shortsales: Another Short Sale Sold! Offer Accepted, Approval From Lender, Closed in Less than 50 Days!
- 02/18/10 01:11 AM
ANOTHER SHORT SALE SOLD IN RECORD TIME
If You need assistance in the sale of your Short Sale or Pre-Foreclosure, Please Call Us.
SEARCH THE MOST UPDATED CHARLOTTE AREA LISTINGS AVAILABLE
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Charlotte Multiple Listings Search
LET ME HELP FIND YOU YOUR NEXT HOME!
Melissa Polce mjpolce@kw.com 704-450-4335
www.MyRelocation2Charlotte.com www.ExclusiveHomesofCharlotte.com
www.TheShortSaleAgents.com
"Lake to Land, I've Got It Covered"
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shortsales: Choosing A Short Sale Agent in Charlotte, NC www.theshortsaleagents.com
- 02/05/10 12:42 AM
DON'T WAIT CALL US TODAY FOR INFORMATION ON THE SHORT SALE PROCESS
Choosing the right Short Sale Realtor
A Short Sale requires a Realtor, period. You need the resources that only a Realtor can provide and you need the protection that only a licensed real estate agent will offer. Finding the right Short Sale Realtor can be tough, these days everyone claims to be a "the best man for the job".
What does Short Sale mean?A short sale simply means the amount of the existing mortgage is greater than the sales price of the home. A short sale would result. … (4 comments)
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shortsales: From Your Realtor: The Short Sale Facts
- 01/11/10 05:00 AM
SHORT SALE FACTS!
Why would my Lender want to allow a Short Sale to help me? The reason is simple; a short sale often has a better return on investment to the lender than a foreclosure. The average savings a lender sees from a short sale property compared with a foreclosure property is $14,000. Not only does the lender receive this savings, they are also paid on the loan 6 months earlier than in the foreclosure process. This allows them to collect and cash-out earlier than they would in a foreclosure. Plus, lenders spend a great deal of money … (6 comments)
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shortsales: Pre-Foreclosure & Short Sale HUD Guidelines
- 11/12/09 12:59 AM
HUD PRE-FORECLOSURE & SHORT SALES PROGRAM
The Preforeclosure Sale Program allows a Mortgagor in default to sell his or her home and use
the sales proceeds to satisfy the mortgage debt, even if the proceeds are less than the amount
owed. Ref: Mortgagee Letters 2003-19 and 2008-43.
FACTS
Outright sale of mortgaged property to a third party and must be an "arms length"
transaction.
Outstanding indebtedness includes; unpaid principal balance + delinquent interest +
Partial Claim (if applicable).
HUD will pay up to $1,000 incentive to the Mortgagor if closed within 3 months from the
date of … (3 comments)
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shortsales: BofA Short Sales...And So I Finally Asked, "WHY ARE YOU SO BAD AT THIS"?
- 10/23/09 08:36 AM
And So I asked for ALL OF US WITH SHORT SALES...Why Are You Guys So Hard To Deal With?
On my weekly update call to BofA to go over my Short Sales in process, I found myself zoning out...1-they could not find the authorization, 2 -it took forever for people to figure out who I was, 3-I had to tell them where everything was, 4-it felt like more of an update from me going over the last 40 calls with this useless person.....THEN I FINALLY SAID IT...
"I Deal with Tons of Banks & Servicing Centers on Short Sales...
Why Are … (13 comments)
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shortsales: Agents:Most Updated Short Sale/Loss Mitigation Numbers
- 10/09/09 02:03 AM
BACK BY POPULAR DEMAND
I would really like to get a database for Fax numbers as well...we all know how those can change at the blink of an eye...Thanks again for the requests and emails! Glad I could help! Now...Let's Close'Em!
