Michael Creed's (michaelcreed) Blog

Bi-Weekly Mortgage Loans   A bi-weekly mortgage can and will save you thousands of dollars in interest cost over the life of your loan. This happens because you amortize your loan faster and, in turn, you shorten the time it takes before you own your home free and clear.  Isn't that a nice thoug...

How to Sell in a Sluggish Market   The peaceful days of home selling are definitely a bygone time and one can no longer simply put out a for sale sign and sit back and watch it sell.  There are signs of a softening market both in our neighborhoods (a plethora of homes on the market) and in our n...

In most situations, a change of employment will not affect one's ability to qualify for a home mortgage.  But for others, the change can be the reason you do not get the loan you need to but that new home.   Salaried Workers - If your pay comes to you via a salary and you do not earn any addition...

Dishonesty really annoys me.   The mortgage industry, along with many other industries, is rife with liars, cheaters and stealers; of course, there are also the professional, well-meaning and honest folks in all of these industries as well, but you need to be sure you are watching out for the fir...