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Temporary Buy Down There is an infrequently-used mortgage program available that could be the solution to a buyer's or seller's problem.A temporary buydown is fixed rate mortgage that the seller has prepaid interest at closing to lower the payments for a number of years. The borrower must qualif...
Buying rental property can be an excellent decision and the better informed you are, the more likely you'll have favorable results. The following suggestions can help you with your decisions.Real estate is a long term investment affected by supply, demand and the economy. It isn't an investment...
You might be surprised how many people contact real estate offices because they want to buy a home but they don’t have the down payment or the credit to qualify. Occasionally, an agent will be working with someone who does have the down payment and credit but for whatever reason, decides to postp...
A homeowner’s tax savings benefit is generally realized when they file their federal income tax return after the money has been spent for the interest and property taxes. Some people look forward to the refund as a means of forced savings but some people need to realize the savingsduring the year...
Credit scores are used by lenders to measure the credit worthiness of borrowers. While there are several different companies that offer scores, the FICO, Fair Isaacson Corporation, is the model that is used most often.There are five key components that determine the overall score or rating. The ...
"If I tell you it's going to rain, you can put the buckets on the porch." If you grew up in the south, you may have heard this expression when a person is testifying to the veracity of his word. If you know a person and/or their reputation, you know whether you can trust their word or not.However...