There could be some legitimate reasons for not buying a home but indecision is not one of them. Indecision is rooted in not having enough information to move forward to own a home or continue renting.If you keep renting, at the end of the year, you have had a place to live and a pile of receipts
...
10/22/2017
One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add perspective to that statement, that is about two-thirds of American credit card holders or close to half the population of the United States. Part
...
10/01/2017
It’s much easier to play a game when you know the rules so you can avoid mistakes that may keep you from winning. Homeownership isn’t a game but there are some rules that will protect your investment and increase your enjoyment.Most people want a home of their own to raise their family, share wi
...
09/30/2017
The grass tends to look greener on the other side of the fence. Maybe that’s why some people invest in things they don’t understand. It has been said that the grass is just as hard to mow on the other side of the fence so stay with what your most familiar.Single-family homes used for rental prope
...
09/30/2017
The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most policies have a deductible which reduces the amount of the claim that is paid by having the insured share in the first part of the loss.In the process of managing insurance premiums, policy holders
...
09/07/2017
Your Home's Equity Could Be the Answer -A home equity line of credit, HELOC, is a mortgage loan made to homeowners to be used on an as-needed basis. A lender, such as a bank, will approve a borrower for a specified amount based on the equity in their home and all the necessary paperwork is signed
...
09/07/2017
Which Value Do You Want? - 8/21/2017 What your home is worth depends on why you ask the question. It could be one value based on a purchase or sale and an entirely different value for insurance purposes.Fair market value is the price a buyer and seller can agree upon assuming both are knowledgeab
...
08/22/2017
After the mortgage payment, the largest homeowner expense is for utilities and the major component is energy. Contributing factors include air leaks, insulation, heating and cooling equipment, water heaters and lighting.Computers, monitors, TVs, cable and satellite boxes, DVRs and power adapters
...
08/12/2017
Consider the goal of funding a child’s college education in the future. If “other people’s money” in the form of a scholarship is not a possibility, there still may be another way to use some “other people’s money.”A $25,000 investment into a mutual fund paying 5% would earn $1,250 in the first
...
08/01/2017
Home is a place you should feel safe and secure. Sometimes, we take it for granted and unfortunately, we do need to remain vigilant about things we do that could compromise our safety. Here are a few tips to consider: Everyone loves an inviting home including burglars. Make sure it looks occupie
...
08/01/2017
