Buyers Resource Center

How To Find Foreclosures Portsmouth NH Area

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Fri, 17 Apr 2015 22:23:10 -0700

Looking For Foreclosures? Foreclosures aren’t easy to find unless you have a licensed real estate agent in your back pocket. The Realtor’s multiple listing service does not allow foreclosure properties to be displayed as such. They look just like any other listing. Foreclosure listings are not labeled because thieves will perceive those properties to be vacant and then target them for the copper pipes and other items that they can sell. It’s really a mute attempt at property preservation. Thieves are thieves and they will find things to steal. How To Find Foreclosures There are a hundred internet websites that claim they have all the foreclosures listings but since none of them have license to pull information from our MLS, the information is false or old so most buyers don’t have a chance at buying one. There is one exception to foreclosure websites, HUD homes. Click here to learn more about government owned homes => How To Buy HUD Homes. Foreclosures Specialist Make friends with a licensed real estate agent like Marty Patrizi, who knows how foreclosure transactions work. Your agent can scour the multiple listing service for foreclosures that match what you are looking for. This is the only way to get the true list of foreclosures. Take a look at these high end foreclosures in the Portsmouth area.

$917,000	90 South Rd, Rye, NH 03871
4 bd 3 bath	DOM : 6 Days 3,927 Sqft
MLS # 4410925
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$789,900	7 Seavey Pasture, Stratham, NH 03885
4 bd 3 bath	DOM : 68 Days 5,606 Sqft
MLS # 4401308
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$432,000	14 Falcone Cir, Hampton, NH 03842
4 bd 3 bath	DOM : 27 Days 2,240 Sqft
MLS # 4407063
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$304,900	22 Merryfield, Hampstead, NH 03826
3 bd 2 bath	DOM : 53 Days 2,226 Sqft
MLS # 4403220
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$299,500	16 Amesbury Road Rd, Newton, NH 03858
4 bd 3 bath	DOM : 121 Days 3,755 Sqft
MLS # 4395911
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$295,000	29 Birchwood Dr, Hampstead, NH 03841
3 bd 3 bath	DOM : 37 Days 2,950 Sqft
MLS # 4405217
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$279,900	18 Alexis Lane, Sandown, NH 03873
4 bd 3 bath	DOM : 42 Days 2,448 Sqft
MLS # 4404801
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Great Propertunity To Get Into Lakewood Estates Alton NH

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Mon, 06 Apr 2015 22:17:29 -0700

34 Lakewood Dr. Alton NHIf you are looking for a four bedroom home in low tax Alton, 34 Lakewood Dr. presents one of the best values in town. Priced under assessment, this 2,275 sqft. colonial is just a short walk to Alton Bay and all the attractions of a marina, swimming, boating, fishing, restaurants, and more. Located in Lakewood Estates, a premier highly sought after neighborhood, this home offers an efficient kitchen and open concept.34 Lakewood and Lake WinnipesaukeeBeing in the heart of Alton Bay, 34 Lakewood is a recreation dream. Take a look at the real time photos and news at => Winnipesaukee.com. Enjoy the community forums, youtube channel, classifieds, and more. It's comforting to know as far as homes for sale in Alton, your property taxes are at one of the lowest rates in the state. Like To Entertain?34 Lakewood offers plenty of room for entertaining with the open concept of this home. A large deck overlooking a wooded sanctuary for wildlife is great for grilling and chilling. Guests and family can gather around the island in the kitchen. Master suite has a walk in closet and master bath with his and her sinks, a six foot soaking tub, and separate shower. You get a first floor den or office with french doors too. Click here for more details => 34 Lakewood Dreaming Of The Man Cave?This home offers a walk out lower level with 10' high ceilings unfinished as a blank canvas for creating a great Man Cave or playroom for the youngsters. For more information or to schedule a personal tour, call Marty Patrizi Realtor at The Bean Group 603-766-1980.

Seems Folks Like Dover NH Alot

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Sat, 14 Mar 2015 01:31:15 -0700

Dover NH Home Sales An analysis of Dover NH home sales over the last 8 years will give us an indication of were values will go with respect to the inventory of available Dover NH Homes For Sale. New listings were fairly steady for the last 5 years. 2014 saw a 19% spike in new listings while sales only gained 4%. Dover is a great community and it’s proximity to Portsmouth and the seacoast at affordable prices is why buyers are flocking to Dover NH. Dover NH home prices vs say Portsmouth homes is another. It is interesting to note that 14% of Dover NH home sales were new construction homes. Expect this trend to continue now that builders are active again. Dover NH Median Sales Price vs Average Sales Price We look at Median Sales Price being a better indicator of price trends because Average Sales Price can be artificially skewed by a transaction with an extremely high or extremely low sales price. Median Sales Price is the sales price of the transaction in the middle of all the data with half of the transactions having a sales price above the median and half below. This index rides like driftwood on the ebb and flow of the tide of price trends. On the hunt for a home? Click here to see all currently available => Dover Homes For Sale Dover NH Home Values There is no question the housing bubble of the mid 2000’s burst with great force. Dover NH home values fell 22% from 2007 to 2011. As buyers took advantage of the lowest prices in Dover NH, there was a 35% increase in home sales. As new listings couldn’t keep pace, the inventory was decimated. As the laws of supply and demand kick in, prices of Dover NH homes bounded up 16% through 2013 on a very strong demand. 2014’s 19% increase in new listings gave buyers more choices. This resulted in Median Asking Price leveling and Median Sales Price falling as sellers had more competition for buyer’s attentions. I expect this tend to continue through 2015 on a higher inventory and sales will post higher than last year. Dover NH home values are down 11% from the peak in 2007 but that is maybe where they should be. With stable prices and the lowest mortgage rates of our lifetimes, now could be the best time to buy Dover NH homes. Are you a first time buyer? Take a look at my article on => 8 Best Ideas For Home Finance Congratulations To These Dover Buyers And Sellers Who Connected

