moriah martin real estate: Lehigh Valley Short Sales - Making an Offer on a Short Sale - What Questions to Ask??? - 06/05/11 05:36 AM
Lehigh Valley Short Sales - Making an Offer on a Short Sale - What Questions to Ask??? - As a Home Buyer and a Buyer Agent there are certain questions you should ask - A Few Important Tips shared here.What is a Short Sale: A Short Sale is when a homeowner owes more on their Mortgage for their home then their home is currently worth at current market value.  The homeowner is trying to avoid Foreclosure by selling their home as a short sale.  What the Consumer/Buyer should know about Short Sales1) The number 1 most important part to thinking about … (1 comments)

moriah martin real estate: Lehigh Valley Real Estate & Selling Your Home: 12 Questions to Ask When Choosing Your Lehigh Valley REALTOR® - 01/31/11 12:59 PM
Lehigh Valley Real Estate & Selling Your Home: 12 Questions to Ask When Choosing Your Lehigh Valley REALTOR®Make sure you choose a REALTOR® who will provide top-notch service and meet your unique needs.  1. How long have you been in residential real estate sales? Is it your full-time job? While experience is no guarantee of skill, real estate — like many other professions — is mostly learned on the job. 2. What designations do you hold? Designations such as GRI and CRS®, which require that agents take additional, specialized real estate training, are held only by about one-quarter of real estate … (0 comments)

moriah martin real estate: Lehigh Valley Home Buying & Real Estate: 8 Reasons Why You Should Work With a Lehigh Valley REALTOR® - 01/31/11 12:35 PM
Lehigh Valley Home Buying & Real Estate: 8 Reasons Why You Should Work With a Lehigh Valley REALTOR® Not all real estate agents are REALTORS®. The term REALTOR® is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS® and subscribes to its strict Code of Ethics. Here are five reasons why it pays to work with a REALTOR®.  1. Navigate a complicated process. Buying or selling a home usually requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multipage settlement statements. A knowledgeable expert will help you prepare the … (0 comments)

moriah martin real estate: Lehigh Valley Homes and Real Estate: 5 Property Tax Questions You Need to Ask - 10/16/10 09:16 AM
Lehigh Valley Homes and Real Estate: 5 Property Tax Questions You Need to Ask1. What is the assessed value of the property? Note that assessed value is generally less than market value. Ask to see a recent copy of the seller’s tax bill to help you determine this information. 2. How often are properties reassessed, and when was the last reassessment done? In general, taxes jump most significantly when a property is reassessed. 3. Will the sale of the property trigger a tax increase? The assessed value of the property may increase based on the amount you pay for the property. … (0 comments)

moriah martin real estate: Lehigh Valley Real Estate & Homes - Common TOP 5 First-Time Home Buyer Mistakes - 10/16/10 08:58 AM
Lehigh Valley Real Estate & Homes - Common First-Time Home Buyer Mistakes1. They don’t ask enough questions of their lender and end up missing out on the best deal.2. They don’t act quickly enough to make a decision and someone else buys the house. 3. They don’t find the right agent who’s willing to help them through the homebuying process.4. They don’t do enough to make their offer look appealing to a seller. 5. They don’t think about resale before they buy. The average first-time buyer only stays in a home for four years.Other Helpful Information - Things you just gotta … (0 comments)

moriah martin real estate: Lehigh Valley Homes & Real Estate: Lender Checklist: What You Need for a Mortgage - 10/16/10 08:50 AM
Lehigh Valley Homes & Real Estate - Lender Checklist: What You Need for a Mortgage - Perfect for Home Buyers in the "just looking" Stage.When you are in the "just looking" stages of Buying a Home is when you should start gathering all the documentation that will be needed to help you get a lehigh Valley Mortgage on your new home.
W-2 forms — or business tax return forms if you're self-employed — for the last two years for every person signing the loan. Copies of at least one pay stub for each person signing the loan. Account numbers of all … (3 comments)

moriah martin real estate: Lehigh Valley Mortgage & Real Estate: 5 Factors That Decide Your Credit Score - 10/16/10 08:46 AM
Lehigh Valley Mortgage & Real Estate: 5 Factors That Decide Your Credit Score
Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history. 2. How much you owe.  If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of … (0 comments)

moriah martin real estate: FHA Renovation Loans - BEFORE & AFTER Photos of 203K Streamline & Standard Programs - 03/24/10 08:46 AM
FHA Renovation Loans - BEFORE & AFTER Photo's of 203K Streamline & Standard Programs - Get a Visual of what you can do WITH your next home or even with a Refinance of your current home.Renovation Finance Opportunities BEFORE & AFTERThe Buyer's Concern: "I wish the outside was as appealing as the inside"  with The FHA 203K Standard Program...  The Buyer Concern: "A Red Roof? A retaining Wall that is falling down, we need nice landscaping package with a brick walk way and front Lamp post...what about new windows and siding? OH YEAH! and please close in the wannabe sunroom and … (2 comments)

