accessibility, flexibility, and quick access to money.
If you asked 10 of your closest friends who they would go through to secure a residential loan or car loan, you would most likely the names of some of the biggest banks in the nation and in the world. For most people their first home loan or first car loan were serviced by a big bank and people tend to be creatures of habit. If you don’t know much about Arizona Private … (0 comments)

arizona hard money lenders: How to Choose an Arizona Hard Money Lender - 01/28/19 08:40 AM
Arizona Hard money lenders are loan companies who help you make the most out of your money. Here’s a step by step guide to choosing your hard money lender.
Your first question might be, “What is an Arizona Hard Money Lender?” Let’s start there. Hard money lenders are, in so many words, banks that help you make more money using your own assets. Do you have property that you can use as collateral? Do you need money quickly? Traditional loans can take weeks or months to be approved and funded, but Arizona Hard Money Lenders know that you need money now so … (0 comments)

arizona hard money lenders: Spending Money to Make Money: Arizona Airbnb Loans - 01/28/19 08:34 AM
Earn passive income using an Arizona Airbnb loan to secure an investment property that can bring in money each month. Boost your chances of a higher monthly income with the right real estate investment and idyllic upgrades.Gone are the days of staying in seedy roadside motels, trying to score a last minute reservation in an expensive resort, or shacking up on a friend’s couch when you travel. Arizona Airbnb Loans, also known as rental loans, have changed the way we think of travel, and for homeowners it has changed the way we think of making money using property assets which no … (1 comments)

arizona hard money lenders: Help Your Capital Needs with Commercial Hard Money Loans - 01/28/19 08:25 AM
Investors use hard money when an opportunity arises and they need to jump on it quickly before someone else grabs it or when they need to bridge a gap between where they are right now and where they want to go.
Hard Money Loans in Arizona can be referred to as many things— one such thing being a bridge loan. They are called this because in essence they are bridging an investor from one opportunity into another. These are the same type of loans that investors take out when they are flipping homes or commercial real estate—such as a mall or an … (0 comments)

arizona hard money lenders: A Dream Come True - Private Money Lending for Your Small Business - 01/28/19 08:18 AM
Unfortunately, a small business can’t prosper without funding. Funding can come from many sources—such as family, friends and loans.
If you are fortunate enough your friends and family will have enough cash on reserve to help you grow your business. However, the reality is most of us do not know many people that can just toss us thousands of dollars to invest in our small business.
A business owner can take out a Arizona small business loan from the bank. However, banks require stellar credit and enough monthly income for them to feel secure loaning money to a business— and let’s not … (1 comments)

arizona hard money lenders: How You Can Buy a New Home Before Selling Your Old One - 01/28/19 08:09 AM
Sam and Judy had just put their home, of 20 years, up for sale. As, people do, when they are selling their home, they began looking for a new home. Luckily, or so they thought, they found the ideal house only a few days after putting their house up for sale.
When Sam and Judy found the home, they wanted to purchase they were so excited. Their realtor said it shouldn’t be a problem for them to put an offer in because they could put a contingency in the contract. However, that served to be a great problem.
The house Sam and Judy … (0 comments)

arizona hard money lenders: What to Expect with Hard Money Loans - 01/28/19 08:01 AM
Hard money loans are funded by individual investors when traditional lending institutions can not approve a borrower for what they need or a borrower needs quick financing.
A typical hard money loan will run between 7% and 15% in interest rates and cost anywhere from 4 to 7 points. Points are an upfront fee of the loan amount. Hard Money Loans in Arizona are short-term loans that generally run between six months and three years.
If you took out a loan with a bank for $1,000,000 you would be paying back approximately $6,000 per month—that is including interest. With a hard money … (0 comments)

arizona hard money lenders: How to Find a Hard Money Lender in Texas - 01/28/19 07:55 AM
Read this article to find a hard money lender in Texas and learn how to make sure your loan gets funded.
When it comes to Texas Hard Money Lenders, many people don’t really know what they are. They have been stereotyped as loan sharks trying to take your money, but in reality this couldn’t be more false. Texas Hard Money Lenders are simply private investors that want to work with you and make money with you.
Finding a hard money lender can sometimes be difficult—especially because Texas Hard Money Lenders vary just as much as borrowers vary. Stay away from anyone trying to … (0 comments)

arizona hard money lenders: If You Can Read This Post, You Can Get A Commercial Real Estate Loan - 01/25/19 09:18 AM
Both buying and renovating commercial real estate is the mark of a giant step for your small business. However, it can be extremely stressful. It is imperative you completely understand the process—this will take a lot of stress off of you.
Very few small business owners have enough cash on hand to support any type of project with their own money—they will have to take out a loan. Fortunately, there are Arizona commercial real estate loans that can help make the project go much smoother.
There are many options when it comes to Arizona commercial real estate loans. The decision you make will … (0 comments)

arizona hard money lenders: Why Would I Need an Arizona Bridge Loan? - 01/25/19 09:04 AM
So, you’ve put your house up for sale and you’ve begun to look around for your new, upgraded home. In no time at all you have found your dream home but, there is one problem—you haven’t sold your house.
Most people can’t afford to pay two mortgages. This is where a Arizona bridge loan comes into play. When borrowers want to buy a new home before selling their initial investment a Arizona bridge loan can give you the money for a down payment on a new home before the sale of the old home is complete.
Unless, you have stashed away a big … (0 comments)

