first time homebuyer: The Extended First Time Homebuyer & Move Up Buyer Tax Credit for Missoula Real Estate - 11/20/09 01:41 AM
The Extended First Time Homebuyer & Move Up Buyer Tax Credit for Missoula Real Estate
Here's a cute video about the Extended First-Time Home Buyer Tax Credit and Move Up Buyer Tax Credit that is available to individuals who buy a primary residence by April 30, 2010.
Follow the adventures of Bob and Sally as the learn about the now extended Home Buyer Tax Credit worth up to $8000 for first time buyers and $6500 for existing home owners. It was published by Washington Homeowners.
 
 
Here are some additional articles on the topic:
Move-up Buyers & First Time Home … (1 comments)

first time homebuyer: Move-up Buyers & First Time Home Buyer Tax Credit Questions & Answers for Missoula Homebuyers - 11/10/09 02:48 AM
Here's a Great Summary of the First Time Home Buyer & Repeat Buyer Tax Credit for Missoula and Western Montana home buyers.

First Time Home Buyer & Repeat Buyer Tax Credit QUESTIONS & ANSWERS Explained  
All new first time home buyer and repeat buyer Tax Credit are effective immediately. It does not have to occur on December 1 2009 in order to qualify. All closings occurred on November 6 2009 qualifies for the new & improved first time home buyer and repeat buyer tax credit.
First Time Home Buyers
The $8,000 first time home buyer tax credit applies to … (3 comments)

first time homebuyer: Missoula Montana Real Estate - Understanding and Using All of Your First Time Home Buyer Options - 07/14/09 12:40 PM
First Time Homebuyers in Missoula have lots of options - a tax credit, low interest rates, and some great buys for sale. Here is some great information from Steve Kappre for you to use as a resource:

Via Steve Kappre, Gloucester County, NJ Loan Officer/Mortgage Planner - 856.419.3561 (Treasury Mortgage):
• All areas concerning First-Time Home Buyer Mortgages, grants, down payment assistance, police and fire loans, rehab loans, and more.
• Reverse Mortgages
• Equity Management strategies for high-end homes and high net worth individuals.
Contact Steve Kappre directly at 856-419-3561 or at www.stevekappre.com
With all … (0 comments)

first time homebuyer: Affordable Homes For Sale Under $100,000 in Missoula Montana - 04/03/09 04:42 AM
Homes For Sale Under $100,000 in Missoula Montana
Are you looking for an affordable home in Missoula, Montana? There are currently several condos and a few manufactured homes available in the Missoula area for under $100,000!
View Missoula Homes / Condos for Sale Under $100,000
And if you expand your search outside of Missoula, to the surrounding areas, there are A LOT of homes available under $100,000 - including several Single Family Homes.
Search Missoula & Surrounding Areas for Homes / Condos Under $100,000
And, if the price didn't make these homes affordable enough, consider:
If you're a First Time Homebuyer, you may even … (2 comments)

first time homebuyer: First Time HomeBuyers Tax Credit - $8,000 Homebuyer Tax Credit - The specifics - 03/31/09 02:58 PM
Missoula First-Time Homebuyers - here is some great information on the $8,000 Homebuyer Tax Credit:

 
First Time Homebuyers - In my opinion, this is one of the best times to buy in the last 10 years. Here are a few reasons why.
Home values are done 10% to 15% in many areas Many foreclosures to choose from, possibly getting a better deal Mortgage interest rates are just about the lowest in 25 years - interest rates from 4.5% to 5.5% $8,000 first time homebuyers tax credit - Up to $8,000 depending on your purchase price  
 
