One specific example: I helped Sarah back in November of 2013 get pre-approved for a construction loan. I began her and husband’s mortgage application for a 5% down, no PMI loan to purchase a new construction home. The home was going to be completed and ready to close on November 1, 2014. I had their loan approved by the underwriter, title completed, and the appraisal done. Last week, she called me after hearing about a local Credit (9 comments)