home buyer: Can I Afford To Purchase A Home?
- 02/23/24 11:44 AM
Wondering if you should stop renting and purchase a home of your own?Here are some questions to consider ↓↓↓01 – Do you have financial stability?02 – Are your long-term plans to stay in the area?03 – What’s the market like?04 – Do you have enough for a downpayment and other monthly costs?05 – Do you have a good credit score?👉🔥 Remember, the decision depends on your personal and financial circumstances.If you are currently renting and wondering if home ownership is a possibility for you – let’s chat!If you’re not where you need to be now, we’ll set a plan and set … (4 comments)
home buyer: Is A New Home On Your Wish List?
- 12/14/23 12:10 PM
Is a new home all you want for Christmas? 🎅🏼 Then, it’s time to start making a holiday home wish list 🎁 First, start by prioritizing your “wants” vs. “needs”… Some things on a “wants” list would be items new appliances, updated kitchen and bathroom, new windows, pool, etc. Some examples of a “needs” list would be number of bedrooms, square footage, school system, neighborhood safety, overall condition, commute time to work/school, etc. 👉 If you’re ready to start, just comment ” WORKSHEET” and I’ll send you the Home Priority Guide Worksheet! #homebuyerlist #prioritylist #realestateagent #realestate #findahomeinelkgrove #elkgroverealestate #sacramentorealestate #moderegroup #realestatemadesimple SEARCH ALL HOMES FOR SALE NOW! … (1 comments)
home buyer: 3 Simple Way to Boost Your Credit Score
- 11/20/23 11:20 AM
Boosting your credit score takes time and responsible financial management. Here are three simple ways to help improve your credit score: Pay Your Bills on Time: Payment history is one of the most significant factors affecting your credit score. It’s important to consistently pay your bills on time. This demonstrates responsible financial behavior and can have a positive impact on your credit score. Pro Tip: Set up reminders or automatic payments to ensure you never miss a due date. Reduce Credit Card Balances: Your credit utilization ratio (which is the amount of credit you’re using compared to your total available credit) is … (2 comments)
home buyer: Tips for First-Time Homebuyers
- 11/08/23 11:04 AM
Tips for First-Time HomebuyersCongratulations on embarking on the exciting journey of becoming a first-time homebuyer! Here are the top 10 tips to help you make informed decisions and navigate the homebuying process successfully: First things to do is determine your budget! Before you start looking at homes, assess your financial situation and set a realistic budget. Consider all costs, including the down payment, closing costs, monthly mortgage payments, property taxes, and homeowners insurance. The second thing I recommend is getting pre-approved for a mortgage. Obtaining a pre-approval from a lender will give you a clear idea of how much you can borrow and … (2 comments)
home buyer: Home Buying Process - Part 3
- 11/03/23 09:36 AM
This is the home buying process in 10 steps, part 3! Step 8 in this process is getting the home appraisal. The appraisal is all about ensuring the house is actually worth what you’ve agreed to pay. If the appraisal comes under the purchase price, the lender will likely not loan out past what the property is appraised at, meaning the buyer will need to come up with that extra money to fill the gap between the appraisal value and the offer. If the appraisal comes in over the agreed upon purchase price, you, the buyer, are in great shape because the … (0 comments)
home buyer: Home Buying Process - Step 2
- 11/01/23 01:09 PM
This is the home buying process in 10 steps, part 2! Phase 2 of buying a home is what most people think of when they think about moving. It’s actually finding the property you want and settling on a price. So step 5 is finding the home. Depending on the market, this can be anywhere from a week up to a couple of years! It all depends on the price point you’re searching in, and the current market conditions. Once we find the house, we move to step 6 which is making an offer. Once again, depending on market conditions, your … (0 comments)
home buyer: Q: Why Buy New Construction (And Hire an Agent to Do So)?
- 08/24/23 11:07 AM
Hi guys. It's Lori Mode with the Mode Real Estate Group at Keller Williams Realty, and today I wanted to talk to you about new construction and why you might choose new construction and then why you would want to be represented on new construction.
So first, why would you choose new construction? Well, one, some people just like new homes and the second reason is inventory right now is so low across the nation. But really here in Elk Grove and Sacramento County inventory has been so low for so long. Builders are building more homes. So new construction might be an option … (1 comments)
home buyer: Top 5 Ways to Make Your Offer Stand Out
- 08/16/19 10:48 AM
Top 5 Ways to Make Your Offer Stand Out If you’ve been looking for a new home, finding the right one is exciting. Now that it’s time to write the offer, however, you might be wondering what you can do to make sure the seller is impressed with your offer. Of course the easiest way is to offer cash significantly over asking price, but fortunately in the real world there are still great ways to ensure the seller takes your offer seriously and improve your chance of acceptance. Top 5 Ways to Make Your Offer Stand Out 1. Pre-Approval Letter – A … (1 comments)
home buyer: Buyers - Help me Help you get your offer accepted
- 09/02/09 01:56 AM
Buyers - are you frustrated and tired from writing offer after offer while your offer does not get accepted. With multiple offers on both our REO and short sale listings recently, we are seeing frustrated buyers every day and some of them should not be disappointed. As a buyer, do you know what you can do to increase the odds of your offer being accepted? The best chance you have of getting your offer accepted is having an experienced Realtor prepare your offer and pairing you up with a Lender that has a good reputation for closing deals. You also need to become educated about the … (0 comments)
Lori Mode of Keller Williams Realty, Sacramento Real Estate including Elk Grove and surrounding areas, including home listings, home prices, community information, local statistics, foreclosures and short sales.
If you ever have any questions, comments, suggestions, or anything else, please contact me using one of the methods below. Also be sure to engage in the conversations taking place within each post!
Wondering if you should stop renting and purchase a home of your own?Here are some questions to consider ↓↓↓01 – Do you have financial stability?02 – Are your long-term plans to stay in the area?03 – What’s the market like?04 – Do you have enough for a downpayment and other monthly costs?05 – Do you have a good credit score?👉🔥 Remember, the decision depends on your personal and financial circumstances.If you are currently renting and wondering if home ownership is a possibility for you – let’s chat!If you’re not where you need to be now, we’ll set a plan and set … (4 comments)
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