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ARCHIVED BLOG POSTS

2014 

Reasonable Expectations When Selling a Home   Coffee should be hot. Beer should be cold. Mexican food should be spicy.  However, if these things are less than the standard that you expect, there are not any lasting consequences. As the value of the object in question rises, either in price or gra...
03/30/2014
  Every Homeowner Needs One   A water meter key is like insurance; buy it before you need it. Imagine a pipe has burst and there is water flowing like a river through your home.  There may a cut-off valve to each sink if it works and if that’s where the leak is coming from. Your home may have a m...
03/30/2014
  How's Your IQ on the QM?   The Qualified Mortgage Rule came into effect on January 14, 2014 as one of the results to the Dodd Frank Reform Act to protect consumers from predatory lending practices.  This will affect the underwriting standards that the majority of lenders will use to qualify bor...
03/30/2014
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  What's the Point? - 3/24/2014   Prepaid interest, sometimes called “points”, is generally tax deductible when a person pays them in connection with buying, building or improving their principal residence.  When points are paid on a refinance, they are not a current deduction but have to be take...
03/30/2014