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Who would want to be without one? When the 75 year old man who had been widowed four times was asked why he was getting married again, he said “for the little bit that they eat, I wouldn’t want to be without one.”In a torrential rainfall, you wouldn’t want to be without an umbrella. It is also u...
Live the Dream Consumers are more easily living the American Dream of owning a home because of the incredibly low mortgage rates. Today, most buyers can get a much lower rate than their parents or grandparents got on their first home.In a recent housing survey, FNMA released information about co...
Imagine that after checking www.SSA.gov to see what you can expect when you retire and estimated what your minimum required distributions from your retirement accounts will be, you’ve discovered that you’re not going to have enough retirement income to cover your living expenses.Ideally, it woul...
Amortization The word describes the process of accounting that will repay a loan over time. Residential buyers will most commonly be required to have an amortized mortgage.When amortizing a fixed rate mortgage, the payment remains constant for the entire term but the allocation of what goes to p...