short sales: Bakersfield Foreclosure Specialist - 09/21/12 02:45 PM

short sales: Can the Seller of a 1 to 4 units required a Buyer to use a title company of a Seller's choice? - 11/07/07 04:50 PM
Hello to every body,
Here is a little bit of information that I think can help some California Agents when submitting an offer to a Listing Agent I hope this helps.
 Can the Seller of a 1 to 4 units required a Buyer to use a title company of a Seller's choice?
Probably not, according to RESPA and its regulations.  The Real Estate Settlement Procedures Act (RESPA) contains the following restrictive language:
(a)  No seller of property that will be purchased with the assistance of a federally related mortgage loan shall require directly or indirectly, as a condition to selling the property, that title insurance … (1 comments)

short sales: Representing the wrong Buyer in a Short sale can cost your Real Estate License? - 11/07/07 09:59 AM
Hey every body,
Yes, if you have a Buyer that is an Investor and is trying to purchase a 1 to 4 units in the state of California and one of the units is the personal residence of the Seller and a NOD has been record then you need to terminate the agency with that buyer or you can be in serious problems and can even loose your Real Estate License.
There are special requirements in order to comply with the Home Equity Sales Contracts, but this law applies only if all four of the following conditions have been met:
(1) The property is residential … (3 comments)

short sales: REO World needs help!!!!! - 11/06/07 06:12 PM
Hello everybody,
Well is a reality now that there is a lot of REO's and Short Sales in our current market. This is very painful for the Borrower that are now facing Foreclosure. The dreams of thousands of homeowners are now turning into a nightmare but their is hope for this people?
I think yes, and is on the way. Their is this great website where homeowners can check and can learn ways how to try save their homes from foreclosure also they offer counseling so this is very good. The home owners that are thinking in letting their homes go into foreclosure my advise … (8 comments)

Miguel Garcia, Certified Default Advocate - Short Sales, REO (Miramar International Inc)

Miguel Garcia

Certified Default Advocate - Short Sales, REO

Bakersfield, CA

More about me…

Miramar International Inc

Address: 10800 Stockdale Hwy , Ste 101, Bakersfield, CA, 93311

Mobile: 661.805.8438

Office: 661.282.8980

Email Me

REO services from occupancy checks to closing. My team and I can get the task done! I am a Short Sale Specialist and I am ready to help you with any Short Sale or Loan Modification questions. If you are looking to buy or sell your property visit my website at or give me a call at 661-717-5856.



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