As you begin to think about looking to buy a home in Jefferson or Shelby County, AL, be sure your credit report doesn't undermine your efforts. As you try to get that coveted loan pre-approval from a lender, he or she will pull your credit report. Your credit report is a consolidated view of your credit history from the three agencies (Equifax, Experian and TransUnion).
When a lender looks at your credit report he or she can tell a lot about you. Do you pay your bills on time? … (3 comments)
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