moriah martin real estate: Lehigh Valley Foreclosures & Real Estate - What is the Process for Getting an FHA 203K Renovation Loan? - 03/24/10 07:02 AM
Lehigh Valley Foreclosures & Real Estate - What is the Process for getting an FHA 203K Renovation Loan? Find out the Basics for FHA 203K Streamline and FHA 203K Standard programsWhen ever there is anything offered by the government it tends to be a bit confusing...so, I have dedicated my time to learn everything I can about this program plus develop relationships with the Renovation Mortgage Specialists in the Lehigh Valley so I can walk my Lehigh Valley Home Buyers through taking advantage of this opportunity available to them.What a wonderful idea.  Build a Loan Program  that will assist in building … (0 comments)

moriah martin real estate: Lehigh Valley Foreclosures & Real Estate - What Type of FHA Loans are Available for Renovation Financing? FHA 203K Streamline & Standard Loans - 03/24/10 06:45 AM
Lehigh Valley Foreclosures & Real Estate - What type of FHA Loans are Available for Renovation Financing? FHA 203K Streamline and Standard Loans - Learn about the Basic program opportunitiesRenovation Financing opportunities for FHA 203K Streamline Program - The quick and Easy (close within 60 days)
Owner Occupied ONLY! Sorry, No investor loans For Purchase and Refinancing 1 to 4 Unit homes (including mixed use) No minimum Repair amount - get as little as $1000.00 or as much as $30,000.00 15 or 30 year fixed rates Adjustable Rate Products available - Great benefits for Homeowners who are looking to move within … (0 comments)

moriah martin real estate: 8000 Home Buyer Tax Credit - Deadline April 30th - $5000.00 Can be used for Closing Costs & Down Payment - 03/24/10 05:35 AM
Home Buyer Tax Credit - Deadline April 30th - $5000 can be used for Closing Costs & Down Payment Let me help you through it.
Let's Face it, The Home Buyer Tax Credit is GREAT! BUT, Most of us need it up front to help us with the closing costs at settlement.
Wouldn't it be great if YOU can get $5000.00 of the $8000.00 upfront to use for your closing costs at settlement? Well, If you make less then  $70,000.00 per year...you have a really good chance!
There are a few other requirements....but, the catch is MANY Mortgage Companies are NOT … (0 comments)

moriah martin real estate: Lehigh Valley Homes & Real Estate - The Home Inspection 4 Things Buyers & Sellers should Know - 11/07/09 08:23 AM
Lehigh Valley Homes & Real Estate - The Home Inspection 4 Things Buyers and Sellers should know - When selling a home in Allentown, Bethlehem, Easton or the surrounding area..you should be prepared when it comes to the home inspection.Tips for Lehigh Valley Buyers and Sellers about the Home Inspection.This information will apply to you ONLY If you plan on working with a Real Estate Agent to buy and or sell a home in the Lehigh Valley PA area.  If you plan on selling your home as a For Sale By Owner..this may not apply to you. This ONLY applied to … (2 comments)

moriah martin real estate: Lehigh Valley Foreclosure Statistics - What is going on HERE in the Lehigh Valley? - 09/29/09 03:21 PM
Lehigh Valley Short Sales, What the heck is going on HERE in the Lehigh Valley? What you need to know about Lehigh Valley Real Estate & Lehigh Valley ForeclosuresBecause YOU Should Know! Consumers AND Real Estate Agents!So, Do you REALLY want to know what is going on with those Homeowners that are "trying" to avoid Foreclosure in the Lehigh Valley?Between Jan 1, 2007 and Today (Sept 29, 2009) THAT IS  2yrs & 8 months & This is ONLY Lehigh & Northampton County Areas (Lehigh Valley Area) During this time, there has been 397 Homeowners who have put their home on the Market … (2 comments)

moriah martin real estate: Macungie PA Things to Do & Annual Events - 05/01/09 05:41 AM
Macungie PA Things to Do and Places to see - What's going on in Macungie PA?Macungie PA is a small town just 10 mins outside of Allentown PA that has a boat load of activities and things to do.  Macungie brings people from all over the world to it's small town to experiece all type's of activities and to their Mountain Top Ski Resort, Bear Creek. MACUNGIE HAPPENINGS About Bear Creek Bear Creek Mountain Resort & Conference Center is a first class facility located on more than 330 acres in scenic Berks County, Pennsylvania. The resort features skiing, snowboarding and snowtubing … (0 comments)