$310,000	137 Silver Street, Dover, NH 03820
4 bd 2 bath	DOM : 50 Days 2,293 Sqft
MLS # 4398565
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$289,900	151 Dover Point, Dover, NH 03820
5 bd 3 bath	DOM : 129 Days 3,804 Sqft
MLS # 4389855
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$248,800	20 Cornerstone Drive, Dover, NH 03820
3 bd 3 bath	DOM : 152 Days 1,666 Sqft
MLS # 4385041
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$359,900	26 PICNIC ROCK DRIVE, Dover, NH 03820
3 bd 3 bath	DOM : 155 Days 2,000 Sqft
MLS # 4384660
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$303,000	Lot 13 Sandra’s Run, Dover, NH 03820
3 bd 3 bath	DOM : 417 Days 1,768 Sqft
MLS # 4330894
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Where Are Stratham Home Values Headed?

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Fri, 27 Feb 2015 02:27:05 -0800

Stratham Home Values Gone With The Tide? Looking at the data for Stratham home values based on sales records over the last eight years shows us that Stratham home values are hardly “down for the count”. The news is quite good in fact. There is no question The Great Recession reeked havoc on real estate around the nation. Fortunately for Stratham residents, the effects were not quite as debilitating as other areas of our great country. Based on the number of sales over the last three years, it seems the demand for Stratham homes has grown. In the doldrums of 2008, median days on market of sold homes was at 93. 2014 saw Stratham homes selling almost 60 days faster. 2009 saw 57 homes sold and 2014 posted 118 sales. New listings slackened from 2013 to 2014 and more homes have sold. As demand is quite high and inventory is down, we will see values rise. Median Sales Price vs Average Sales Price We look at Median Sales Price being a better indicator of price trends because Average Sales Price can be artificially skewed by a transaction with an extremely high or extremely low sales price. Median Sales Price is the sales price of the transaction in the middle of all the data with half of the sales having a sales price above the median and half below. This index rides like dirftwood on the ebb and flow of the tide. Stratham Home Owners Can Rejoice Stratham’s Median Sales Price was $407,900 in 2007 and fell as low as $344,000 in 2010. Today’s Median Sales Price is $416,000 up 21% from the valley. That is to say a Stratham home purchased in 2010 has gained 5.25% average per year. This is way above the national average of 2.3%. Some of the fuel to Stratham home values comes from a 16% market share owned by new construction homes in Stratham. Take a look at my earlier report on => New Homes In Stratham Stratham Home Buyers If you are on the hunt for a home in Stratham, sign up with a buyer agent who knows the market and where the best bang for your buck lies. When you look at what mortgage rates have done over the last 52 weeks vs the last 52 years, it’s a “no brainer” to see that now is the time to buy. Today's mortgage rates make a home more affordable. Search for Stratham homes here and get in the loop for the newest listings when they come to the market => NH Home Search Click here to see this year’s => 8 Best Ideas For Home Financing Congratulations to Stratham Buyers and Sellers Who Connected in January

$399,900	45 Butterfield Lane, Stratham, NH 03885
2 bd 2 bath	DOM : 63 Days 2,286 Sqft
MLS # 4393621
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$525,000	1 Orchard Hill, Stratham, NH 03885
4 bd 4 bath	DOM : 83 Days 3,993 Sqft
MLS # 4392281
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$579,900	2 Point of Rocks Terrace, Stratham, NH 03885
4 bd 3 bath	DOM : 245 Days 3,048 Sqft
MLS # 4355347
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$649,900	lot 24 Chisholm Farm Drive, Stratham, NH 03885
4 bd 3 bath	DOM : 453 Days 3,720 Sqft
MLS # 4321448
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New Hampshire Oceanfront Homes More Affordable $6,228

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Tue, 17 Feb 2015 05:08:33 -0800

The Great Recession Sell Off NH oceanfront homes are very unique to one another. There are seldom two alike. In comparative analysis, there isn’t mach data to work with in terms of the number of sales. We have to bring in some intrinsic values such as availability to have a deep water dock or sandy beach area not just proximity and view. This turns our attentions to some of the bays, inlets, islands, and rivers where these types of propertunities exist. In this study, I am concentrating on properties where one could have direct deep water access in all tides. NH Oceanfront Homes More Affordable Oceanfront sales were strong in 2011 when it seemed nothing else was selling. 21 NH oceanfront homes sold totaling $34.84M. 2012 saw half as many sales with overall volume down 64% to $12.848M. Sales have been slowly edging up each year since then. Median Sales Price in 2011 was $1,175,000 and fell 30% in 2012. 2013 posted another dip of 7% to come back 23% in 2014 to $950,000. NH Oceanfront Homes Only $6,228 Looking at the total volume of sales for each year divided by the total linear frontage gives you the price per linear foot of ocean frontage. Right now you’re saying “whaaat?”. the price per foot was as high as $9,100 and is around $6,228 today. No matter how you look at it, NH oceanfront homes are more affordable now than three years ago. Pack into that thought that mortgage rates are at the lowest levels of our lifetimes hovering around 4% today, January 4, 2015. If you are on the hunt and want some great propertunities, click here to see all currently available NH Oceanfront homes for sale and get in the loop for => New Oceanfront Listings Congratulations NH Oceanfront Sellers and Buyers Who Recently Connected

