loans: Self Employed? Here's How You Can Still Get the Loan You Need - 02/19/19 12:51 PM
Think you can't get a home loan if you're self-employed? You actually can, and it's easier and cheaper than you might think. Let's look at Colorado Self-employed Home Loans.
In the old days before the recession, you could walk into a bank, verbally tell them how much you make, and walk out approved for a home loan. These days, things have changed. Of course, this is generally a good thing — it will keep people who can't afford to make payments from taking on too big of a house. This, in turn, should keep the housing market from disintegrating the way … (0 comments)

loans: Here's How to Figure Out Your Loan-to-Value Ratio in Colorado - 02/19/19 12:26 PM
Looking for funding for a fix-and-flip or a refinance? Your loan-to-value ratio in Colorado is incredibly important. Here's a simple way to figure it out.
If you've ever searched the internet to look for funding to buy a home, a commercial storefront, or an income property, you've probably come across the term "LTV." The mortgage industry is full of confusing code words and abbreviations. For newcomers, being inundated with this jargon can feel intimidating. Like most things, though, once you cut through some of the dense vernacular, it's not as complicated as it seems.
As an example, let's break LTV down right now. … (0 comments)

loans: Why Colorado Hard Money Lenders Turn Down Borrowers - 02/19/19 12:16 PM
Colorado Hard Money Lenders are known for having low qualification requirements for their loans, but fix and flippers who are new to the game sometimes get turned down. We'll tell you why and help you know what you need to get approved.
Let's face it. We live in the age of the fix and flip. Every week, there's a new show popping up about couples who do flips, and most us know at least one person who's tried his or her hand at flipping. All of this can make it seem like a simple way to make millions overnight. And, yes, it … (1 comments)

loans: How to Make Money with Owner Occupied Colorado Hard Money Loans - 02/19/19 12:11 PM
Owner-occupied Hard Money Loans in Colorado are fantastic for real estate investors who are just starting out but have dreams of making a big splash. Here's how to leverage one to dip your toes into the real estate biz.
A lot of people love the idea of getting into real estate investment. After all, it's a great, time-honored way to build wealth. Many back down, though, when they see how expensive it can be to get started. That's where owner-occupied loans come in. They offer dreamers with a bit of entrepreneurial spirit the opportunity to build, even when they don't have … (0 comments)

loans: How a Bridge Loan Saved This Colorado Family - 02/19/19 11:59 AM
Can a loan help a family find a safe haven? This is the story of John and how a Colorado Bridge Loan helped his family survive a tough road.
Everything was going great. John graduated from high school at 16 and college at 19, an accounting wunderkind, and landed his first job in finance at the tender age of 21. Soon after, he met Mary and fell madly in love. After a wild few years of travel and exploration, they settled down. First came Alex, a precocious boy with a shock of blonde hair that gave him movie-star good looks in … (0 comments)

loans: Is It Possible to Flip Houses in Colorado with Little to No Money? - 02/19/19 11:53 AM
It might seem impossible, but it is possible to do a flip without any money down. One way is a Colorado Fix and Flip Loan, but let's break down all the options.
There are three common ways to get a property for no money down that you intend to flip. Here they are:
Wholesaling the fix and flip. Wholesaling means selling a purchase contract before you've even bought the property or properties. To do this, you'd find an investor (or a network of investors) and use a document called an Assignment of Contract. This document says that another buyer can take … (0 comments)

loans: People Denied by the Bank Get Arizona Owner-Occupied Hard Money Loans - 02/19/19 10:32 AM
Don’t stress over not being able to get a loan from the bank. Owner-occupied Hard Money Loans in Arizona can help you get the money you need quickly.
We understand how you feel right now. You applied for a loan from your bank, so you can invest in real estate, but they denied you. Maybe it was because of a low credit score, or you don’t have enough income, or one of the other excuses they come up with these days. What matters is that they aren’t going to give you money, and you need money.
The reason we became private lenders was … (0 comments)

