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Think of your REALTOR® as an invaluable part of the team who is going to help you meet your expectations. Ideally, what every owner wants when they sell their home is to get the highest possible sales price in the shortest period with the least inconveniences. They may not realize that's what...
Most homebuyers probably know that their FICO mortgage score can determine whether they qualify for a loan, but they may not be aware that it can determine what interest rate they'll pay. The same $300,000, 30-year, fixed-rate mortgage can have a principal and interest payment that ranges from ...
Now that the standard deduction is increased to $12,200 for single taxpayers and $24,400 for married ones, many homeowners are better off with the standard deduction than itemizing their deductions to write off their mortgage interest and property taxes. There was some speculation that without...
A mortgage lock-in is a lender's agreement to hold a specific interest rate for a stated period for a loan at the prevailing market interest rate. This provides the borrower some protection against the interest rates going up during the lock period. If you think the rates are going down, the a...
Approximately 52 million or 16% of Americans are age 65 and over. It is easy to understand that some of them are thinking of downsizing their home because they don't need the same space they did in the past. It can be liberating to divest yourself of "things" that have been accumulated over th...
Equity in a home is the difference between what the home is worth and what is owed on the home. As the property goes up in value, the unpaid balance is going down with each payment being made. These dynamics are working in different directions to make the equity grow. Leverage, the use of bor...
The trend in homeowners successfully selling their own home has declined from 15% in 1981 to only 8% in 2019. In the 2019 Profile of Home Buyers and Sellers, six out of ten sellers knew the buyers who were predominantly a friend, relative or a neighbor. The fact that these sellers knew the bu...