insurance companies: Homeownership and the Three M's - 05/29/22 12:52 PM
  Homes are valuable assets and must be maintained so they function properly, are safe, enjoyable and hold their value.  Attention to maintenance, minimizing expenses and managing debt & risk will protect your investment.
Maintenance
It is interesting that people understand the necessity to maintain a car and regularly have the car inspected, repaired and do regular maintenance.  Even though a house could be worth many times more than a car, homeowners regularly neglect what should be routine maintenance.
Failure to maintain a home properly adversely affects the value.  Many times, buyers will discount the price they are willing to pay for a home … (3 comments)

insurance companies: Balancing Risk and Deductibles - 01/15/18 01:21 PM
 
The benefit of insurance is to transfer the risk of loss to a company in exchange for a premium. The deductible is an amount the insured pays out of pocket before the insurance starts covering the cost of the loss. The challenge is to balance the risk an insured can accept with the premium being charged.
To manage insurance premiums, policy holders often consider adjusting their deductibles. Lower deductibles result in less money out of pocket if a loss occurs in return for higher premiums. Higher deductibles will lower premiums but require that the insured bear a larger amount of the first … (2 comments)

 
Patty Clark, Helping Families Move with Care (Morningside Homes, LLC 720-231-5200)

Patty Clark

Helping Families Move with Care

Denver, CO

More about me…

Morningside Homes, LLC 720-231-5200

Mobile: (720) 231-5200



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