loans: How I Used Arizona Hard Money Loans to Help People in Need - 02/19/19 10:19 AM
I always wanted to help people, so when I learn about Arizona Hard Money Loans, I knew that was what I needed to make it happen. Learn how I did it here.
Millions of people all around the world are homeless. It breaks my heart to see them living without a roof over their head. I wanted to do something to help at least a few homeless people, but I never had enough money to make it happen.
One day I was browsing the Internet, and I stumbled upon Arizona Hard Money Loans. All I had to do was use my property as … (1 comments)

loans: Why You Should Always Get a Loan from Arizona Private Money Lenders - 02/19/19 10:14 AM
Have you been considering Arizona Private Money Lenders? If so, these are the reasons you should use one over a bank.
Have you ever tried to get a loan from a bank? Not only do you have to sit at the bank for two or more hours, but you’ll feel like you’re signing your life away. Putting your signature on 20 pieces of paper just for one loan isn’t a good time, nor does it make you feel really good.
Getting a loan shouldn’t be so difficult. That’s why Arizona Private Money Lenders stepped in. They wanted to make it easier on borrowers.
When … (1 comments)

loans: Ready to Make Money in Real Estate with Arizona Fix and Flip Loans? - 02/19/19 10:08 AM
People all over the nation are making a lot of money flipping homes. You can do it too, even if you don’t have the cash with Arizona Fix and Flip Loans.
This is your chance. You’re reading this article for a reason. The reason is that you’re meant to get into flipping houses.
Flipping houses is an easy process. All you do is purchase a home that needs some tender loving care. Fix it up to increase the property value, and then put it back on the market. When the house sells for more than you paid for it, you can pocket the … (0 comments)

loans: Make Money with Arizona Fix and Flip Loans - 02/19/19 09:50 AM
When you want to make a good return on your investment, get Arizona Fix and Flip Loans. They give you more money to make money with in the real estate market.
Flipping homes is a huge trend right now because it makes people big money. You can see how much money it makes people by just Googling it.
The problem is that many people do not have the cash to invest in the real estate market. They can’t buy the investment property – the home they need to fix to flip.
This is where Arizona Fix and Flip Loans come in to help.
How to … (0 comments)

loans: Fuel an Investment with 90% Arizona Hard Money Loans - 02/19/19 09:45 AM
You can invest in real estate with 90% Arizona Hard Money Loans. Find out how here.
Have you ever thought about investing in real estate, but then didn’t think you could because you don’t have the cash to do it? Well, if so, don’t let cash stand in your way.
There are loans that can help you invest in real estate, so you don’t have to worry about not having the cash. One of these loans is called a 90% Arizona Hard Money Loan.
90% Arizona Hard Money Loans are a bit different from other types of loans. They are secured by your investment … (1 comments)

loans: How Residential Arizona Hard Money Lenders Made Me a Million Dollars - 02/19/19 09:40 AM
You read that right. Residential Arizona Hard Money Lenders made me a million dollars, and I am going to show you how to do it for yourself.
I was a regular hard working person for years. I would get up in the morning, drive into work, clock in, do my job, and then clock in. I would go home, eat dinner, watch TV, and go to bed. The next day, I would do it all over again.
After a while, I felt so bored with my life. There wasn’t much to it. There was no excitement. Sure, I had a loving wife and … (0 comments)

loans: Bridging the Gap with an Arizona Bridge Loan - 02/19/19 09:29 AM
When you need money to bridge the gap, you should consider getting an Arizona Bridge Loan. It’s easy, quick, and effective.
An Arizona Bridge Loan is a loan that can be in your account in just a couple of days. It’s an easy loan to get that doesn’t require that you have excellent credit. You simply just need to have property with equity.
This type of loan is perfect for people who just need a bit more money to make ends meet. This may be for personal financial obligations are for an investment. Whatever the case may be, the Arizona Bridge Loan will help … (1 comments)

