first time home buyers: Why a Home Works for You - 01/03/20 09:40 PM
  Equity in a home is the difference between what the home is worth and what is owed on the home.  As the property goes up in value, the unpaid balance is going down with each payment being made.  These dynamics are working in different directions to make the equity grow.
Leverage, the use of borrowed funds to control the investment, is another dynamic working in favor of homeowners. $9,975 invested in a certificate of deposit at 2% for three years would be worth $10,586.  The same amount invested in the stock market at 7% would be worth $12,220.  Using the same $9,975 to purchase a … (1 comments)

first time home buyers: Title Insurance - 11/26/19 12:01 PM
  Most people who have car, home and health insurance have probably made claims and wouldn't consider being without it.  However, it might be difficult to find a homeowner who has made a claim on their title insurance which could lead a person to think that it may not be necessary. 
Title insurance covers the largest investment most people have and if there was a loss, it could be devastating.  Title insurance indemnifies the policy holder from financial loss sustained from defects in the title to the property.  The policy holder is determined by their interest in the property.  
An owner's title policy protects … (0 comments)

first time home buyers: 13,918 Houses Sold Yesterday! - 07/29/13 11:53 AM
13,918 Houses Sold Yesterday! - 7/29/2013 
 
There are many naysayers declaring that the housing market is still challenged. Young adults are burdened with too much student debt. Interest rate increases are killing demand. Homeownership is no longer seen as part of the American Dream.  
We just want to let these naysayers know three things:  13,918 houses sold yesterday, 13,918 will sell today and 13,918 will sell tomorrow. 13,918!
That is the average number of homes that sell each and every day in this country according to the National Association of Realtors’ (NAR) latest Existing Home Sales Report. NAR reported that sales had increased 15.2% over the … (2 comments)

first time home buyers: First Time Denver Home Buyers Expectations - 04/12/11 05:52 AM
First Time Denver Home Buyers Expectations As a first time Denver home buyer you may not know exactly what to expect in house prices and types of homes. It may come as quite a shock to find out exactly what you can afford and what is out of your price range when you first start looking at the Denver homes available. A lot of first time Denver home buyers have a palace in mind when they can really only afford a small home. This is something that every agent must address at some point in his career, and it must be … (0 comments)

 
Patty Clark, Helping Families Move with Care (Morningside Homes, LLC 720-231-5200) Rainmaker large

Patty Clark

Helping Families Move with Care

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