ARCHIVED BLOG POSTS
2011
I'm often told it's too hard out there in this economy, or I don't have the money to do any marketing. I'm a firm believer that the effort and the mindset will determine the results not the cash flow, so here are some great free ideas I put together for that person and I wanted to share them with...
09/28/2011
Hi Everyone, This is a bit of a follow-up from my last "Refresher on the FHA Condo Approval Process". I'm on the board of trustees for my condo association and this fantastic informational webinar was brought to my attention. I think this is great for property managers, loan officers, and residen...
09/27/2011
Happy Monday Active Rain. The Mortgage Buddy is here with a FHA condo approval refresher. Here is the results of some condo homework I did and hopefully was able to provide everyone with some valuable information and links in regards to how FHA Condo approval can be done as well as some of the be...
09/26/2011
Hi everyone. I hope the Activerain community is finishing up the month strong, don't forget to keep orginating every day no matter what. The Mortgage Buddy just wanted to blast out a few FHA Gift Funds underwriting guideline refreshers. I know these can be stumbling blocks sometimes, so hopefully...
09/21/2011
Currently, temporary high-cost area limits for the GSEs (Government Sponsored Enterprises) were initially established by the Economic Stimulus Act of 2008 and have been extended annually since then. Unless Congress steps in sometime in the next 10 days to again extend these levels, they will mov...
09/20/2011
Happy Sunday fellow Rain Makers. I hope the world is treating you all well and you are approaching life with a positive attitude. Remember the only thing we can control is our "responsibility" response-ability. So choose positive instead of frustration or negativity. Let's take a look at "The Mor...
09/18/2011
As many of us are aware, we are experiencing record low mortgage rates right now. The debt crisis in Europe and a slowing economy in the United States has pushed mortgage rates to historic lows. The 10yr treasury rate has been hovering around 2% and even crossed below that a week ago. I never tho...
09/17/2011
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A Mortgage Buddy Brainstorming Creation This just in: The housing market is in trouble, unemployment is high, we can't figure out the debt issues, and Washington politicians appear to be more concerned about positioning themselves for the next election, than working on making the difficult decisi...
09/05/2011
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I looks as if we will have some significant hang over from the horrible jobs number on Friday. ZERO jobs created in the month of August on the heels of Verizon laying off 45k through the strike and employers fearing the mess that Washington was creating with the debt ceiling disaster. All in all...
09/05/2011
Rainer
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John Saari
"The Mortgage Buddy"
Real Estate Resources
I decided to start writing this blog to be an education resource to my referral partners and my clients. We live in a new world of mortgage lending in which we need to be up to date on the changing underwriting guidlines and mortgage products offered. It's through these updates that we will all be able to provide our clients with the customer service they derserve and expect. It's my belief that this industry insight is what will take our business to the next level.
Education = Confidence