arizona hard money lenders: How To Determine If Hard Money Will Work For You - 01/25/19 08:57 AM
Hard money loans are typically used by investors who need funding for an investment property quickly without the strict requirements of traditional mortgage lender financing. However, Hard Money Loans in Arizona can be used efficiently in other scenarios.
Essentially, hard money loans are short-term loans that provide financing to a borrower—these loans are secured by the borrower’s property. Texas Hard Money Lenders are private lenders. Because of this the hard money lender can be more flexible with their terms. Usually, these loans are right around a 12 month loan term. Typically, borrowers pursue Hard Money Loans in Arizona to finance their … (0 comments)

arizona hard money lenders: Commercial Real Estate Loans Made Simple - 01/25/19 08:50 AM
Commercial real estate loans can seem complicated. Essentially, they're used to purchase or renovate an owner-occupied commercial property.
Income-producing property is called commercial real estate and is used for business versus residential. Malls, retail shops, hotels and office buildings are some examples of commercial real estate. The commercial real estate loan includes the financing of not only the property, but the development and construction of said property.
Commercial real estate loans can be financed through banks and private lending institutions. There are no FHA or VA programs when it comes to commercial lending—and there is also no private mortgage insurance. What this means … (0 comments)

arizona hard money lenders: Understanding Hard Money Lending - 01/25/19 08:32 AM
Even experienced borrowers often have questions about hard money lending and how it works.
Hard money refers to capital available outside of conventional lending institutions such as credit unions and traditional banks. A hard money loan is secured by the borrower’s real estate. Hard Money Loans in Arizona are typically used by real estate investors to quickly obtain the funds needed to purchase or refurbish a property. These loans can be used as bridge loans until a time when the borrower can secure more traditional financing or until they sell their property.
Hard Money Loans in Arizona are short-term loans-typically with one year … (0 comments)

arizona hard money lenders: Can You Get an Arizona Bridge Loan? - 01/25/19 08:25 AM
What exactly is a bridge loan? The definition of a bridge loan is “a sum of money lent to cover an interval between two transactions, typically the buying of one house and the selling of another.”
Basically, what this breaks down to is if you don’t have enough income to cover two mortgages at the same time, you can use a Arizona bridge loan to pay off your initial mortgage while you wait on the property to sell—all the while being able to purchase your new property. Bridge loans are short-term loans that borrowers can qualify for a mortgage on their new … (0 comments)

arizona hard money lenders: All About Arizona Cannabis Dispensary Loans - 01/25/19 08:18 AM
With the legalization of medical marijuana in Arizona, the need for financing of cannabis marijuana business operations is booming.
In 2016 legal recreational and medical cannabis states generated between $16 to $18 billion. By 2021 it is projected to reach $68 billion. These figures do not include other cannabis related industries such as doctors and growers. There are numerous jobs that are being created due to the legalization of recreational and medical marijuana. These people then spend their money at other businesses. This money ends up paying local and state taxes—these businesses lead to benefits for real estate and construction, as well. … (2 comments)

arizona hard money lenders: Top 3 Niches Arizona Private Money Lenders Love to Fund - 01/22/19 09:58 AM
Defining a preferred niche when you’re in real estate investing can help you establish yourself as an authority, which leads to better deals and more sales. Being in a preferred niche can also help when you approach private money lenders, provided you’ve chosen your market wisely.
1. Single-Family Fix-and-Flips: Going with traditional fix-and-flips is quite common and these get funded all the time. However, you may want to consider digging a little bit deeper and working a specific region, choosing a specific style of home, or catering to a certain demographic. For example, some like to work only in established neighborhoods, … (0 comments)

arizona hard money lenders: Give Me 30 Days and I'll Get You $1,750 with Loans for Airbnb Business - 01/22/19 09:40 AM
The average person is now making $21,000 annually by renting out their second home. If you’d like to get in on this cash cow, loans for Airbnb businesses will get you there.
A recent report regarding second home purchases highlights a growing trend. People are purchasing second homes at startling rates, but not necessarily to live in. Whereas about 90% of people planned to live in their second homes just a few decades ago, now fewer than 40% intend to. This, of course, is due to the booming rental industry brought about by home-sharing platforms like Airbnb and HomeAway.
The data from … (0 comments)

arizona hard money lenders: 4 Unspoken Mistakes People Make with Fix and Flip Loans in Arizona - 01/22/19 09:34 AM
You’ll hear a lot of advice about choosing Fix and Flip Loans in Arizona and ideal rehab properties. However, knowing the things people don’t like to talk about, such as their errors and missteps, will set you apart from the pack.
1. Assuming a property will sell for the same price per square foot as others in the neighborhood. Running an analysis goes a bit more in depth than that. Sometimes newcomers forget to consider features of properties that have recently sold in an area, such as pools or larger lots. Even the overall size of the property can impact the price … (0 comments)

arizona hard money lenders: 3 Approaches 100 LTV Arizona Hard Money Lenders Use to Get You Cash - 01/22/19 09:21 AM
Finding true 100 LTV Arizona Hard Money Lenders is tough. However, when you work with experienced pros, they’ll get you all the cash you need to fund a successful venture.
If you’re into real estate investing or just getting started, it’s important to maximize the cash you have on hand in order to make the purchase and cover any necessary repairs. Chances are, you’ll have a look around and find that there aren’t a whole lot of 100 LTV hard money lenders, meaning few offer 100% of the value of the property. Because they genuinely want you to be able to wrap … (0 comments)

 
Mark Gowlovech (HomeSmart)

Mark Gowlovech

Phoenix, AZ

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Address: 22601 N 19th Ave Suite 112, Phoenix, AZ, 85027

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