Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129



This is an excerpt from a memo I received from my web hosting president. This truly is one of the most important decisions that will forever effect the way real estate transactions may be done.With all of the changes in the industry lately this could be the one that will set all of us back for ma...
JOIN US FOR VISITORS' DAYGenerate More Business Through Word-of-Mouth MarketingBusiness Networking International (BNI) is a business and professional networking organization whose primary purpose is to exchange qualified business referrals.  It is the largest networking organization of its kind. ...
Hello Active Rain Community,I am letting you know that I have just started a new group for BNI Members. If you are a current BNI member be sure to join. We will have alot of great information and interaction to help us with the art of referral marketing. If you are not familiar with BNI got to ht...
Nehemiah down-payment assistance can help many Homeowners buy a home.I am writing this in response to all of the requests I have had from Realtors lately. I have been actively using the Nehemiah program for several years now and was surprised at how many people hadn't even heard of it. With all o...
Believe it or not there is still a program left for people that need 100% home mortgage financing Highlights of this programRatesThis program has very competitive interest ratesNo Down Payment RequiredClosing costs can all be rolled in to the loanNo Monthly Mortgage InsuranceMonthly mortgage insu...
Minnesota is a great place to live. Here are some of the most popular links for things to do in Minnesota Family Fun and Recreation Boundary Waters Canoe Area (BWCA) Year-round adventures in the far North of Minnesota.Children's Theatre Recognized as North America's flagship theater for young peo...
Here is a simple chart that explains some home mortgage loans programs and the advantages and disadvantages they may have.Loan ProgramAdvantagesDisadvantagesFixed Rate Mortgages 30 year fixed 15 year fixed Monthly payments are fixed over the life of the loan Interest rate does not change Protecte...
To all whom read this blog...I think I speak for most mortgage professionals when I say that TV Internet ad's are walking a fine line with their advertisements. They seem to promise the world and have payments and interest rates that seem too good to pass up. The truth is you need to read the pri...
Homeownership Is Still the American Dream. We make it possible with FHA or Minnesota's MHFA First Time Home Buyer Mortgage Programs.We are proud to make YOUR home buying dreams come true!Owning your own home is a goal most Americans continue to strive for, but in today's economy many families are...

Shawn Gerhardson

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