texas mortgage: Americas Best Communities for Active Seniors - 02/17/17 12:43 AM
As you get older you may not want that giant houseThere are plenty of reasons why many retirees decide to pack up, sell the family house and move to other areas. Some do not want to climb all those stairs anymore. Others don't want to hassle with the lawn or maintenance. Most simply realize, they do not need all that house just for themselves.
 
Here are our top destinations for those ready to retire1. The Samarkand - CaliforniaLocated in beautiful Santa Barbara California, the Samarkand is more like Heaven than a retirement community. Surrounded by Old California Spanish-style architecture, this community has all the … (0 comments)

texas mortgage: Buy now before the houses are all gone... - 02/10/17 04:17 PM
There are plenty of reasons to buy a home now.
Interest rates, rising home rates, and a shrinking inventory are all reasons why 2017 is so crucial to home buyers. We all know by now that those record low-interest rates cannot last forever. With two more interest rate hikes on the horizon, this is a good sign for our economy, even though it means goodbye to very low-interest rates. If you have not told potential buyers that the feds plan on increasing the interest rates by at least June, tell them now!
 
Home inventory is getting thin.The past two years of declining unemployment … (2 comments)

texas mortgage: What will happen to HARP? - 02/03/17 11:35 AM
The Home Affordable Refinance ProgramPut into place by the Obama administration HARP (Home Affordable Refinance Program), is a federal program designed to assist homeowners in the refinancing of their home with the goal of attaining a lower interest rate. The federal government established this program with homeowners who have little equity in their homes or are upside down in their loan in mind. These homeowners typically cannot find lending elsewhere due to the depreciation of their property. If this sounds similar to your situation, it is time to consider HARP.
 
Homeowners with second mortgages and additional loans may also qualify if … (1 comments)