credit scores: Credit Tip Tuesday 6/30 - 06/30/15 03:57 AM
As a mortgage loan officer we often receive applications where they client's credit scores are not where they need to be in order to obtain a home loan.  The question that usually follows is "how can I increase my score in the shortest amount of time?" or some variation of that.  For each individual that answer can be totally different depending on their overall credit profile.  However, one of the most common negatives I see on client's reports is that their balances on revolving accounts is too close to the max.  As a rule you want to stay below 50% of … (1 comments)

credit scores: CE Credit Course March 19th in Avondale - 03/03/15 01:53 AM
Taking Control of Your Credit Score offers 3 CE credits in the general category.  See the flyer below for RSVP information or register by clicking This Link.  Seating is limited to the first 18 to RSVP.  Class will be held at the First American Title office in Avondale.  Save yourself a drive into Phoenix/Scottsdale by satisfying some of your credits in your neck of the woods :) Class Cost is $10


credit scores: Fannie and Freddie urged to ease up on credit - 01/16/15 12:52 AM
  The Federal Housing Finance Agency (FHFA- the regulator of Fannie and Freddie) has directed FNMA and FHLMC to look for alternate credit-score models for loans they back.  They are making an effort to ease tight mortgage standards and help more potential buyers qualify for homes.  This effort is to expand credit access for 2015 while balancing it against the risk of loan losses. The goal is to build a strong housing market and they feel credit access has been a big hurdle in the housing recovery.  
  In my opinion this isn't the greatest move.  There are a number … (1 comments)

Mike Tizzano, Protect Your Transaction Certified Lender (Amerifirst Financial, Inc Equal Housing Oppurtinity Lender AZ BK0013635 NMLS 145368 LO:1015837)

Mike Tizzano

Protect Your Transaction Certified Lender

Mesa, AZ

More about me…

Amerifirst Financial, Inc Equal Housing Oppurtinity Lender AZ BK0013635 NMLS 145368 LO:1015837

Address: 1550 E McKellips Drive, Suite 117, Mesa, AZ, 85203

Mobile: (480) 840-4483

Office: (480) 344-1967

Email Me



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