miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: This Month in Real Estate - February 2012 - 02/23/12 09:50 AM
www.miamifreehomeinfo.comThis Month in Real Estate is a monthly video news series that offers an inside look at the national real estate market. Each edition provides a snapshot of the numbers and trends that drive the real estate market, as well as expert opinion and analysis. For information on the local South Florida real estate market contact The Andre' Shambley Group, Keller Williams Realty at 786-704-8482.
If you're looking to buy or sell a home, when it comes to choosing a professional to assist you with your real estate needs...Experience is Priceless! www.MiamiFreeHomeInfo.com The Andre' Shambley Group, Keller Williams Realty, 786-704-8482

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miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Banks giving away scores of abandoned, foreclosed properties - 01/20/12 06:43 AM
 
www.MiamiFreeHomeInfo.comA handful of the nation's largest banks have begun giving away scores of properties that are abandoned or otherwise at risk of languishing indefinitely and further dragging down already depressed neighborhoods.Bank of America and Wells Fargo announced plans last summer to donate scores of abandoned and foreclosed properties in cities that are hardest hit by the housing downturn. J.P. Morgan Chase also has made regular donations. Fannie Mae, the massive mortgage finance company seized by the federal government three years ago, began donating properties early on and now hands over hundreds of properties a month.   Well Resources – Donating … (2 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: 7 Actions Lenders Are Taking to Dispose of REO's by Reducing Their Dependence on Realtors® - 01/13/10 03:16 AM
by Dave Dinkel, BREIA
It's happening - some lenders have had it with all the stuff they have to get through to get out of distressed REO properties and are looking for answers to make their lives simpler.  They are targeting realtors in a number of ways - first they are in the process of starting their own brokerage firms which is what they did to the stock brokerage and financial planning industries.  This was despite it being illegal at the time for the lenders to own these firms.  All the banks did was lobby with tons of cash and got … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Get Your Homeowners Insurance Ready Before Closing - 01/12/10 11:53 AM
Now that your offer on a home is accepted, the entire process is almost done until the closing day. But that does not mean you have nothing to do before closing. You still have some things to consider before closing day. One of the important things that you need to secure in the weeks before you complete the closing is the homeowners insurance.
If you are a new homeowner, chances are you already have renters insurance. Homeowners insurance is similar to renters, but it is more expensive and it has more elements. You will need to protect your property and not … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Keystone Point Real Estate-North Miami, Florida - 01/01/10 11:57 PM
Keystone Point is a gated community located in North Miami, Florida. Keystone Point real estate showcases luxurious single-family homes, waterfront estate homes with direct ocean access and a variety of other high-end real estate investment opportunities . South Florida's world-famous intracoastal waterway provides an ideal landscape and route to the sea. South Florida is known as the Venice of America because it includes hundreds of miles of intracoastal waterways woven throughout it, much like Venice.
Keystone Point real estate features truly remarkable homes. The residences at Keystone Point are detailed with crown molding, marble floors, stainless steel modern appliances and more! … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Home sales rebound to highest level in 2 years - 10/23/09 05:18 AM
Sales of previously-owned homes jumped 9.4% in September after falling for the first time in four months in August, said the National Association of Realtors. Year over year, sales of existing homes were up 9.2% in September.
Early information from a NAR report to be released next month suggests first-time homebuyers accounted for more than 45% of home sales in the past year. full story
•· Click here for your Free Real Estate Buyer's Guide



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miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: The Ins and Outs of Home Insurance - 10/14/09 06:11 PM
Your home is likely your most valuable asset, so naturally, you want to protect it.
But homeowners insurance can be complicated. You want to avoid paying too much for coverage you don't need, but you shouldn't leave yourself vulnerable to loss either. Here are some secrets of the home insurance business that may help you save without risking your home.
Know the value of your home. To account for inflation, your policy's rate may rise periodically. When this happens, be sure to read the numbers carefully; your rates may be higher than the actual inflated value of your home. If this … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: $100 Down Gets You into a Home - 09/28/09 06:41 AM
Introducing the FHA & HUD-Owned Home Sales Incentives. Increasing the Affordability of Homeownership.INCENTIVESUp to 110% LTV,* varies by county.**$100 down payment with FHA financing.$5,000 sales allowance paid toborrower for closing costs, prepaidsand/or repairs at closing when usingFHA financing.HUD 3% allowable closing costfunds still apply.WHAT PROPERTIES ARE ELIGIBLE?All HUD-owned homes for sale ineligible states/territories.***Only properties purchased by anowner-occupant are eligible.For list of eligible homes in Miami-Dade and Broward counties CALL or EMAIL TODAY
 