$2,395,000	1048 Ocean Boulevard (Route 1A), Hampton, NH 03842
4 bd 6 bath	DOM : 419 Days 4,005 Sqft
MLS # 4244484
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$1,350,000	77 Ocean Drive, Seabrook, NH 03874
3 bd 3 bath	DOM : 73 Days 2,760 Sqft
MLS # 4385227
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$1,000,000	110 Beach Hill Road, New Castle, NH 03854
4 bd 3 bath	DOM : 77 Days 5,543 Sqft
MLS # 4389449
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$989,000	1 Great Boars Head, Hampton, NH 03842
2 bd 3 bath	DOM : 309 Days 2,372 Sqft
MLS # 4315644
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Portsmouth Homes vs Condos....Condos Win!!

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Tue, 03 Feb 2015 08:08:35 -0800

Homes vs Condos Sold 2014 Portsmouth real estate shoppers have seen the market and inventory of Portsmouth homes and condos ebb and flow like the tide. The data points toward a very lively condo market and not so much on the single family homes market. Looking at demand as we measure it by the mean days on market of sold listings, buyers are hungry for both. When a property is priced right and demand is good, those properties sell quickly. The rate of new listings to the market has been fairly steady for homes. We have seen condo listings grow 50% over the last two years. Much of that growth is due to new construction and subdivisions on exiting structures. There are several new projects taking lift in town and the inventory of condos will continue to grow all be it some of those are on the very high end of the price range. Portsmouth Real Estate Values Homes vs Condos As Portsmouth has seen single family sales dip 14%, condo sales are up 34% from 2013. If the rate of new single family listings is steady and sales slip, this results in more inventory. It makes it more of a buyer’s market and therefore sellers have to give in a little in order to sell. This will lead to downward pressure on median sales price which fell off almost 8% in 2014. Condo Inventory Shrinking? If condos are selling faster than the inventory is replenished, then prices will surely go up but that doesn’t seem apparent here. How can condo values dip 9% amid a shrinking inventory? Could this be a factor of Portsmouth condo sellers seeing all the new construction of condos and what that will mean to the inventory? Are they dumping their condos before there is a glut of condos for sale in town and further eroding values? When you look at the median price of a condo being $90k less than a single family home and the demand for Portsmouth real estate being good, expect condo sales to continue to grow. Don’t expect condo prices to skittle downward in the next twelve months even though new condo listings will continue briskly. The fact of the matter is one of price vs value. Right now Portsmouth real estate shoppers are seeing more value in condos. Are you on the hunt for Portsmouth propertunities? Get lined up with a local agent who knows the market, Marty Patrizi => Customer Reviews Don’t Kick Yourself Mortgage rates are at the lowest levels of our lifetimes. Here is a look at the history of 30 year fixed rate mortgages over the last 52 weeks. We know rates will be going up but why wait. A one half of one percent increase (+0.5%) can mean as much as $20,000 less purchase power when trying to hold a monthly payment steady. If you are a first time home buyer, you must see these => 8 Best Ideas For Home Financing So don’t kick yourself in 2016 for not buying in 2015.

Honeymoon vs House

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Thu, 22 Jan 2015 07:01:39 -0800

Wedding Planning? Couples who have spent hundreds of hours and thousands of dollars planning a wedding and getting married, deserve to spend a few days relaxing on a honeymoon. When those couples were surveyed by Era Real Estate, 60% of them would give up the honeymoon if they could put a down payment on a home. Of course some of that remorse could come from dashed expectations of a grand honeymoon that wasn’t realized because of the exhaustion of the process. I could speak from experience but my wife would argue that we could have been much further in the financial augmentation of our lives with the largest investment we or most people for that matter will most likely ever make. Mortgage Rates vs Honeymoon? The process of buying a home is easier than planning a wedding and a honeymoon but can be just as stressful. Find a local agent with a decent rep and you’re biggest investment will be more comforting to you => Customer Reviews. Mortgage rates are at the lowest levels of our lifetimes. Take a look at what has happened to mortgage rates over the last 52 weeks. Now is the time to take advantage of the current rates => 8 Best Ideas For Home Financing First time home buyer programs are available => A Mortgage Isn’t Fatal More Purchase Power Buyers have more purchase power when rates are lower. If one is holding a monthly payment steady while looking for a home, a one half of one percent (+ 0.5%) increase in the rate can mean $20,000 less purchase power. Why wait? Stop lining your landlord’s pockets and start building equity for yourself before rates go up! Search NH homes for sale => Your New Home

A Mortgage Isn't Fatal

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Mon, 29 Dec 2014 11:52:26 -0800

