Sooner or later, it will happen to you: Your client's check gets returned by the bank for NSF (Not Sufficient Funds). Its an awful feeling to get that notice from your bank. You worry that maybe you got ripped off, that you'll never see that money again. You worry that you may have to take your client to court - a terrible waste of time with no guarantee that you will be able to collect IF you win. More often than not, the check didn't clear because the client made an accounting error (50 comments)