bellingham ma real estate agent: What Exactly Is a 6D Certificate in Massachusetts? - 04/07/26 03:18 PM
If you’ve ever bought or sold a condominium in Massachusetts, you’ve likely heard the term “6D certificate.” It’s one of those documents that sounds mysterious but plays a crucial role in keeping condo transactions clean, transparent, and legally compliant. Whether you’re a first‑time buyer, a seasoned seller, or simply brushing up on your real estate knowledge, understanding the 6D certificate is essential.
What Is a 6D Certificate?A 6D certificate is a legal document required under Massachusetts General Laws Chapter 183A, Section 6(d). It confirms whether a condo unit has any outstanding common charges, such as unpaid condo fees, special assessments, late fees, … (7 comments)

bellingham ma real estate agent: RENTED! 109 Blackstone St, Bellingham MA - 03/31/26 09:11 AM
Successfully Rented!109 Blackstone Street, Bellingham MA

This half duplex was successfully rented today. After being listed, marketed, and shown to potential tenants for a couple of months, and following numerous interviews and application reviews, a family was selected.
Looking to rent out your property?I can help by marketing it, meeting with prospective tenants, and taking care of rental applications and background checks. Call me and we can chat about it.
Interested in reading more about renting in Massachusetts?  Check out my other blog posts:
Qualifying a Tentant for a Massachusetts Rental
Red Flags in Tenant Screening
Pet Deposits are NOT Allowed in Massachusetts
 
 
 
 
 
(4 comments)

bellingham ma real estate agent: Rabies Clinic Offered - Do Indoor-Only Pets Need Vaccinations? - 03/21/26 04:42 PM
Bellingham/Franklin Rabies Clinic OfferedBellingham and Franklin Animal Control is offering a Rabies Clinic on April 11th from 9 am - Noon at the Bellingham DPW located at 26 Blackstone Street, Bellingham, MA. The fee is $20 (cash please).
Do Indoor-Only Pets Need Vaccinations?Indoor pets are not immune to disease exposure. Pathogens can enter the home through shoes, windows, or visitors, and indoor cats and dogs can still get sick.
Core vaccines are recommended for all pets, regardless of lifestyle. Diseases like rabies, distemper, and panleukopenia can be fatal and are easily prevented.
Vaccination protects your pet, your family, and the community. It’s a vital part … (8 comments)

bellingham ma real estate agent: How Many Real Estate Agents Can a Buyer Work With? - 03/21/26 10:00 AM
Last weekend, I had a very successful open house where I spent the day interacting with many buyers and answering their questions about the house, neighborhood, and town as best I could.
As one couple was leaving, they mentioned they weren’t working with an agent and asked if I could help them find a specific property in the general area. I took their contact information and called them later.
In our conversation, I learned they’d been attending open houses for months and speaking with multiple agents to find a home within a certain distance of a particular spot. They stated they had not … (13 comments)

bellingham ma real estate agent: What is a Seller Concession? - 03/02/26 12:57 PM
I sometimes take my understanding of real estate terminology for granted. I often use real estate terms without considering whether the person I’m speaking to understands what I’m talking about. When I see a blank expression, I slow down and explain what I mean in layman's terms until they start asking questions (instead of just nodding their heads in agreement).
Once the questions begin, I know they are absorbing the information.
I am currently assisting some first-time buyers who have just completed their very first home inspection. The inspection went quite well, with only a few minor issues noted. Once they understood the … (6 comments)

bellingham ma real estate agent: 32 Acres For Sale - Bellingham MA - 02/16/26 10:21 AM
Today, I listed a 32-acre property in Bellingham, MA. It’s conveniently located near Route 495 and just one exit from the commuter rail in Franklin, MA. It’s also close to schools, restaurants, shopping, banks, and downtown.
This property offers about 15 acres of land available for your project. It’s zoned for mixed use (Industrial and Residential), and while part of it includes wetlands, it’s not located in a flood zone according to FEMA maps.
There is an opportunity to be had here.
The seller owns a property on Valleyview that could serve as another access point to this land and is open to including … (7 comments)