Renter's Beware A mortgage isn't fatal but renting won't build wealth. First time buyer programs start with today's mortgage rates, the lowest in history. There are plenty of reasons to stop lining you landlord's pockets. Look at some benefits of home ownership verses renting. First Time Home Buyer Programs You can search online for that perfect home. You can look at pictures, get neighborhood information, and see virtual tours as if you were actually walking through a home. The hard part is finding the right financing. You can get quotes online from a hundred different lenders but who can you trust? One thing is for sure. Mortgage rates are at the lowest levels of our lifetimes. Take a look at the mortgage rate history for 30 year fixed rates over the last 52 weeks verses the last 52 years. It's obvious that rates are at the bottom. This results in first time home buyers or any buyers for that matter being able to buy more "house" now. Buying now is better than waiting. Don't Kick Yourself Mortgage rates are going to go up. We all know this but no one can say when. Why wait? Here is a hypothetical example. Of course, your credit score, taxes, and insurance will affect your payment. If you are paying $1,200 a month for rent and want to keep your mortgage close to the same, you can borrow up to $200,000 at today's rates. When the interest rate goes up one half of one percent (+0.5%), your available amount drops to $180,000. That's $20,000 less purchase power on an increase of 1/2% in the mortgage rate. Don't kick yourself in 2016 for not buying in 2015. Take a look at my article on => 8 Best Ideas For Home Finance. Dream Home vs Stepping Stone Today's mortgage rates are one of the best first time home buyer programs out there. First time home buyers are apprehensive about taking on a big mortgage so many are looking in the lower price ranges for homes. First time buyers may not be able to afford their "dream home" but why not purchase a home as a "stepping stone" toward that dream home in the future. With rates at the lowest levels ever and home prices appreciating, one of the best first time home buyer programs is this excellent opportunity to step up to a newer or larger home in the future. Take a look ay my article on => Are Fixer Uppers A Smart Purchase.

Pondering Portsmouth Real Estate Plunge November 2014

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Mon, 24 Nov 2014 20:58:28 -0800

Portsmouth Real Estate Has Portsmouth Real Estate lost it’s luster? Home sales are down almost 18% this year after two straight years of double digit growth. The graph below pictures the state of Portsmouth Real Estate for year to date sold data from Jan 1 to Nov 22 over the last four years. We measure demand in terms of Days on Market (DOM ) for homes sold. The demand for Portsmouth Real Estate continues to grow and new listings coming to market are consistent. Why are there less Portsmouth homes selling? Portsmouth Median Sales Price vs Average Sales Price Median Sales Price is said to be a better indicator of price trends because Average Sales Price can be artificially skewed by a transaction with an extremely high or extremely low sales price. As an example, there was a sale in 2011 of over $6M. Median Sales Price is the sale price of the transaction in the middle of all the data with half of the transactions having a sale price above the median and half below. Median Sales Price is a bit more stable and “floats” on the wave of data. Portsmouth Home Values 2013 saw Portsmouth Real Estate prices gain 15% and have fallen off only 2% this year. It looks like buyers are seeing Portsmouth as overpriced and are looking outside of Portsmouth in Greenland, Stratham, Rye, and even across the bridge to Dover. Stratham has seen home sales gain 17%, Rye up 5%, Greenland up 3.5%, Dover up 2%. If you are on the hunt for a home in Portsmouth, here is a link to see all currently available property for sale in the seacoast => Portsmouth Homes For Sale The Best Mortgage Rates Ever!! Take a look at the history of mortgage rates from the last 52 Weeks vs the last 52 Years. We will not see mortgage rates this low ever again in our lifetimes. We had double digit mortgage rates only 20 years ago and folks still bought homes. Today’s rates make homes more affordable for more people than ever in my lifetime. We know they can’t stay this low forever so why wait. If you are on the hunt for a home and need to finance, you should see this article on the => 8 Best Ideas For Home Finance Congratulations To Portsmouth Buyers And Sellers Take a look at these homes that sold last month.

$224,900	107 Preble Way, Portsmouth, NH 03801
2 bd 1 bath	DOM : 49 Days 819 Sqft
MLS # 4383200
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$569,000	36 Madison, Portsmouth, NH 03801
2 bd 3 bath	DOM : 49 Days 2,024 Sqft
MLS # 4380125
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$729,000	284 New Castle, Portsmouth, NH 03801
4 bd 3 bath	DOM : 75 Days 2,141 Sqft
MLS # 4377141
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$629,000	752 South, Portsmouth, NH 03801
4 bd 2 bath	DOM : 86 Days 2,361 Sqft
MLS # 4374960
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$399,000	29 Burkitt Street, Portsmouth, NH 03801
4 bd 2 bath	DOM : 95 Days
MLS # 4369359
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$474,500	514 Middle St, Portsmouth, NH 03801
4 bd 3 bath	DOM : 114 Days 2,132 Sqft
MLS # 4368567
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$299,900	3 Dwight Avenue, Portsmouth, NH 03801
3 bd 2 bath	DOM : 101 Days
MLS # 4368146
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$299,900	1273 Islington, Portsmouth, NH 03801
3 bd 2 bath	DOM : 135 Days 1,455 Sqft
MLS # 4364979
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$519,900	100 FW Hartford Dr, Portsmouth, NH 03804
6 bd 5 bath	DOM : 200 Days 4,500 Sqft
MLS # 4341858
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Rochester Real Estate Tunnel Turns Funnel? October 2014

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Tue, 21 Oct 2014 23:57:08 -0700