loans: Top 3 Mistakes Newcomers to Texas Fix and Flip Loans Make - 02/19/19 09:01 AM
Home rehabbers are always on tight schedules, but when you leverage Texas Fix and Flip Loans as opposed to self-financing, it’s that much more important to keep your project on track. Become familiar with the top three mistakes newcomers make in order to ensure a smooth and profitable exit.
1. Not padding the timeline. The work of various professionals assisting you are often dependent on the others staying on track. For example, your drywaller may not be able to take over until your electrician is done or your cabinet installer may not be able to work until the tiler has finished. … (1 comments)

loans: Try These 4 Tactics to Get 90% Texas Hard Money Loans - 02/19/19 08:55 AM
Most lenders offer 50-60% LTV (loan-to-value) as a standard. However, you can get 90% Texas Hard Money Loans if you know what lenders are looking for and adjust your strategy to suit.
1. Bring on a partner with experience. There’s a fairly large learning curve when it comes to real estate investments. Particularly as things stand now, with the markets leveling out or only climbing slowly, the success of any given project depends largely on the skill of those involved. If you don’t have experience or are weak in one or more areas of fix-and-flips, bringing on a partner who is strong … (1 comments)

loans: Top 4 Pitfalls of Owner Occupied Texas Hard Money Loans - 02/19/19 08:45 AM
True owner occupied Hard Money Loans in Texas are relatively unheard of in the industry. If you’re looking for one of your own, it’s important to become familiar with some of the drawbacks before you commit.
1. You, personally, must live on the property. Many people seek out owner occupied Hard Money Loans in Texas in the hopes of getting a better deal on financing, simply because most “owner occupied” lending options do have better terms. The logic behind this is simple: people will fight tooth and nail to keep their home. There’s less risk for a lender, so the lender … (0 comments)

loans: How to Use a Cash-Out Texas Bridge Loan to Grow Your Portfolio - 02/19/19 08:39 AM
A strong real estate investment portfolio can pave the way to a comfortable lifestyle, but sometimes plans stall out due to lack of capital for the next purchase. A cash-out Texas Bridge Loan can be the tool that gets your plans back on track.
Developing a real estate portfolio, as opposed to focusing purely on fix-and-flips, can give you a steady stream of reliable income. The difference is, with fix-and-flips, you get a sizable amount of cash at the end of the deal, which you can then turn around and apply to your next property. When your funds are tied up in … (1 comments)

loans: Can You Really Be Mortgage-Free with Texas Private Money Lenders? - 02/19/19 08:33 AM
The mortgage-free lifestyle is the stuff dreams are made of, but many people believe it’s not within reach. There are actually many ways to accomplish this, and Texas Private Money Lenders can help set you on the path to financial freedom.
Data from Forbes Magazine concludes the average person is now leaving school with close to $40,000 in debt and one-in-ten with student debts is in default. On the other side of things, Value Penguin places the average amount of credit card debt at over $9,000 for balance-carrying households, while CNBC concludes nearly three-quarters are in debt and the majority believe … (0 comments)

loans: Top 4 Tips to Get Your Texas Hard Money Loans to Close Faster - 02/19/19 08:23 AM
One of the biggest benefits to using Texas Hard Money Loans is that they can get cash in your hands quickly. To keep the process moving smoothly, come to the table prepared.
1. Establish a main point of contact. Most lenders will pair you up with someone, be it an account manager, broker, or assistant. It’s important to develop a relationship with this person and ensure the lines of communication are open, so they can follow up with you as needed and keep you informed of the progress. If you aren’t given a main point of contact, find out who you … (0 comments)

 
Mark Gowlovech (HomeSmart) Rainmaker large

Mark Gowlovech

Phoenix, AZ

More about me…

HomeSmart

Address: 22601 N 19th Ave Suite 112, Phoenix, AZ, 85027

Office: (623) 582-4444

Email Me



Listings

Links

Archives

RSS 2.0 Feed for this blog