*The LTV may exceed 100%, up to 110%, as the result of fi nancing closing costs and prepaid expenses, and/or to fund a repair escrow included in the … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Affordable housing draws first-time buyers - 09/04/09 03:26 PM
by Monica Hatcher, The Miami Herald
MIAMI - Sept. 3, 2009 - At 83 years old, Alget Campbell isn't as nimble as he used to be. His joints are a little rusty and he has some trouble getting around. On Monday, though, after he closed on his very first home, Campbell was doing cartwheels inside, his daughter said.To read more click the following link:
http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=222764.
When it comes to choosing professionals to assist you with your real estate needs...Experience is Priceless!  Andre'Shambley, REALTOR® & Miami's Best Real Estate  Team, 305-396-9106. MiamiBestTeam@AOL.com. www.OnePlaceOpenHouse.com
 
Ready to refinance or looking for a better … (3 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Drywall homes: bargain or bind? - 08/19/09 12:12 AM
by Mary Wozniak
Florida homes tainted by defective Chinese drywall are popping up on Realtor.com at bargain-basement prices. Although it is not required by law, many brokers have readily adopted a new drywall disclosure form developed by the Florida Association of Realtors® to use in sales transactions. There currently are nine drywall properties listed for sale on the site - all of them fairly new and for under $50,000 - but there also are questions about whether the low prices are worth the hassle the real estate could bring in the future. It reportedly costs about $100,000 to clean up a … (2 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Cash Back Rebate Program is alive in South Florida...for home buyers and (renters too)! - 08/12/09 02:41 AM
Although the $8,000 first-time buyer tax credit program ends in just four short months. South Floridian home buyers can still take advantage of the Cash Back Rebate program offered by Miami Best Realtor Team.What is the home buyer Cash Back Rebate program? It is a cash refund for 1% of the property being sold purchase price.
Who is eligible to receive the credit? Home buyers who close escrow/proceed to finak settlement in the purchase of real estate in South Florida.
Do income limits apply? No.  The cash rebate is given to the party or parties named as the "buyer(s)" or "borrower(s)" on the HUD-1 closing … (1 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Five Important Tips To Consider When Buying Real Estate - 07/01/09 02:34 PM
In the present-day real estate market, becoming knowledgeable buyer you can get more bang for your buck, not just in price but gaining an asset that will appreciate overtime. Following are five important things that you should know and perform prior to buying your first or second home: Understand How the Purchase Would Impact On Your Family Budget and Taxes There are various tax benefits for homeowners, for instance deduction of loan points and mortgage interest on certain occasions. Confirm with your accountant or tax consultant to ensure that you know them. You must understand the outcomes on your budget and … (1 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: A Quick Mortgage/Real Estate Update for Homebuyers and Realtors - 06/16/09 03:36 AM
Current Interest Rates:
Conventional Purchases - 5.5% 30 Yr Fixed ($200K loan, 20% down, 5.65% APR)
FHA Purchases - 5.625% 30 Yr Fixed ($144,750 Base Loan, 3.5% down, 6.3% APR)
Jumbo - Hot! Hot! Hot! 5.0% on 5/1 ARM ($525K Loan, 25% down payment, 4.51% APR)
*** NEW *** Loans For Foreign Buyers
70% Financing up to $1 Million (Higher loan amounts available)
Rates in the Low 7%'s
Full Documentation Required
Can hold title in a Corporation Name
Established Condo's and Townhouses Available up to 65% LTV
NEW Condo's available on Case-by-Case Basis (must have 60% of units already closed)
In … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Miami on the cheap - 05/12/09 11:36 PM
There is a growing belief among financial experts that the recession is finally over.While watching "Good Morning America" yesterday Liz Ann Sonders, chief investment strategist at Charles Schwab, said that she agrees with the conclusion Barry Knapp, a strategist at Barclays Capital, recently wrote that the economy appears "to be in the sweet spot of a recovery" and that the recession may have ended last month, according to Bloomberg News.. "It isn't any brilliant prescience on mine or anybody else's part," Sonders said. "There are certain indicators we can look at to set the turn, and I think we have seen … (1 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Prefab green homes get affordable - 04/20/09 12:15 AM
