sacramento real estate: Top Tips For Buying A Home This Summer - 06/27/24 10:48 AM
Top Tips for Buying a Home This Summer
The Summer Solstice is here, marking the longest day of the year and the official start of summer. As the days get warmer and longer, the real estate market heats up too. If you're considering buying a home this summer, now is the perfect time to get started. To help you navigate the bustling summer market, here are my top tips for buying a home this season:
1. Start EarlySummer is a popular time for home buying, and properties can move quickly. To get ahead of the competition, start your home search early. Begin by … (0 comments)

sacramento real estate: Benefits of Downsizing to a Smaller Home - 06/27/24 10:23 AM
  Thinking About Downsizing? Here Are Some Benefits to Consider
Is your current home feeling too large? Have the kids flown the nest, leaving you with empty rooms and extra space? Downsizing might be the perfect solution for you. Here are some compelling benefits to consider when thinking about making the move to a smaller, more manageable home:
1. Reduced Utility Bills One of the most immediate and noticeable benefits of downsizing is the reduction in utility bills. Larger homes typically require more energy to heat and cool, leading to higher electricity and gas bills. By moving to a smaller home, … (3 comments)

sacramento real estate: 4 Reasons To Use An Agent With New Construction - 06/17/24 12:37 PM
Here are 4 ways that I can help during the new construction process 👇01 – Expert Guidance: I have experience navigating the new construction process and can guide you through each step, from contract negotiation to selecting upgrades.02 – Negotiation Power: I can negotiate on your behalf to secure the best price, incentives, and terms with the builder, potentially saving you money and getting more value for your investment.03 – Builder Reputation: I have insights into reputable builders and can help you choose a trusted builder with a history of quality construction and customer satisfaction.04 – Advocacy and Support: I work … (1 comments)

sacramento real estate: What is the difference between an appraisal and an inspection? - 06/17/24 11:56 AM
What’s the difference between an appraisal vs. an inspection? 🤔⚠️ They are both crucial steps in the home buying process to ensure you’re making a wise investment and they truly are very different.→ An appraisal is an assessment done by a licensed appraiser to determine the fair market value of a property.This helps lenders ensure that the property’s value supports the loan amount as the lender will only loan based on the appraisal amount (not your offer price)💰→ An inspection is a thorough examination of a property’s condition, typically conducted by a certified home inspector or a licensed contractor.It identifies any … (1 comments)

sacramento real estate: 5 Benefits To Owning Your Own Home - 06/17/24 11:23 AM
Here are 🖐 amazing benefits of owning your own home…01 – Building Equity 💰One of the most significant advantages of owning a home is the ability to build equity over time. Equity represents the portion of your home that you truly own, calculated as the difference between the market value of your home and the amount you still owe on your mortgage. As you make mortgage payments, a portion of each payment reduces your loan balance, thus increasing your equity. Additionally, if the value of your home appreciates over time, your equity grows even more. Building equity can be a powerful … (3 comments)

sacramento real estate: Should You Buy A Foreclosure? - 05/21/24 10:43 AM
Are you wondering if you should buy a foreclosure?So many buyers call me thinking that a foreclosure is the way to buy an affordable home, but there is a lot to consider. The first thing is that foreclosures really are less than 2% of our current market! So very, very limited inventory.Here are some pros and cons to consider:𝗣𝗥𝗢𝗦01 – Potential for a lower purchase price.02 – Opportunity for investment and profit.03 – Flexible financing options.04 – Room for renovation and personalization.𝗖𝗢𝗡𝗦01 – Possible property condition issues.02 – Limited inspection opportunities.03 – Lengthy purchase process.04 – Risk of hidden liens or … (3 comments)

sacramento real estate: How To Prep For A Home Inspection - 05/21/24 10:34 AM
Are you getting ready for a home inspection?It’s a crucial step in the home buying or selling process.You can help the inspector out by doing the following:☑️ Make sure if you have a padlock on the electrical box, unlock it.☑️ Make sure side gates are unlocked.☑️ Make sure it Is easy to get into the attic access.☑️ Make sure if you have a crawl space, it's easy to access also.→ What to Expect:During the inspection, a qualified home inspector will thoroughly examine:☑️ The exterior, interior, roof, foundation, plumbing, electrical, HVAC, and appliances.Additionally, the inspector will be on the lookout for any … (1 comments)

