first time buyer: If you're going to play, GET IN THE GAME - 06/13/16 01:34 PM
 
If competition is a buyer’s biggest concern, for goodness’ sake, get in the game. In a new survey of close to a thousand home buyers conducted by Redfin, affordability is still the number one concern but due to low inventories, competition from other buyers is moving its way up the poll.
26% identified affordability while 19% mentioned competition and 15% mentioned low inventory as their respective top concerns.
To win, athletes study the competition to come up with a plan and buying a home is not different.
Ask what terms are important to the seller before you write the offer. Once you decide … (2 comments)

first time buyer: Millennials as Real Estate Clients: Communication is Crucial - 07/03/13 02:48 PM
Millennials as Real Estate Clients: Communication is Crucial 
 
If I have learned one thing in my time as a manager in the real estate industry, it is that the ability to communicate is a quality demonstrated by the best of the best.
Great communicators know that this quality is as much about listening and making yourself available to another person as it is about relaying a message. True salespeople can steer the style in which they communicate to suit their clients. However, the actual message they are conveying never changes. They are there to help and are the best at the job they are doing.
(2 comments)

first time buyer: Homeownership Rules - 08/16/12 02:47 PM
Homeownership RulesMost people agree that homeownership rules! When asked, people say they want a home they can call their own, to raise their family, share with their friends and to feel safe and secure. It also accounts for the majority of most people's net worth.
These rules can help protect your investment and make homeownership more enjoyable.1.  Don't overpay for your home2.  Maintain your home's condition3.  Minimize your assessed value to lower property taxes4.  Make extra principal contributions to save interest and build equity5.  Validate the insured value of improvements and contents6.  Stay current on surrounding property values7.  Make mortgage interest … (1 comments)

first time buyer: If I'd Only Bought........ - 07/23/12 05:10 PM
If I'd Only Bought... We've probably all said or at least thought "if I knew then, what I know now, I would have done things differently." We should have stayed in school longer. We should have listened to our parents. We should have bought Apple stock in 2002 for $8.50 or gold in 2000 for $300.Years from now, if we look back at 2012, it may be clear that this was the best buyer's market ever.
The prices are down nationwide 35-40% from four years ago, mortgage rates have never been this low and rents are rising. Few homes have … (1 comments)

first time buyer: Which Value Do You Use? - 07/23/12 04:42 PM
                 Which Value Do You Use?
What your home is worth depends on why you ask the question. It could be one value based on a purchase or sale and an entirely different value for insurance purposes.
Fair market value is the price a buyer and seller can agree upon assuming both are knowledgeable, willing and unpressured by extraordinary events. This value is generally indicated by the comparable market analysis done by real estate professionals.
Insured value is determined for the proper insurance coverage. Replacement cost could actually exceed the cost of new construction when additional expenses are … (0 comments)

first time buyer: Not Yet, Really? - 12/05/11 02:22 PM
Home prices have come down 20, 30, 40% or more in the last three years and mortgage rates are lower than they've been in 50 years and you still haven't bought a home.  Really?        Housing affordability is good and you're still renting.  Really?  Are you waiting for it to get to what?  Do you think prices and rates are going to get lower?  Really?    You know it's costing you more every month to rent than to own.  Tax savings, appreciation and principal reduction lower the monthly cost of housing and yet you'd rather let your landlord benefit...Really?Have you heard that … (0 comments)

 
Patty Clark, Helping Families Move with Care (Morningside Homes, LLC 720-231-5200) Rainmaker large

Patty Clark

Helping Families Move with Care

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