Shawn Gerhardson Minnesotas Preferred Lenders Blog

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Mortgage and Lending - Waterstone Mortgage NMLS#186434 - NMLS# 274129

ARCHIVED BLOG POSTS

2014 

Six Key Questions to Ask when Hiring a Real Estate Agent to Market and Sell Your Home   The work of a real estate agent can make or break how a prospective buyer feels about the property. Now that it’s time to sell your home, you want to find the right agent to market it. How do you find someone ...
08/28/2014
Refi or Wait? How to Choose Between Refinancing Your Mortgage Now or Waiting Until You Need the Money   Refinancing your existing mortgage may provide you with the opportunity to lower your interest rate, reduce your mortgage payment and adjust your loan term. For those homeowners who have lived ...
08/27/2014
DOC New Home Sales and NAR Existing Home Sales   The Department of Commerce reported July sales of new homes dropped by 2.40 percent over June to a four month low. Analysts noted that although July’s reading of 412,000 new homes sold fell short of expectations and June’s reading, the new homes se...
08/26/2014
What’s Ahead For Mortgage Rates This Week – Aug 25, 2014   Last week’s economic news brought several reports related to housing. The National Association of Home Builders (NAHB) Wells Fargo Housing Market Index for August rose by two points to 55, which was its highest reading in seven months. Co...
08/25/2014
Home Buying Tips: Three Items to Watch out for in a Purchase Agreement Contract   The purchase agreement is a vitally important document that outlines the provisions, terms and conditions for the transfer of property. It should be read carefully and any ambiguities should be clarified prior to si...
08/21/2014
Separation Anxiety: How to Deal with a Joint Mortgage Loan in the Event of a Divorce   During the course of a marriage, it is common for the couple to acquire property together. This is what is referred to as joint or community property. When a couple divorces, it is up to the parties involved to...
08/21/2014
Lowballing 101: How to Avoid Insulting a Home Seller when Making a Low Offer for Their House or Condo   Buying a home is a huge step for people who are ready to make an investment in their future. Getting a great deal on a home is just as important and knowing how much to offer could be confusing...
08/20/2014
Scam Alert! Three Mortgage Modification Scams to Watch out for (And How to Avoid Them)   As if homeowners who are facing foreclosure don’t have enough to worry about, a multitude of loan modification scam artists have invaded the internet, public files and even foreclosure notices in newspapers i...
08/18/2014
What’s Ahead For Mortgage Rates This Week – Aug 18, 2014   Last week’s economic news brought little housing-related content, but several economic reports in other sectors contributed to overall perceptions of the economy. In a speech given in Sweden, Fed Vice President Stanley Fischer noted that ...
08/18/2014
Experiencing ‘Purchase Anxiety’? How to Calm Your Nerves Before Committing to Buy a New Home   Whether this is your first big purchase, or your family is moving to a new location or looking for more space, buying a home has its share of ups and downs. It’s perfectly normal to feel anxious about w...
08/15/2014
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Shawn Gerhardson

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Professional Mortgage Advice, Looking out for your best "interest". Your Minnesota Mortgage Specialist!