Joe Ramirez's (mortgagequote) Blog

Mortgage and Lending - The Allaso Group



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I just stumbled across some great programming being offered by Microsoft this week as part of their “Small Business Summit“. Unfortunately, it looks like I’ve missed the first two days but there are still plenty of sessions that I hope to catch over the next three.  And by “catch” I mean try to p...
Before we even get started, let me answer a question that you will probably be asking yourself about me as you read this. “Yes” Yes, I should probably be institutionalized for even trying to compete for the terms below, let alone compete for them in California.  I guess I’m just one of those peo...
I just read a a great blog post that sums up Why Search Engine Optimization is Crucial for Your Small Business. As someone who considers himself a firm believer in the importance of the interest as it relates to the future of my mortgage business, I found the article to be a great reminder that t...
As I really don't seem to have anything better to do than surf around visiting various real estate agent/broker and mortgage broker websites, I continue to be amazed at how many sites are set to blare music out.   I might be wrong, but this seems to be the default setting for at least one particu...
There are details still to be worked out, and I’m sure we’ll face some hurdles along the way, but this will be the system that you will not want to miss out on.   At its simplest form, this can be a virtually turn key solution to help you promote your website.  At least initially, all I ask is th...
Over the past few years, online article marketing has become one of the quickest and most affordable ways to build one way backlinks to your website.  The concept of article marketing is simple; you write an original article and then submit it to free article directories.  You include a “resource...
First, thanks everyone for all of the positive comments!  I’m glad to see that there are others out there who think this information can be useful.  Over time, I’m probably going to go off on a few tangents in this what I’m sure is going to be a long series of posts, so please bear with me. If yo...
I can't stand paying big lead companies for leads. I also refuse to pay $5-$20 per click for visitors. As an independent broker I'm smart enough to know that the "best" leads will rarely make it to me no matter how much I pay per lead. And, even if I do get someone who actually answers the phone,...
As I was sitting at my desk at home this evening sorting through my daily pile of mail, I cam across a letter that I  just had to open! It was a plain white envelope, with a regular first class stamp, and my name and address printed in a script font. I think you’ll agree, there was nothing too sp...
Below is the actual text of an email I received from a lender as I was writing my last post.  They are still offering 100% Stated/No Ratio loans . . .  Market is starting to deteriorate on this type of product.  Like it says, get it while it's hot.  Send your loans in, we will aprove them and the...


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