The $8,000 … (2 comments)

first time homebuyer: Where Are Today's Real Estate Buyers? - 03/31/09 12:07 PM

The National Association of Realtors(R) published the results to their consumer survey in November.
The results to this survey are helpful when you are marketing a home for sale - who is your target customer for that property and how do you reach them?
When we first started in real estate, we did a lot of print advertising in newspapers and real estate guides and were unable to find a return on the significant investment we made. We now use a very strategic marketing approach to target where buyers are looking, with a primary emphasis on the Internet.
It's … (4 comments)

first time homebuyer: 8000 Tax Credit for First-Time Homebuyers of Missoula Montana Real Estate! - 03/08/09 12:05 PM
The American Recovery and Reinvestment Act of 2009 is trying to encourage home ownership. As part of this act, there is an $8000 tax credit for first-time homebuyers who purchase homes between January 1, 2009 and December 31, 2009.
A first-time home buyer is defined as someone who has not owned a principal residence during the three-year period prior to the new purchase in the act, making people who haven't purchased a home in awhile also eligible.
There was a 7500 tax credit available to first-time homebuyers last year but that credit had to be paid back. The new one does not … (5 comments)

first time homebuyer: 7500 Tax Credit Info for First Time Home buyers in Missoula Montana - 03/08/09 10:52 AM
If you were a first time homebuyer in Missoula or Western Montana between April 2008 and December 2008, make sure you check into the 7500 Tax Credit that is available before you file your taxes.
If you will be a first time homebuyer in 2009, there is an $8,000 tax credit available for you also.
For information on buying a home in Missoula or Western Montana, contact Kevin and Monica Ray of Access Realty at 406-207-1185.

For those of you who were are FIRST TIME HOMEBUYERS and puchased a home after April 9th, 2008... You may get a $7500 tax … (1 comments)

first time homebuyer: What Are the Risks in Buying a For Sale By Owner (FSBO) Home? - 02/17/09 01:06 PM
You're driving down the street and notice a For Sale By Owner sign on a house that looks great from the outside. You write down the number from the sign and plan on calling to schedule a showing as soon as possible.
Before you call the owner, you ask are there any risks involved in a FSBO transaction? The answer is yes, depending on the situation. Some of the things to be aware of include and some of the reasons that FSBO transactions often do not close include:
1.) The homeowner is often the one showing you the property. While most sellers … (6 comments)

first time homebuyer: A Great Savings Tool - Montana First Time Homebuyer's Savings Accounts! - 02/28/08 03:08 AM
Are you a current Montana State Resident and thinking about buying your first home? Then you may want to look at a First-Time Home Buyer's Savings Account.
Why Start A First Time Home Buyer's Savings Account?
It's an easy way to help you save for your dream of home ownership, Lowers your Montana State adjusted gross income for annual deposits, up to the allowable limit ($3,000 per year individual, $6,000 per year for married couples filing jointly), The annual interest is not subject to Montana State income tax if left in the account or used to purchase a home, Deposits can … (3 comments)

first time homebuyer: Montana Home Ownership Programs - Great for First Time Homebuyers! Montana Board of Housing - 02/10/08 11:44 PM
The State of Montana offers a some great programs to help people purchase a home through the Montana Board of Housing.
The Regular Mortgage Bond Program offers an interest rate lower than the market rate, which makes your client's purchasing power go farther, and, MBOH provides closing cost assistance to every buyer in this program. This loan is an FHA loan. For more information on how to apply, click here.
The Mortgage Credit Certificate Program provides eligible homebuyers with the opportunity to buy a home by keeping more money in their pockets each month. An MCC reduces the amount of federal … (1 comments)

first time homebuyer: Contingency Tracking Letter for Buyers - Great for First Time Home Buyers - 05/09/07 04:49 PM
 Here's a letter that I always put together for my buyers when we go under contract. This is especially helpful for first-time homebuyers who are new to the process but experienced buyers also love it. I print a copy of the letter for myself and post it to my bulletin board to track the dates also.
We Did It! Congratulations on the purchase of your new home. Now that we have an accepted contract, there is a flurry of activity that will take place over the next 30 days to ensure that everything moves smoothly. The following list provides the deadlines … (0 comments)