Rochester’s Future So Bright It Needs Shades The market for Rochester Real Estate has undergone a transformation of epic proportions. I’ve been involved in the Rochester homes market since the weight of the “Great Recession” ascended upon us. My mantra has been “Rochester has a very bright future” since 2009. I was involved in several transactions with run down properties. Home financing in today’s market dictates: “Not only does the buyer have to qualify for the mortgage, so does the property.” Many buyer’s were able to secure rehab loans up to $35,000 equal to repairs needed and add it to their mortgage with only 3.5% down payment on the purchase price plus repairs. To learn more about rehab loans, visit => 203k Saves The Day. If the maximum $35,000 is used for repairs, the down payment increases at the most $1,225. Yes that’s right. $35,000 in repairs is only $1,225 out of pocket…no brainer. I saw many run down properties rehabbed and neighborhoods revitalized. Rochester has seen the business community embrace Rochester with zeal. Lowes, Albany International, Lydall, Rite Aid, Hannaford, Rokon, Safran Aerospace, Eastern Propane, Laars Heating Systems, Home Depot, RP Abrasives,Holiday Inn; These retailers and manufacturers will need skilled workers. Skilled workers will benefit from long term growth. It is inevitable based on the investment in Rochester by the business community. The net effect is that Rochester is a great town to invest in. This may add some insight and incite. Rochester real estate rated “buy now”. From My View We are looking at Rochester homes sold data to determine the state of the market and where it may be headed. At the bottom in this study in our time period Jan 1 to Oct 21, 2011 saw 165 homes sold. Through 2014 sales are up 42%. New listings shot up 30% in 2013 from 2012. This year we have seen new listings dip but still, over 400 new listings came to the market. Average Days on Market are lessening proving demand is high. If you are on the hunt for a home in Rochester, search here => Rochester Homes and Condos For Sale Median Sales Price vs Average Sales Price Median Sales Price is a better indicator of price trends because Average Sales Price can be artificially skewed by a transaction with an extremely high or an extremely low sales price. Median Sales Price runs with the curve in the middle of all the data with half of the transactions having a sales price above the Median and half below. With supply increasing, the laws of supply and demand say prices should stay put. The demand appears to trump supply when we look at Median Sales Price for Rochester homes. From the gutter in 2012 in this study, Median Sales Price has improved 13%. These are great numbers for Rochester homes. Prices Are Up Why Is Now A God Time To Buy? If prices are rising, it’s good for building equity quickly but the real reason is mortgage rates. Take a look at the history of mortgage rates from the last 52 years vs the last 52 weeks. Mortgage rates are at the lowest levels of our lifetime. We all know rates will be going up we just can’t say when. So why wait for rates to go up? If you are looking in the $150,000 to $200,000 range, a one half of one percent rise in the mortgage rate can mean as much as $70.00 to $150.00 more in a monthly payment. If you have been thinking of how to stop lining your landlord’s pockets, take a look at my article on => The 8 Best Ideas For Home Financing Congratulations To The Sellers and Buyers Who Came Together Last Week

$229,900	48 Ten Rod, Rochester, NH 03867
3 bd 3 bath	DOM : 52 Days 2,118 Sqft
MLS # 4379916
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$249,900	25 Collins Circle, Rochester, NH 03867
3 bd 3 bath	DOM : 74 Days 1,936 Sqft
MLS # 4375803
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$169,700	59 Ten Rod Road, Rochester, NH 03867
2 bd 1 bath	DOM : 97 Days 1,136 Sqft
MLS # 4370688
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$50,000	2 Tebbetts Road, Rochester, NH 03839
2 bd 1 bath	DOM : 122 Days 708 Sqft
MLS # 4364295
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$242,700	6 Duquette St, Rochester, NH 03867
3 bd 3 bath	DOM : 165 Days 1,728 Sqft
MLS # 4352677
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New Construction Homes Dover NH September 2014

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Thu, 25 Sep 2014 22:38:17 -0700

New Construction Homes In Dover NH Are you on the hunt for new construction homes in Dover NH? New construction homes are more energy efficient and many carry the modern amenities that buyers are looking for. When comparing the price of new construction homes verses existing homes, buyers are seeing they can buy more home per square foot when purchasing a new home verses an existing home. Why? Because materials are more expensive today. Labor rates in our area have been very steady over the last ten years. Here is a look at some statistics I found interesting. As a percentage of all homes sold, new construction homes sold in 2011 were 10.5%, 2012′s ratio bumped up significantly to 18.3%. 2013 saw that rate steady but this year’s ratio has fallen to 14%. There are currently over 60 new homes for sale in Dover NH New Construction Homes Sales Lagging From 2011 to 2012, new home sales doubled. Builders had held off during the Great Recession as home sales in general fell but ramped up in 2010 especially as mortgage rates were extremely attractive and still are. In 2013, new home sales were steady but this year sales have lagged. Why? As mentioned above, buyers see they can purchase more home when they buy an existing home verses a new home especially when you look at the price trends of new construction homes. The laws of supply and demand prove themselves in a free market and we can see inventory of new homes is up 14% from last year which may indicate why median sales price has dipped. More competition for builders means better deals for buyers. Are New Homes Too Expensive? It will depend on the cost of ownership. Buyers will have to decide between energy efficiency or more living space. In the case of town assessments and tax rates, will taxes be a factor? If new homes are more expensive and price trends support assessments, yes, taxes will be a factor. All the expenses of owning a home need to be considered when purchasing. A new home will cost more but may be less costly to heat and maintain. An older home may cost less but could need updates and use more energy. Your experienced agent and lender can help you determine those costs and develop a plan to meet your needs and expectations. Buyers need to go into any real estate transaction with eyes wide open. An agent with construction experience is your best bet.FILED UNDER: REAL ESTATE AND LOCAL INFORMATION SEPTEMBER 26, 2014This Report is Brought to you by Marty Patrizi, Realtor at the Bean Group.For more information about buying or selling real estate in the NH Seacoast and Lakes Regions, call me directly at 603-781-4099 or email me at marty.patrizi@beangroup.com. See what Marty's clients are saying => Testimonials