moriah martin real estate: Macungie PA Houses of Worship - 05/01/09 05:38 AM
Lehigh Valley Real Estate: Macunige PA Houses of Worship List including the Name, Location, Phone number and website if available.Houses of Worship GRACE LUTHERAN CHURCH 28 W MAIN ST, MACUNGIE, PA 18062 (610)966-2381 Lutheran Churches SOLOMONS UNITED CHURCH CHRIST 82 S CHURCH ST, MACUNGIE, PA 18062 (610)966-3086 Churches, Denomination MACUNGIE BAPTIST CHURCH 126 CHURCH ST, MACUNGIE, PA 18062 (610)966-2382 Baptist Churches MACUNGIE CHURCH OF THE NAZARENE BUCKEYE & BROOKSIDE RD, MACUNGIE, PA 18062 (610)966-3636 Churches of the Nazarene CONCORDIA LUTHERAN CHURCH 2623 BROOKSIDE RD, MACUNGIE, PA 18062 (610)965-3265 Lutheran Churches LEHIGH VALLEY BAPTIST CHURCH 4702 COLEBROOK AVE, EMMAUS, PA 18049 (610)965-4700 … (0 comments)

moriah martin real estate: Macungie PA Parks & Recreation - 05/01/09 05:37 AM
Macungie PA Parks & Recreation - What is available for the community residential of Macungie and those who would like to visit this small town. Macungie Parks MACUNGIE MEMORIAL PARK This 42-acre park is located in the heart of Macungie, within walking distance of any part of the Borough. The park is owned and operated by the Macungie Park Association. This public recreation facility contains the following:
swimming pool basketball courts tennis courts picnic pavilions ballfields gymnasium banquet room and meeting rooms.  
 
In addition, the park has substantial areas of tree-shaded lawn for walking and other passive recreation. … (0 comments)

moriah martin real estate: Macungie PA Public School List - 05/01/09 05:36 AM
Lehigh Valley Real Estate: Macungie PA Public Schools - Full List of Public Schools with the Name, Address, Phone number and website links along with online School Rating websites. MACUNGIE ELEMENTARY SCHOOLS MACUNGIE ELEMENTARY SCHOOL 4062 BROOKSIDE RD, MACUNGIE, PA 18062 Phone: (610)965-1617 Grades: K – 5 SHOEMAKER ELEMENTARY SCHOOL 4068 N FAIRVIEW ST, MACUNGIE, PA 18062 Phone: (610)965-1626 Grades: 3 – 5 LOWER MACUNGIE ELEMENTARY SCHOOL 6043 LOWER MACUNGIE RD, MACUNGIE, PA 18062 Phone: (610)395-2341 Grades: K – 2 KINGS HIGHWAY ELEMENTARY SCHOOL 5671 CHESTNUT STREET, OLD ZIONSVILLE, PA 18068 Phone: (610)965-1641 Grades: K – 2 LINCOLN ELEMENTARY SCHOOL 233 … (0 comments)

moriah martin real estate: Lehigh County Real Estate - "Just Looking Stage" Video Tips for Lehigh County Home Buyers - 03/13/09 04:58 AM
Lehigh County Real Estate -  "Just Looking Stage" Video Tips for Lehigh County Home Buyers - Finally something for the Just Looking Stage.
These Home Buying Video's are geared to helping you in the "just looking" Stage.
Let's face it....Lehigh County Home Buyers need a resource to Learn about the home buying process because frankly NO ONE is giving you the information you need

 
 
Other Helpful Lehigh County Real Estate Tips for Home Buying.
Lehigh County Real Estate Home Buying Topics
    Making Your Offer
    Live Questions & Answers - 1st Monday's Every Month
Lehigh Valley Mortgage … (0 comments)

moriah martin real estate: Lehigh Valley Real Estate Home Buyers, Sellers, and Employers...Thank you for requesting for our Help! - 03/13/09 02:41 AM
Lehigh Valley Real Estate Home Buyers, Sellers, and Employers...Thank you for requesting for our Help!

 
 
 
 
 
 
 
 
 
 
 
 
 
 
We make commitments to our clients so they can feel comfortable with the services they can expect from us.
 
Our Service Commitments
Top 10 We Will & We Will Not Do List - Morals & Values in Real Estate
What services should you expect from a Buyer Agent?
 
Learn more:  about Buying a Home in the Lehigh Valley MLS area.
Home Buying
            Just Looking Stage
Making Your Offer
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