loan to value ratio: Here's How to Figure Out Your Loan-to-Value Ratio in Colorado - 02/19/19 12:26 PM
Looking for funding for a fix-and-flip or a refinance? Your loan-to-value ratio in Colorado is incredibly important. Here's a simple way to figure it out.
If you've ever searched the internet to look for funding to buy a home, a commercial storefront, or an income property, you've probably come across the term "LTV." The mortgage industry is full of confusing code words and abbreviations. For newcomers, being inundated with this jargon can feel intimidating. Like most things, though, once you cut through some of the dense vernacular, it's not as complicated as it seems.
As an example, let's break LTV down right now. … (0 comments)

loan to value ratio: The Benefits of 90% Texas Hard Money Loans - 02/15/19 10:01 AM
Online articles about Texas Hard Money Loans often cite that this type of financing entails a steep down payment, so is hard money is reserved only for cash-rich investors?
The first thing to discuss when it comes to hard money and down payments is LTV. LTV is the amount you can borrow, as a percentage of a property’s value. Most hard money mortgages have an LTV of 70, so if you wanted to finance the purchase of a property listed at a million, you'd need to have 300 thousand on hand for a down payment.
This steep down payment is one of … (0 comments)

loan to value ratio: Hard Money Facts: What Your LTV Percentage Means - 02/12/19 08:20 AM
If you’re taking out a Colorado Hard Money Loan you’ll want to understand the LTV and what the percentage attached to your loan means. Here’s a quick rundown to get you in the know.
When you research Colorado Hard Money Loans you’re going to see numbers like 70% LTV and 80% LTV. What does this mean for you as a borrower?
If you’re investing in property the loan amount is going to be weighed against the purchase price and the value of the property. The LTV is the loan to value, meaning the amount of the loan divided by the assessed value of … (0 comments)

loan to value ratio: 90% Arizona Hard Money Loans: Difficult In Some Ways, Good In Others - 02/11/19 01:27 PM
If you would like to have partially-financed hard money set up for your latest project, there are loans out there set up specifically set up for investors who can work within the strictures required for this. Research the details of financing up to 90% hard money to find out if you can go this route.
LTV (loan-to-value) Arizona Hard Money Loans are on the very high end of the Arizona Fix and Flip Loans category. Depending on where you are, companies’ rules and regulations vary, but the general overall picture can look something like this. As an investor beginning an application for … (1 comments)

loan to value ratio: What Are 90% Arizona Hard Money Loans? - 02/11/19 11:43 AM
If you are not familiar with Arizona Hard Money Loans then the term 90% Arizona Hard Money Loans is sure to be confusing. But with just a little information you will learn how these loans can help you make a great deal of money.
Many borrowers are under the misguided conception that Arizona Hard Money Loans are loans that operate on the fringe of legality and are considered shady at best. But that could not be further from the truth. A hard money loan is simply a short term loan which is offered by a private lender. Unlike traditional loans from a … (0 comments)

 
Mark Gowlovech (HomeSmart)

Mark Gowlovech

Phoenix, AZ

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Address: 22601 N 19th Ave Suite 112, Phoenix, AZ, 85027

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