sacramento real estate: What Documents Do I Need To Get Pre-Approved? - 05/16/24 11:49 AM
Set yourself up for home buying success! 🏡👉 When you get pre-approved for a home loan, here are the documents that you will most likely need:✔️ Driver’s License & SSN✔️ One – Three Months of Paystubs✔️ Two Years of W-2’s and/or Tax Returns✔️ P&L (if self-employed)✔️ Two Months of Bank Statements**Please note: more documents may be needed depending on your lender.→ If you need some lender recommendations, please reach out and I can send you some!Also, if you’re meeting with a lender, 💬 comment “QUESTIONS” below and I’ll send you my top questions to ask them.#mortgagelender #mortgageloan #realestateagent #realestate #buyertips #elkgroverealestate #sacramentorealestate #buyingahome
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sacramento real estate: Ways To Fall In Love With Your Home Again - 04/29/24 02:02 PM
It is possible!  Have you ever seen that show, love it or list it?  Almost every time the family decides to LOVE IT!  Granted, they got a remodel out of it, but I think you can achieve the same affect by doing some small things to your home today!  The biggest is a deep clean and de-clutter, it's amazing how many sellers are shocked how good their home can look when they get it photo-ready!  Here are some things to do so you can enjoy your home again.✔️ Declutter and organize your every day spaces first✔️ Paint a room or two a … (8 comments)

sacramento real estate: What is Earnest Money? - 04/16/24 12:24 PM
Have you ever heard of “Earnest Money” before? 💰👉 It’s essentially a good faith deposit that is provided by a buyer to a seller as a demonstration of their seriousness and commitment to purchasing a property.I tend to think of it as something like an engagement ring. 💍→ If you’re getting married, and you want your partner to know that you’re serious, you give them a ring.When you’re serious about purchasing a house, you give the seller an earnest money deposit.💲 The amount of earnest money can vary and is typically a percentage of the purchase price, often ranging from 1% … (2 comments)

sacramento real estate: What to do NOW to Buy A Home in Summer - 04/16/24 11:02 AM
If you’re thinking about buying a home and don’t know where to start…🚨 Here are the first 3 crucial steps:01 – Determine your why>> Why do you want to move? What are you looking for? What is your wants vs needs list.02 – Find an Agent>> Your real estate agent can help guide you on all the steps necessary for the home buying process. They can even help with step 3, recommending local lenders.03 – Find a Lender>> It’s important to get pre-approved for a mortgage so you know how much your budget is.These initial steps lay the foundation for a … (1 comments)

sacramento real estate: What Major Things Should You Look For When House Hunting? - 04/16/24 10:58 AM
What are the major things to look for when house hunting? 🤔𝐋𝐨𝐜𝐚𝐭𝐢𝐨𝐧, 𝐥𝐨𝐜𝐚𝐭𝐢𝐨𝐧, 𝐥𝐨𝐜𝐚𝐭𝐢𝐨𝐧!📍Look for proximity to amenities like schools, shopping centers, parks, and public transportation.Think about your daily needs and lifestyle preferences to determine if the location aligns with your requirements.𝐓𝐡𝐞 “𝐛𝐨𝐧𝐞𝐬” 𝐨𝐟 𝐭𝐡𝐞 𝐡𝐨𝐮𝐬𝐞 🦴Assess the structural integrity of the property.Look for signs of water damage, cracks in the foundation or walls, uneven floors, or sagging ceilings.𝐒𝐢𝐳𝐞 𝐚𝐧𝐝 𝐥𝐚𝐲𝐨𝐮𝐭 🏡Evaluate if the number of bedrooms, bathrooms, and living spaces meet your current and future needs.𝐑𝐞𝐬𝐚𝐥𝐞 𝐯𝐚𝐥𝐮𝐞 📈While it may not be your immediate concern, it’s wise to consider the … (4 comments)

sacramento real estate: Should You Purchase A Fixer-Upper? - 04/04/24 12:36 PM
Thinking of buying a fixer-upper? 🏚It can be a rewarding investment, but it also comes with its own set of challenges.Here are some pros and cons to consider ↓↓↓PROS 👍01 – Potential Cost Savings: Fixer-uppers are often priced lower than move-in-ready homes, providing an opportunity for cost savings.02 – Customization: You have the flexibility to renovate and design the home according to your preferences and needs03 – Equity Building: Improvements made to a fixer-upper can increase its overall value, allowing you to build equity over time.CONS 👎01 – Unforeseen Costs: Renovation projects often come with unforeseen expenses, and initial estimates may … (4 comments)

sacramento real estate: My Proven Pricing Strategy - 03/28/24 11:35 AM
I’ve been selling homes for 35 years, and this strategy always works.Alright, here’s the strategy.
First, I use market data to determine what your house is worth.As a process, it’s a science and an art. And I’ll go ahead and tell you now, online estimators simply aren’t able to do that.Once I determine the market value of your home (aka the ball park it should sell in), then I determine what price we should list at.Yes, they are different.
Pricing your home right on the mark of what it’s worth can actually result in longer days on market and a lower sales price.What?  … (3 comments)