44 Kristie Lane Strafford NH Open House 9/13/2014 1:00 to 3:00 pm

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Wed, 10 Sep 2014 22:38:25 -0700

44 Kristie Lane Lovely Private Setting Please visit our open house on September 13, 2014 from 1:00 to 3:00pm showcasing 44 Kristie Lane Strafford NH a classic colonial privately set on a level 2.4 acre lot with a curving driveway designed to add to it’s seclusion. This lovely home was custom built by the current owners and provides a very functional floor plan with an open concept and two fireplaces. This home offers three bedrooms, three baths, and a second floor laundry. Asking $300,00. Click here for more details => 44 Kristie Lane Strafford School and Coe-Brown Academy Strafford School and Coe-Brown Academy are highly rated schools and offer many recreational opportunities for the youngsters. The music program offered by the schools is geared to bring out the student’s talents and creativity. The drama and arts departments have nurtured students to many award winning endeavors. Click here to see Coe-Brown Awards Designed For Entertaining 44 Kristie Lane invites you with a custom cherry kitchen and open concept for those times when friends and family all end up gathering around the kitchen. With a large brick fireplace and warm hardwood floors, the family room calls everyone to gather comfortably around the fire. Relax With A Good Book Around the corner from the family room is a formal living room with built in bookcases around a second fireplace for a library like allure. Relax by the fire with a good book. How About A Whirlpool Tub A most spacious master suite offers a whirlpool tub for some glorious bubbly warm waters to message those tight muscles from the day’s toils. There is a sitting area for those times when you want to reflect on your blessings. Three Large Bedrooms 2 1/2 Baths 2,800 sqft. There is no lack of storage or space in the bedrooms here. Two full baths are on the second floor and a half bath is on the first floor. A spacious formal dining room is great for a large gathering or use it for a music room. Call For A Personal Tour If you are not able to attend our open house, call Marty Patrizi Realtor at The Bean Group to arrange a personal tour at your convenience. Call Marty direct at 603-781-4099 or the office of The Bean Group at 603-766-1980. Have you seen these? => 8 Best Ideas For Home Financing

Portsmouth NH Real Estate Are Sellers Motivated?

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Thu, 28 Aug 2014 00:28:37 -0700

Portmsouth NH Real Estate Prices Dropped If you are on the hunt for a good deal in Portsmouth NH real estate, you know that the Portsmouth NH real estate market hasn’t had to deal with the Great Recession as other markets in surrounding communities have. Some folks would say that Portsmouth NH real estate prices are untouchable. Well maybe this is the reality check buyers have been waiting for. Sellers of Portsmouth NH Real Estate Are Motivated Take a look at these recent price adjustments of $20,000 or more on many Portsmouth area homes. If these are not on target with what you are looking for, this link has all the currenty available inventory of homes and condos for sale in => Portsmouth NH Real Estate

$895,000	28 Brigham Lane, Portsmouth, NH 03801
4 bd 5 bath	DOM : 90 Days 5,200 Sqft
MLS # 4359698
View details Originally asking $959,000

$795,000	190 Wentworth Rd, New Castle, NH 03854
2 bd 3 bath	DOM : 98 Days 2,804 Sqft
MLS # 4358210
View details Originally asking $875,000

$739,000	188 Wentworth Rd, New Castle, NH 03854
3 bd 3 bath	DOM : 98 Days 3,365 Sqft
MLS # 4358195
View details Originally asking $799,000

$572,000	1156 Woodbury Ave, Portsmouth, NH 03801
4 bd 4 bath	DOM : 63 Days 3,430 Sqft
MLS # 4367001
View details Originally asking $592,000

$550,000	165 FW Hartford Dr, Portsmouth, NH 03801
5 bd 4 bath	DOM : 89 Days 3,546 Sqft
MLS # 4360341
View details Originally asking $630,000

$525,000	580 FW Hartford Dr, Portsmouth, NH 03801
4 bd 4 bath	DOM : 76 Days 3,325 Sqft
MLS # 4363768
View details Originally asking $549,900

$229,000	380 Ocean Rd, Portsmouth, NH 03801
2 bd 2 bath	DOM : 126 Days 1,400 Sqft
MLS # 4350217
View details Originally asking $265,000

Portsmouth NH Real Estate Mortgages Are More Affordable Portsmouth NH Real Estate and all real estate for that matter are more affordable because of the mortgage rates. Rates are at the lowest levels of our lifetime and will likely never be this low again. Compare mortgage rates of the last 52 years to the rates of the last 52 weeks. If you are a first time buyer, NOW is the time to stop lining your landlord’s pockets and start building equity for yourself. If you would like to be in a bigger or newer house, what are you waiting for? First time buyers need your house so NOW is the time to move up. Here is a link to another article of mine => 8 Best Ideas For Home Financing

Dover NH Open Houses Sunday August 24, 2014

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Sun, 24 Aug 2014 00:32:50 -0700

Dover NH Open Houses Today August 24, 2014 The weather will be perfect for viewing some fine homes in Dover NH Real Estate. Here is a list of open houses scheduled for Sunday 8/24/2014. After seeing some of these, try some delicious ice cream at Golick’s Dairy Bar on Dover Point Road.

