kiddy condo loans: Waiting for 4.5% Money? It Could Cost You the Buy of a Lifetime!
- 01/05/09 09:51 PM
It floors me when buyers tell me that on the advice of their CPA or Financial Advisor, they're waiting for the new administration to bring down mortgage rates to 4.5% before pulling the trigger. We're within half a percent of that number right now. If someone like Secretary Paulson can't get it right (Banks' `Catatonic Fear' Means U.S. Consumers Get No Relief From TARP Plan ) what on earth makes you think that Joe Financial Advisor or Jane CPA has the ear of God? I believe that we're in the eye of a worldwide financial storm. If you live in Florida or … (21 comments)
December is when the oranges begin to ripen in my back yard. The little monsoon begins at the same time, and the desert begins to look lush again. We've had 1 1/4 inches of rain since the first of the month. This male Cardinal has taken up residence with his mate somewhere in the arroyo behind our home, and he enters the yard by coming through the orange tree. He's headed for the bird feeder, but not until he has looked around to make sure the coast is clear. I'm … (23 comments)
kiddy condo loans: Gathering Storm: Get A Mortgage While You Still Qualify
- 12/15/08 01:59 PM
There's a storm on the horizon, and it's being fueled by the promise of cheap mortgage money someday. As long as buyers perceive that the future holds cheaper prices and lower interest rates, they're going to continue to sit on their hands. "Money's cheap," I told a group of 30 high-FICO, low-taxable-income businesspeople at a recent seminar. "The problem is, most of you can't have any." We lenders and agents depend for our livelihood on a shrinking pool of creditworthy buyers. Fannie Mae describes these riskworthy buyers like this: they're W-2 wage earners with low debt ratios. I call them "Golden Buyers." … (18 comments)
kiddy condo loans: Spectacular Saturday Night in the Desert!
- 12/13/08 03:06 PM
You can't see the mountains in the distance, but they're there! A cold front blew in this afternoon, and the strong winds that came along with it whipped up a rolling dust storm across the desert. I live in the little community of Tucson Estates II, on the west flank of the Tucson Mountains. Our little community is just three or four miles from the Arizona-Sonoran Desert Museum--one of the ten best Zoos in the world. That's where I was at 4:15 p.m. when I took this picture. Dust in the air makes for some fantastic sunsets, so we drove … (21 comments)
Elsewhere in the West, and in most parts of country, I've heard these big cats called Cougars. Here in Arizona we call them Mountain Lions. You've read stories in the past few years about joggers in California being attacked by them. It's not hard to imagine. These are very powerful animals. This one lives with its mate at the Arizona Sonoran Desert Museum in Tucson, AZ. It's only three miles from our home in the Tucson Mountains, and a few years ago, my Darlin' and I saw one of these in our backyard.
Whenever out-of-town guests come to … (27 comments)
kiddy condo loans: Need A Christmas Present For Yourself? Buy This Tucson Home In My Neighborhood!
- 12/07/08 03:21 PM
Sunday afternoon. I had visited three open houses. The most beautiful by far is in my own neighborhood of Tucson Estates II. The address: 2020 S Triangle X Lane, Tucson, AZ 85713MLS# 20827872 The owner/agent is my neighbor and Century 21 REALTOR (and agente bilingue) Pensa Dominguez. Take a look:
You can contact Pensa Dominguez (Century 21 Heritage Realty) at (520) 390-3889. I'm Mike in Tucson, your preferred Tucson, AZ Mortgage lender.Think of me as your Tucson mortgage expert.Call me if I can help you with a mortgage to buy your next house: (520) 349-9090 VA Loans: 100% purchase loans … (32 comments)
kiddy condo loans: Please Welcome My Friend Scott Genteman, Copper Canyon Insurance, to Active Rain!
- 12/05/08 02:26 AM
I've just joined a new BNI group here in Tucson. It's called the Thomas Morgan Professional Partners Chapter, and it's got some fantastic members. Scott Genteman is one of those! He's been in sales since his childhood days on the northwest side of Chicago, but we don't hold that against him. LOL Please click this link to visit his very first Active Rain post, and tell him who sent you his way. If you don't know about BNI, please click the link in the first paragraph. BNI has been a solid source of referrals for me for the last three years. … (29 comments)
kiddy condo loans: Become Skillful at Selling! I Sell Money. You Sell Houses. Active Rain Sells International Exposure.
- 12/02/08 07:53 AM
While his competitors at other intersections sit on a milk crate holding a stack of papers and hoping someone will roll down the window and buy one, this guy is actually selling newspapers! I go out of my way to buy my newspaper from him. Selling has gotten a bum rap, IMHO. I attended a seminar where the speaker went to great lengths to help the audience find ways to distance themselves from the dreaded moniker "salesperson." "People don't want to be sold," he said." Really? IMHO, people don't want to be manipulated! "Oh, I don't sell." (As if that's a … (75 comments)
It floors me when buyers tell me that on the advice of their CPA or Financial Advisor, they're waiting for the new administration to bring down mortgage rates to 4.5% before pulling the trigger. 
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