bellingham ma real estate agent: How can I help you this month? - 02/08/26 03:13 PM
How can I help YOU this month?Here in Massachusetts, everyone’s been hunkering down with the bitter cold outside. It’s the perfect chance to tackle all those indoor tasks we tend to ignore when the weather is warm and inviting.
Are you thinking about selling or just want to know the value of your home?  Contact me for a complimentary market analysis.
Need some work done around the house and want to get a heads start with estimates before the spring rush?  Contact me for some contractor referrals.
Thinking about getting an investment property and want to know what properties are available?  Contact me to … (9 comments)

bellingham ma real estate agent: Real Estate Matchmaker - 02/06/26 09:57 AM
Yesterday, a client called to let me know they had a referral for me.
It’s always a win when someone sends a potential client your way. After chatting with them, I learned the referral was in an area over an hour and a half away, in a market I wasn’t familiar with. I knew I wouldn’t be the best REALTOR for the job, but I already had an alternative solution in mind.
I let my client know that I have a referral network I can tap into if I might not be the best fit for a referral. I told him I … (12 comments)

bellingham ma real estate agent: Can I Prepay My Rent in Massachusetts? - 01/23/26 07:22 AM
Since this week my blog has been all about renting in Massachusetts, I thought I'd end the week with another commonly asked question concerning prepaid rent. Did you see my blog on pet deposits? (Also not allowed in Massachusetts!)
Sometimes we have tenants request to pay a year's worth of rent upfront or a few months' rent, and they are surprised to learn that Massachusetts does NOT ALLOW prepayment of rent.
If you rent in Massachusetts, knowing the rules about prepaid rent is important. Landlords can ask for upfront payments, but state laws protect renters.
What Is Prepaid Rent?Prepaid rent refers to rent paid … (8 comments)

bellingham ma real estate agent: Pet Deposits are NOT allowed in Massachusetts - 01/22/26 08:47 AM
This week, I've been on a rental blog binge since that is what I've been working on all week.  Today's post is about Pet Deposits.
A Pet Deposit is a specific type of security deposit that landlords may require from tenants who own pets. It is intended to cover any damages that may occur as a result of having a pet in the rental unit. This deposit is typically refundable, provided that the pet causes no significant damage during the tenancy.  
In the State of Massachusetts, Pet Deposits are NOT ALLOWED!  In Massachusetts, landlords cannot charge a one-time “pet fee” or extra “pet security … (5 comments)

bellingham ma real estate agent: What repairs are required before closing on an FHA loan? - 01/11/26 08:37 AM
Before closing, the Federal Housing Administration (FHA) requires that all repairs related to health, safety, and structural concerns be addressed. The main focus is to ensure that the home is safe, sound, and secure for occupants.
Some of the most common repairs include addressing chipping paint in homes built before 1978, ensuring that plumbing, heating, and electrical systems are functional, securing windows and doors, correcting drainage issues, and making necessary repairs to the roof and foundation. These repairs are typically negotiated between the buyer and seller, or, if major, may be paid for through escrow. All repairs must be completed to … (11 comments)

bellingham ma real estate agent: Ten Steps to Uncovering the History of Your Bellingham Home - 01/09/26 08:51 AM
The Bellingham Library is hosting a talk on '10 Steps to Researching the History of Your House in Bellingham' on Thursday, February 5th from 6:30-745pm.
What is a house history?
A house history is a collection of information about a home’s past. At its simplest, it could be old photos showing the house at different times over the years, or maybe a scrapbook filled with pictures, newspaper clippings about neighborhood events, and mentions of past residents. For some, it’s more about the architectural story describing the style and noting any changes made to the structure. For others, it’s the tales of the people … (10 comments)