$550,000	177 Spur Rd Rd, Dover, NH 03820
4 bd 3 bath	DOM : 223 Days 3,260 Sqft
MLS # 4331759
View details Open House 9:00 to 11:00 Hosted by Mark Correnti of First Amoskeag Realty

$379,000	25 Susannah’s Crossing, Dover, NH 03820
4 bd 4 bath	DOM : 66 Days 2,864 Sqft
MLS # 4365138
View details Open House 1:00 to 3:00 Hosted by Kristie Bower of Better Homes and Gardens Masiello Durham

$370,000	385 Blackwater Rd, Dover, NH 03820
3 bd 2 bath	DOM : 4 Days 2,228 Sqft
MLS # 4379196
View details Open House 12:00 to 1:00 Hosted by Justin Kelcourse of Keller Williams Coastal Realty

$349,900	Lot 57 Sandra’s Run, Dover, NH 03820
4 bd 3 bath	DOM : 122 Days 2,160 Sqft
MLS # 4350221
View details Open House 11:00 to 4:00 HOsted by Janet Slome of Prime Tme Communities

$345,000	Lot 47 Stocklan Circle, Dover, NH 03820
3 bd 3 bath	DOM : 261 Days 2,000 Sqft
MLS # 4328299
View details Open House 11:00 to 4:00 Hosted by Janet Slome of Prime Time Communities

$325,900	Lot 43 Sandra’s Run, Dover, NH 03820
3 bd 3 bath	DOM : 230 Days 2,000 Sqft
MLS # 4330897
View details Open House 11:00 to 4:00 Hosted by Janet Slome of Prime Time Communities

$309,900	32 Conifer Commons, Dover, NH 03820
3 bd 3 bath	DOM : 85 Days 1,724 Sqft
MLS # 4360349
View details Open House 11:00 to 1:00 Hosted by Mary Eliot of The Gove Group Real Estate

$308,000	Lot 13 Sandra’s Run, Dover, NH 03820
3 bd 3 bath	DOM : 230 Days 1,768 Sqft
MLS # 4330894
View details Open House 11:00 to 4:00 Hosted by Janet Slome of Prime Time Communities

$305,900	12 Stocklan Circle, Dover, NH 03820
3 bd 3 bath	DOM : 270 Days 1,768 Sqft
MLS # 4327417
View details Open House 11:00 to 4:00 Hosted by Janet Slome of Prime Time Communities

$275,000	83 Old Rochester Rd, Dover, NH 03820
4 bd 2 bath	DOM : 19 Days 1,974 Sqft
MLS # 4376491
View details Open House 11:00 to 1:00 Hosted by Scott Moreau of Red Post Realty

$229,700	132 Katie Lane, Dover, NH 03820
2 bd 3 bath	DOM : 20 Days 1,820 Sqft
MLS # 4375708
View details Open House 11:30 to 1:00 hosted by Lee Ann Parks of Keller Wiliams Coastal Realty

This Report Brought To You By Marty Patrizi If you can’t make it to these open houses and would like to schedule a personal tour, call Marty Patrizi Realtor at The Bean Group direct 603-781-4099 or office 603-766-1980. If you want direct access to see all the homes in Dover for sale, try my free home search service => Dover Propertunities For Sale

Nottingham Waterfront Hidden Gem 27 Swan Drive

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Sun, 17 Aug 2014 19:54:29 -0700

27 Swan Drive $229,000 Looking for Nottingham waterfront? On pristine Nottingham Lake is this fine three bedroom year round prize with finished lower level and completely new systems. 200 feet of waterfront is yours with an extra lot for more privacy or to build. There are no motors allowed on Nottingham Lake so it breathes peace and tranquility. This home would be the perfect spot for someone who works from home and is also close to commuter routes. Your propertunity awaits. Click here for more details => 27 Swan Dr. Nottingham Waterfront This Nottingham waterfront home offers hardwood floors, screen porch, multiple decks, one full bath, and a 3/4 bath in the finished lower level. Propertunities like this on Nottingham waterfront at this price are very rare. Call For Your Personal Tour Call Marty Patrizi Realtor at The Bean Group to schedule a personal tour direct 603-781-4099 or office 603-766-1980. Equal Propertunity Housing

Stratham's Most Amazing Bargain Is Government Owned 3% Rebate

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Thu, 24 Jul 2014 00:46:47 -0700

