Mike Lay's (mikelay) Blog

Well, I won!  A no-show by the defendant, but I'll take it.  So I filed my lien, and now own $590 of their house, accruing 5% interest.  I will contact them again and see if they want to work it out, because I don't really want to own my little portion of their land (puts me in a bad tax bracket)...

I have been getting more and more email about the HVCC (Home Valuation Code of Conduct) agreement, and the more I read it, the more I hate it.  Once again (similar to prior attempts to curb lender pressure), it is a poorly worded document that only truly hurts the appraisers, while giving the equ...

Well, I have a court date in the morning - small claims court to collect an appraisal fee.  This is such a major hassle, and it could have been easily avoided.  The client I did the work for has a deal with me.  I don't come after them for unpaid invoices, but they have a paper that each borrower...