homebuyer: The Steps to Buying a Home - 01/13/13 01:54 PM
Buying a house can be a confusing, stressful and very exciting time, and this is a quick outline of what the process can usually be like to help you with your home search. It can help you so you are a little more prepared on what to expect in this exciting part of your life!
To begin, discuss with your Realtor what you're looking for in a potential home, features you want, features you'd settle for, things that you could or couldn't go without (example: Garages, fireplaces, room count, etc) This is also the time you would start speaking with a … (2 comments)

homebuyer: 100% Financing with a Key Community Mortgage - 04/05/11 11:19 AM
I've had some great success with this program, wanted to let everyone know to know it does exist!!!

What is a Key Community Mortgage?
100% Financing Allowed No Mortgage Insurance 30 Year Fixed, no prepayment penalties What Does It take to Qualify?
Property located in Low or Moderate Census tract OR Borrower's Household Income below County limit (example: $57,440 for Benton County) 42% Maximum Debt to Income Ratio Must be able to document a satisfactory 12 month rental history Cannot own another home at time of closing 620 Minimum credit score No outstanding medical collections over $1000 No outstanding consumer … (1 comments)

homebuyer: Who Do YOU Know? - 11/09/09 09:33 AM
Who Do You Know That Could Benefit From These Tax Breaks?
What is the Extended Credit?
・Extends the First-Time Home Buyer Tax Credit of up to $8,000 to first-time home buyers until April 30, 2010.

・Expands the credit to grant up to $6,500 credit to current home owners purchasing a new or existing home between November 7, 2009 and April 30, 2010.
Who Qualifies for the Extended Credit?
・First-time home buyers* who purchase homes between November 7, 2009 and April 30, 2010.・Current home owners purchasing a home between November 7, 2009 and April 30, 2010, who have used the home … (1 comments)

homebuyer: Keeping Our Fingers Crossed!!! - 11/04/09 03:52 PM
Homebuyer Credit Gets New Life
Key lawmakers in the Senate have tentatively agreed to extend the existing $8,000 tax credit for first-time home buyers and also offer a new $6,500 credit for existing homeowners who have lived in their current residence for a consecutive five-year period in the past eight years. Home buyers must be under contract by April 30, 2010, and close before July 1. House Democrats have expressed concern about the cost of the tax credit for the government, and allegations of abuse have resulted in an IRS probe of the program.
Source: Wall Street Journal, Corey Boles … (1 comments)