sacramento real estate: Different Types Of Home Loans - 03/28/24 11:16 AM
There’s many different loan options….Here are some of the common ones 👇01 – 𝑪𝒐𝒏𝒗𝒆𝒏𝒕𝒊𝒐𝒏𝒂𝒍 𝑳𝒐𝒂𝒏𝒔: These are standard mortgage loans not insured or guaranteed by the government. They typically require a down payment of 3% to 20% of the home’s purchase price.02 – 𝑭𝑯𝑨 𝒍𝒐𝒂𝒏𝒔: Insured by the Federal Housing Administration, these loans help borrowers with low down payments and lower credit scores.03 – 𝑽𝑨 𝑳𝒐𝒂𝒏𝒔: Available to eligible veterans and military personnel, VA loans offer favorable terms, including no down payment and flexible qualification criteria.04 – 𝑼𝑺𝑫𝑨 𝑳𝒐𝒂𝒏𝒔: These loans, offered by the U.S. Department of Agriculture, are designed for … (3 comments)

sacramento real estate: 5 Signs It's Time To Sell - 03/15/24 11:56 AM
If you’re considering selling but not quite sure, here are 5 signs that might indicate it’s time to take that next step 👇➡ If your current home doesn’t quite match your lifestyle anymore, it might be a sign to consider selling. Maybe your family is growing, or you’re now an empty-nester looking for something cozier.➡ Do you often find yourself bumping into furniture or wishing for more storage? If your home is starting to feel a little cramped, that’s a signal it could be time to move on to a bigger place where you can stretch out and breathe freely.➡ If … (3 comments)

sacramento real estate: A Staged Home Sells Three Times Faster - 03/15/24 11:50 AM
Research has shown…That a staged home sells 3 times faster than a non-staged home!– and 70% of real estate agents stated that home staging increased the offer value on a house by up to 10%.📈First impressions are everything and staging can significantly enhance your home’s appeal and make it more attractive to potential buyers.Here are my 🖐 staging tips…01 – Depersonalize and declutter02 – Clean, clean, and then clean again. 🧽03 – Use a light neutral color palette + add pops of color04 – Use real plants and flowers throughout the home 🪴05 – Don’t forget about the front yard! That’s … (2 comments)

sacramento real estate: March Is The Best Time To Buy A Home - 03/07/24 01:01 PM
March is the ideal month to start home shopping.Here’s why 👇💐 Spring is coming, which is typically the busiest time in real estate. If you start to look now, you’ll get a head start!☀️ As the weather improves, typically more people start listing their homes and you’ll have more inventory to choose from.🌳 Homes tend to look more attractive due to the curb appeal, blooming flowers, and greener landscapes.💰 Sellers listing their homes in March may be motivated to make a deal, especially if they’ve been waiting through the slower winter months.📚 School planning and consideration is a big reason why … (4 comments)

sacramento real estate: How Do You Know How Much Equity You Have? - 03/01/24 10:44 AM
How Do You Know How Much Equity You Have?  
EQUITY = LEVERAGE
Leverage for what?
Your next home or real estate investment.
How do you know how much equity you have in your home?
It’s simple:
Current value of your home
MINUS
Current loan balance
EQUALS
Home equity
And how do you know what your home is currently worth?
Hint: online estimators that start with Zillow won’t give you a full picture.
The best way to determine the current value of your home is to compare recent sales, current market trends and weigh the specifics of your home.
Only a local real estate expert can advise you on the current value of your … (4 comments)

sacramento real estate: Can I Afford To Purchase A Home? - 02/23/24 11:44 AM
Wondering if you should stop renting and purchase a home of your own?Here are some questions to consider ↓↓↓01 – Do you have financial stability?02 – Are your long-term plans to stay in the area?03 – What’s the market like?04 – Do you have enough for a downpayment and other monthly costs?05 – Do you have a good credit score?👉🔥 Remember, the decision depends on your personal and financial circumstances.If you are currently renting and wondering if home ownership is a possibility for you – let’s chat!If you’re not where you need to be now, we’ll set a plan and set … (4 comments)

 
Lori Mode, Real Estate Made Simple (The Mode Real Estate Group)

Lori Mode

Real Estate Made Simple

Elk Grove, CA

More about me…

The Mode Real Estate Group

Address: 9250 Laguna Springs Dr., Suite 100, Elk Grove, CA, 95758

Office: (916) 405-5737

Mobile: (916) 230-0371

DRE License #00935148

Lori Mode of Keller Williams Realty, Sacramento Real Estate including Elk Grove and surrounding areas, including home listings, home prices, community information, local statistics, foreclosures and short sales.

If you ever have any questions, comments, suggestions, or anything else, please contact me using one of the methods below. Also be sure to engage in the conversations taking place within each post!




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