bellingham ma real estate agent: Sage Cleansing (aka Smudging) - 01/07/26 08:01 AM
The Basics of Sage Cleansing
Burning sage—often called smudging—is a long‑standing cultural practice rooted primarily in certain Native American traditions. Today, many homeowners use it as a way to refresh a space, create a calmer atmosphere, or symbolically mark a new beginning when moving into a home.
Why People Use Sage in Their Homes
Sage is believed to offer several benefits:
Purification: Some types of sage have antimicrobial properties that may help reduce bacteria in the air. Improved Mood & Stress Relief: Traditional use associates sage with better mood, reduced stress, and increased clarity. Better Sleep & Focus: Certain compounds found … (9 comments)

bellingham ma real estate agent: 5 Things You Should Not Tell Your Realtor When Selling - 01/05/26 09:17 AM
Open, strategic communication with your real estate agent is essential for a successful sale. While honesty builds trust, sharing too much can harm your position—knowing what not to disclose is just as important as knowing what to share.
Here are 5 things you shouldn't tell your Realtor when selling:
What you think your home is worth - Avoid giving your price opinion; it may influence agents to match your expectations rather than provide an objective assessment. Your need to sell quickly - Avoid showing urgency, as it might come across to agents as desperation. Focus on expressing that you value both quick … (7 comments)

bellingham ma real estate agent: Do’s and Don’ts of Lending to Family and Friends - 01/05/26 09:02 AM
Lending money to family and friends can create misunderstandings and strain relationships. Before transferring money, review these key guidelines:
Do Ensure your finances are secure before lending—stable income, minimal debt, and an emergency fund. Set a loan limit you can afford to lose. Consider how likely repayment is based on the borrower's history. Assess potential impact on your relationship; sometimes it's better to say no. Write down your agreement with clear terms: amounts, repayment schedule, duration, and what happens if circumstances change. Larger loans may require a legal contract. Don’t Risk your own financial stability. Lend due to pressure or obligation; offer … (18 comments)

bellingham ma real estate agent: How Long Should You Stay in Your Home Before Selling? - 01/05/26 08:44 AM
Choosing to sell your home is no small matter and demands careful thought.
You might be downsizing, needing more space, facing financial changes, or aiming to benefit from a thriving sellers’ market—whatever your reason, when you decide to sell can make a major difference financially. But how do you figure out the right moment? Is there an ideal number of years to own your home before selling? This blog delves into common motivations for selling and highlights factors that could shape your decision.
Common Reasons Homeowners Decide to Sell
Homeowners list their homes for sale for many reasons, but these are among the … (7 comments)

bellingham ma real estate agent: Personal Finance Calendar for 2026 - 12/29/25 09:23 AM
 
Do you find yourself spending more time planning your annual vacation than considering your personal finances? And when you finally get around to it, is it usually at the last minute? You’re not alone—many people put off or avoid financial planning altogether.
Personal financial planning is more of a continuous journey than a one-off chore. Taking a proactive approach and breaking it down into small, manageable steps makes it feel much less daunting and can lead to long-term benefits for you and the people you care about.
This personal finance calendar is designed to help you get started.  JANUARY
Resolve to make yourself financially fit … (5 comments)

bellingham ma real estate agent: Merry Christmas from my family to yours! - 12/25/25 05:56 AM
Merry Christmas!
Celebrate this magical time with loved ones in the place that matters most: Home   May this holy season fill your home with peace that surpasses all understanding, joy that warms every heart, and love that reflects the divine light.
 
May your faith be renewed like the star that guided the wise, your hope shine brighter than the candles on this sacred night, and your family be wrapped in the gentle embrace of God’s grace.
 
As you gather together, may your prayers rise like sweet incense, and may the blessings of this Christmas carry you into a new year filled with harmony, health, … (11 comments)

 
Kelly McGovern,                  Working with Kelly is a good move (Realty Concierge International)

Kelly McGovern

Working with Kelly is a good move

Bellingham, MA

More about me…

Realty Concierge International

Address: 2 Bellstone Drive, Bellingham, MA, 02019

Office: (508) 331-7158



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