It looks like a house you'd order from Ikea. It sounds like a house designed by Apple. The I-House just might be the future - well, one future, anyway - of the housing market.
Clayton Homes, based in Maryville, Tenn., is one of America's largest manufacturers of mobile homes and prefabricated housing. So when President Kevin Clayton wanted to go green, he gave his architects a free hand, instructing them to incorporate as many green products as possible and to produce a home that was super energy-efficient - the only constraint was that it had to be something that could be … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Can You Find The Perfect Home? - 04/14/09 12:22 AM
Going house hunting can be maddening from just about any perspective. Much of the stress and frustration comes from trying to find the perfect home. The perfect home. That dream property you plan to settle into for years and raise a family Ah, how magical life will be. Screeetch. You've started looking for it, but can't find it. Welcome to the world of real estate. If you are searching for the perfect home, you need to put the breaks on your search. It is time for a bit of practical reflection. Your chances of finding the perfect home of your dreams … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Cut your square footage in half - 04/13/09 12:24 AM
Scaling back is the new black.According to the National Association of Home Builders, houses started in the third quarter of 2008 averaged 2,438 square feet, down from 2,629 feet in the previous quarter. That's a whole extra room - poof!Could you slice 200 square feet out of your living space without too much pain? Probably. But what about downsizing more, perhaps cutting your square feet in half, by moving from a 3,000-square-foot home to one with 1,500 square feet? What would you keep and what would you toss? Where would you even begin?Maybe the sour economy is pushing you into much … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: TGIF...Halibut Piccata - 04/10/09 12:53 AM
Ingredients1/4 cup all-purpose flour 1/2 teaspoon salt 1/2 teaspoon black pepper 1 tablespoon olive oil 2 (6-1/2- to 7-ounce) halibut fillets, about 1 inch thick3 tablespoons dry white wine (such as chardonnay or pinot gris)juice of 2 lemons (about 1/3 to 1/2 cup)3 cloves garlic, thinly sliced1 tablespoon drained capers 5 tablespoons unsalted butter Salt and pepper, to tasteChopped fresh parsley, for garnishInstructionsPreheat oven to 350 degrees. In a wide, shallow bowl, whisk together the flour, salt and pepper.Preheat a nonstick saute pan over medium high heat until hot, and add the olive oil. Lightly coat the halibut fillets in the … (1 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Apartment Therapy...Re Nest. - 04/09/09 12:44 AM
Finding a suitable style of living begins with getting the right type of roof over your head. With the choices that are available for living, are several ways in which individuals can make sure they are able to find something that is comfortable, affordable and allows their needs to be met. Understanding different options for living is the beginning to making the best decision for the investment you want to make for your comfort. Typically, styles of living are divided into homes, townhomes or condominiums, and apartments. Each have their advantages and disadvantages, dependent on what you are looking for as … (0 comments)

miami real estate south florida keyes property bank owned reo commercial home buying selling first time hombuyers: Is This The Right Home? - 04/08/09 12:28 AM
This is the eternal question of home buying. "Is this really the right home for me?" Well, there are a few ways that you can go about finding this out before you purchase, but the real test will be in time. There is little that can be more stressful than purchasing a new home, getting packed and moved and settling in. This is why you need to be as confidant in your new home as possible and this is really only achieved by some careful work and research before hand. Of course, this is somewhat more complicated if you are moving … (0 comments)