Loss Mitigation Contact Information
ABN Amro Mortgage Loss Mitigation:Customer Service: 800-793-8900Web: http://www.mortgage.com
Aurora Loan Services Loss Mitigation:Customer Service: 800-550-0508Claims Department: 800-723-6578E-mail: ccnmail@alservices.comWeb: https://www.alservices.com
Bank of America:Loss Mitigation: 800-846-2222 or 716-635-2000Authorization Fax: 716-635-7265Short Sale Package Fax: 716-635-7255
Bank of New York Loss Mitigation:Phone: 212-495-1784Fax: 212-415-2035
Cendant Loss Mitigation:Phone: 800-750-2518Fax: 856-917-8334
Chase Hone Finance Loss Mitigation:Phone: 800-848-9136 (Mortgage)Phone: 800-836-5656 (Home Equity)Phone: … (6 comments)
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shortsales: Agents: What's The Point of This Listing?
- 10/06/09 12:33 AM
Would You Take This Listing?
I have been going back and forth on this seller who wants me to list his home...THE CATCH?
He is 6 months down, he has 2 mortgages, he lives cross country, this is not his primary...all those things, I CAN HANDLE BECAUSE I LIKE A GOOD CHALLENGE ...BUT IT GETS WORSE...
He just put renters in the property with help of a Property Management firm last month, Renters won't call me back, foreclosure papers say it forecloses next month... As much as I am up for a challenge, I think about my personal record of Short … (94 comments)
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shortsales: Agents Have You Seen This? Wachovia Short Sale Form, 5 Day Approvals, 32 Day Closings?
- 10/05/09 07:40 AM
Just like the Lockness Monster & Dracula...I have only heard about this Form's Existence....Has Anyone Used It or Seen It????
...And, How Long Before Wells Starts Using It? Let Me Know Short Sale Agents Out There...
See Article Below...
Wachovia Short Sale Streamlined 32 Day To Close Program
Check this out...Wachovia is setting the benchmark for the Short Sale process...the days of 30, 60, 90 days waiting for a short sale approval are over.
"Wachovia Short Sale"...as it's branded...was rolled out in Northern California and has been a huge success. Wachovia is partnering with Real Estate Agents to expedite … (6 comments)
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shortsales: Agents: Are Your Short Sale Showings Slowing Down For You?
- 10/01/09 05:50 AM
Showings On Your Short sale Listings...
It seems that when I have looked at my listings and other Short Sale listings $300k and under, I am seeing a trend of slowing down in the showings...my thought is, 1st Time Homebuyer Incentive ending on November 30th...most agents will tell their buyers that Short Sales take too much time... 4-12+ weeks to complete that I feel like these are the last ones shown lately. I am told all my clients that with the Proposed Extension will come the showings back to full swing but I am wondering...Anyone Else Feeling This?
I … (10 comments)
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shortsales: A Seller Needs to Be Committed To Selling A Short Sale
- 09/06/09 02:27 AM
If you remember last week, I had a seller who was fortunate enough to get an approval from his bank to wipe off $95k in current loan amount to sell his home...the guy then turns around and takes every appliance, fan, garage door...etc, out of his home...Me...I was ready to strangle him, the bank did let me lower the price on the home an immediate $25k and now we have 2 offers...still...he could have really screwed up his chances...if it were me, I would have foreclosed in frustration...NOT ALL BANKS ON SHORT SALES ARE BAD...
And now...I should have known I was going … (8 comments)
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shortsales: Former owners of houses lost in foreclosure would be able to stay as renters.
- 08/17/09 03:11 AM
Should they also get an option to purchase the house from the bank at the end of the lease term, assuming they have the income to afford it?
Before leaving for their August break, Democrats and Republicans in the House took a rare, unanimous stand on both questions by passing the Neighborhood Preservation Act by voice vote. The bill was co-sponsored by Reps. Gary Miller, R-Calif., and Joe Donnelly, D-Ind.
The bill would remove legal impediments blocking federally regulated banks from entering into long-term leases - up to five years - with the former owners of foreclosed houses. It also would … (2 comments)
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shortsales: SHORT SALE, 4/2.5 BATHS IN VILLAGES OF LEACROFT, CHARLOTTE
- 08/13/09 01:35 AM
4012 CANTERBROOK DR., VILLAGES OF LEACROFT $155,000
MELISSA POLCE www.TheShortSaleAgents.com mjpolce@kw.com 704-450-4335
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shortsales: An Old Dog Is Hard to Teach New Tricks...Mother & Daughter
- 08/10/09 05:10 AM
My mom Connie Brophy will probably kill me if she reads this, however...I extended a link to her 3 months ago and she still has not set up her account so I think I am safe...see, she sells RE in Upstate NY, this little place called Rome, NY ...they don't suffer the same woes as alot of markets in the US however, their median home price is I think $100k...yea, its where I am from! Lots of great Italian Food though...My market is in Charlotte...very drastically different however it gives me the opportunity to share new ways of attracting both buyers and … (6 comments)
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shortsales: Mortgage People Have to Have Good Credit, Why Shouldn't We?
