homestead mortgage: About Eden Prarie Minnesota - 07/31/07 04:31 AM
If you are looking to purchase a home in Eden Prairie, Minnesota here are some demographics of the area that I thought would be useful to you. If you are moving to the area and would like help with financing or would like me to refer a realtor to you I would be happy to do that for you as well.
Information Courtesy of Shawn Gerhardson with Homestead Mortgage and the Home Buyer Scouting Report
If you would like to estimate payments click on my mortgage calculator
Search for Eden Prairie Homes on-line by clicking on the image below
 
 
 
 
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homestead mortgage: Why should you buy a home now instead of waiting? - 07/26/07 04:12 AM
Let me start by saying that there is always going to be an argument either way for waiting to have more money to put down or to buying now and not waiting.
Some  First-time Home Buyers think that the answer to lowering their payments is to wait and put money down. I would like to show how waiting to put money down might not make as big a difference as you think.
 
For this example lets assume the following:
A house is listed for $150,000 
Your P&I (Principal and Interest) payment on a 30 year loan at 7% interest would be:
With 0% Down (0.00)       =$997.95
With … (3 comments)

homestead mortgage: Policy to target some "toxic loan Features". - 07/17/07 02:08 AM
        There are some new lending guidelines taking effect that are to help prevent some mortgage problems.
     In what some say is long awaited policy statement on loans for borrowers with challenged credit. federal financial regulators said on June 29th 2007 that they would urge banks, credit unions and their mortgage subsidiaries to verify income assets and employment on all loans accept when the borrower can show that they have substantial financial reserves.
     These policy guidelines are to take effect immediately nationwide and also instruct lenders to underwrite adjustable sub prime mortgages at the fully indexed interest rate and not at … (3 comments)

homestead mortgage: Buying versus Renting - 07/16/07 05:27 AM
     Buying a home vs. renting is a big decision that takes careful consideration. But with a little help and guidance you can be on your way to your home.
     For many years purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a sense of pride, financial stability and also has some potential tax advantages. Sure there are certain responsibilities associated with owning a home, but it is definetly worth it. Landlords will say that there are benefits of renting for one obvious reason. If you are renting, you're helping them make their mortgage payment.
     Let's take a … (3 comments)

homestead mortgage: About Finlayson Minnesota - 07/16/07 01:57 AM
If you are looking to purchase a home in Finlayson, Minnesota here are some demographics of the area that I thought would be useful to you. If you are moving to the area and would like help with financing or would like me to refer a realtor to you I would be happy to do that for you as well.
 
Information Courtesy of Shawn Gerhardson with Homestead Mortgage and the .
If you would like to estimate payments click on my mortgage calculator
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homestead mortgage: About Milaca Minnesota - 07/16/07 01:45 AM
If you are looking to purchase a home in Milaca, Minnesota here are some demographics of the area that I thought would be useful to you. If you are moving to the area and would like help with financing or would like me to refer a realtor to you I would be happy to do that for you as well.
Information Courtesy of Shawn Gerhardson with Homestead Mortgage and the .
If you would like to estimate payments click on my mortgage calculator
 
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homestead mortgage: About Grasston Minnesota - 07/16/07 01:40 AM
If you are looking to purchase a home in Grasston, Minnesota here are some demographics of the area that I thought would be useful to you. If you are moving to the area and would like help with financing or would like me to refer a realtor to you I would be happy to do that for you as well.
 
Information Courtesy of Shawn Gerhardson with Homestead Mortgage and the .
If you would like to estimate payments click on my mortgage calculator
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homestead mortgage: About Brook Park Minnesota - 07/16/07 01:34 AM
If you are looking to purchase a home in Brook Park, Minnesota here are some demographics of the area that I thought would be useful to you. If you are moving to the area and would like help with financing or would like me to refer a realtor to you I would be happy to do that for you as well.
 
Information Courtesy of Shawn Gerhardson with Homestead Mortgage and the .
If you would like to estimate payments click on my mortgage calculator
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homestead mortgage: About Isle Minnesota - 07/11/07 01:41 AM
If you are looking to purchase a home in Isle, Minnesota here are some demographics of the area that I thought would be useful to you. If you are moving to the area and would like help with financing or would like me to refer a realtor to you I would be happy to do that for you as well.
Information Courtesy of Shawn Gerhardson with Homestead Mortgage and the .
If you would like to estimate payments click on my mortgage calculator
 
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homestead mortgage: About Mora Minnesota - 07/10/07 03:07 AM
If you are looking to purchase a home in Mora, Minnesota here are some demographics of the area that I thought would be useful to you. If you are moving to the area and would like help with financing or would like me to refer a real estate agent to you I would be happy to do that for you as well.
Information Courtesy of Shawn Gerhardson with Homestead Mortgage and the .
If you would like to estimate payments click on my mortgage calculator
 
 
 
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homestead mortgage: How to Buy Your First Home the Easy Way! - 07/09/07 08:46 AM
If you are looking to purchase a home in  Minnesota here are some tips that I thought would be useful to you. If you are moving to the area and would like help with financing or would like me to refer a real estate agent to you I would be happy to do that for you as well.
 
How to Buy Your First Home the Easy Way!  Avoid 10 Common Potentially Devastating Mistakes First Time Home Buyers Make.
 
Buying a home can be a "hair-raising" experience.  It can be a roller coaster of emotions... finding the right place... securing the loan... moving in.  And … (0 comments)

 
Shawn Gerhardson,  Top Rated Mortgage Professional (Waterstone Mortgage NMLS#186434)

Shawn Gerhardson

Top Rated Mortgage Professional

Cambridge, MN

More about me…

Waterstone Mortgage NMLS#186434

Address: 140 Birch Street North, Suite 103, Cambridge, MN, 55008

Office: (763) 691-0202

Mobile: (763) 245-6149

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Professional Mortgage Advice, Looking out for your best "interest". Your Minnesota Mortgage Specialist!


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