- 07/31/09 01:19 AM
Married to a Mortgage guy, I know he must now have good credit in order to help others obtain a loan...I think its a great idea, I mean...I think that it makes it more balenced to know the Mortgage Guy must have a score of 620 or better(if you work for a Broker or Licensed through the State) ...It instills confidence and in these rough times, Confidence is great!
Which brings me to my next thought...I probably will take heat on this but I have a scenario...A Realtor(who is Short Selling 3 of her own properties) is still out there selling property to … (5 comments)
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shortsales: Pre-Foreclosure in Charlotte Under $100k, 4/2.5
- 07/30/09 08:37 AM
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shortsales: Don't Let Your Home Foreclose, List With Experienced Short Sale Agents
- 07/30/09 07:37 AM
Don't Just Let Your Home Foreclose, You Need A Short Sale Agent!
www.TheShortSaleAgents.com
Home Short Sale Listings Search Foreclosures Understanding Short Sales
As foreclosure rates hit record levels, more sellers are turning to short sales as a way to avoid foreclosure. So, how does it work? In a short sale, the seller arranges with their mortgage lender to accept a price that's less than the amount they owe on the property. As a result, the seller doesn't have to go though a foreclosure, the buyer picks up a property at a discount, and the lender avoids taking … (0 comments)
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shortsales: www.MyRelocation2Charlotte.com
- 07/23/09 03:21 AM
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shortsales: The Importance of Keeping Current on HOA while Selling Home as a Short Sale
- 07/23/09 03:16 AM
Some things you may not think of while going through the process of a short sale is your HOA dues....while it is a fact that HOA's could file for lien or foreclosure, what you don't realize is the compounding interest that builds and adds up from the HOA's...I just had a closing on a neighborhood where the community HOA was $240 a year....while my client had not paid in 9 months, the HOA's you would have thought would have been $180 dollars and maybe a bit of interest and admin. fees....NOPE...when the bank gave the approval and we sat at the closing … (3 comments)
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shortsales: Pre-Foreclsoure & Short Sales, Bank & Lender Loss Mitigation Phone Numbers
- 07/20/09 07:50 AM
Loss Mitigation Phone NumbersThis is the most complete list of loss mitigation phone numbers for lenders on the internet. It is sorted in alphabetical order. If you have some information on your lender or different contact info that we are not privy too or we have a wrong number or web address then please let us know so we can all help each other. The first step to stop foreclosure is to contact your lender and try and obtain a reasonable loan workout or repayment plan. The quicker you get the ball rolling, the better chance you have of striking a … (1 comments)
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shortsales: Questions About or Need Experienced Short Sale Agents in Charlotte?
- 07/17/09 03:06 AM
www.THESHORTSALEAGENTS.com
* 10th Street Townhome/Condo (Uptown Charlotte) 3 Bedrooms - 3 Bathroms
* Stone Bunker in Olde Sycamore Golf Community (Mint Hill) 5 Bedrooms - 4 Bathrooms
* 2121 Cranberry Woods - Mulberry Pond (Charlotte) Built in 2007 - 4 Bedrooms, 2 Full Bathrooms, 1 Half Bathroom
* 10312 Orchard Grass Court (Charlotte - Carowinds Area) 3 Bedrooms, 2 Bathrooms
* 262 Kendra Drive (Concord) PENDING 3 Bedrooms, 3 Full Bathrooms
* 184 Waddell Road (Mooresville/Lake Norman) 3 Bedrooms, 3 Full Bathrooms
* 3101 Thayer Drive (Waxhaw) 5 Bedrooms, 4 Full Bathrooms
* 14300 Maclauren (Huntersville) 4 Bedrooms, 3 Bathrooms
* 2118 Pheasant … (0 comments)
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