HUD Homes Are Government Owned 17 Patriots Road Stratham NH is a grand home owned by HUD in an executive neighborhood. Buy government owned homes and get up to 3% back towards your closing costs. Click here to learn => How To Buy HUD Homes Equal Housing Opportunity Exceptional Propertunity 17 Patriots Road will astound you with it’s convenient location and gleaming hardwood floors. If you like a lot of sunlight filtering into a home, this one is it. There are plenty of windows and the in-ground pool will help reflect more sunlight. Even on cloudy days, this home will feel filled with light. This exceptional propertunity has four bedrooms, four baths, in-gound pool, hardwood floors throughout, finished lower level, master suite, fireplace, balcony, pergola, and over 3100 square feet of living space only 2 miles to Rte 101. Stratham’s Presidential Neighborhood 17 Patriots Road is nestled in one of Stratham’s most premier neighborhoods of high caliber homes. Surrounded by greenery that filters the view of your closest neighbors, you’ll feel like you are in your own private oasis. In such a neighborhood as this, you’ll meet the chairman of the board as you safely stroll the lanes. Children can ride their bikes and walk the dog worry free. A Compelling Price Only $450,000 17 Patriots Road is priced way below the town’s assessment of $568,600 commanding a lift of the eyebrows. The price reflects that there is some deferred maintenance but is so compelling, you’ll just have to see it to believe it. The potential in this home is only limited by your imagination. This is Stratham’s most amazing bargain. If you are on the hunt for instant equity, call Marty Patrizi Realtor at The Bean Group for more information or to schedule your personal tour direct 603-781-4099 or The Bean Group offfice 603-766-1980.

Goodbye Landlord Hello To This Rochester Home For Sale

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Thu, 17 Jul 2014 19:50:14 -0700

17 McDuffee Street Rochester NH This Rochester home for sale is your chance to say “goodbye” to your landlord and “hello” to building equity for yourself. This well cared for three bedroom cape in a very desirable neighborhood is close to town but doesn’t feel like you’re in town. With it’s private fenced in back yard and Koi pond, you’ll easily unwind after work. All the work has been done so your weekends are free for other fun things. Click here for more details about => 17 McDuffee Street Buy This Rochester Home For Sale With Only 3.5% Down Payment With only 3.5% down, you can own this Rochester home for sale for what you are paying in rent. 17 McDuffee Street is located close to major commuter routes and all your shopping needs. 30 minutes to the seacoast, 20 minutes to the lakes region, and 40 minutes to the mountains, you’ll have all the recreation destinations close by. Learn more about your finance options here => 8 Best Ideas For Home Financing Call Marty Patrizi Realtor at The Bean Group To arrange a personal tour call Marty direct 603-781-4099 or office 603-766-1980. Search more homes for sale => Rochester Homes For Sale

This Week In Dover Real Estate July 12 2014

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Sun, 13 Jul 2014 14:41:36 -0700

What’s The Deal In Dover? Dover Real Estate has busted out of the doldrums in a huge way and seems to be one of the fastest growing communities in New Hampshire. We gauge demand by the average days on market (DOM) for sold listings. We see that demand grew 35% last year and is still cooking at 81 DOM. Sales really took off in 2012 and have been steady since. If you have seen any of my previous Market Reports, you know we have been lamenting the lack of inventory last year. Good news for buyers: new listings are up 17% this year. Dover Real Estate vs Portsmouth Real Estate The demand for Dover Real Estate is bolstered by the demand for Portsmouth Real Estate. What I mean by that is buyers who have been looking in Portsmouth realize they have to have pretty deep pockets to afford to live in Portsmouth. For the same money they would spend in Portsmouth, they can buy more home in Dover. They get great schools, a vibrant down, and Portsmouth is just 10 minutes over the Piscataqua bridge. Dover Real Estate Price Trends The demand for Dover Real Estate has influenced prices. The laws of supply and demand kick in and we are seeing prices increase. Median Sales Price is up 15% since 2011. Dover real estate values are still down about 11% from our most recent peak when Median Sales Price was $298,000 at this time in 2007. So if you are thinking its about time to stop lining your landlord’s pockets or if you are looking to make a move to a newer or larger home, use this link to see all => Dover Homes For Sale By the way all you move up buyers, we need your home. 50% of our market is first time buyers. Is Now A Good Time To Buy Dover Real Estate? You better not wait. Prices are on the way up and they don’t appear to be leveling off any time soon. The driving factor affecting affordability is mortgage rates. Rates will be going up, we just can’t predict when. Here is a comparison of the last 52 weeks of mortgage rate history vs the last 52 years. Even though rates are up about a point from a year ago, they are still at the lowest levels of our lifetimes. Keep in mind a 1/2 of 1% (+0.5%) rise in the mortgage rate can mean as much as $15,000 less purchase power. Want to know your options? => 8 Best Ideas for Home Financing Congratulations to This Week’s Dover Buyers and Sellers Take a look at these Dover homes sold week ending 7/12/2014

$269,900	437 Middle, Dover, NH 03820
3 bd 2 bath	DOM : 40 Days 1,650 Sqft
MLS # 4359230
View details

$179,900	13 Crescent, Dover, NH 03820
2 bd 1 bath	DOM : 53 Days 1,000 Sqft
MLS # 4356114
View details

$290,000	51 Willow Street, Dover, NH 03820
3 bd 3 bath	DOM : 66 Days 2,240 Sqft
MLS # 4352205
View details

$179,900	12 Brick Rd, Dover, NH 03820
2 bd 2 bath	DOM : 90 Days 1,210 Sqft
MLS # 4346633
View details

$189,900	104 Court, Dover, NH 03820
2 bd 1 bath	DOM : 167 Days 1,157 Sqft
MLS # 4333458
View details

$285,900	15 Sandra’s Run, Dover, NH 03820
3 bd 3 bath	DOM : 182 Days 1,768 Sqft
MLS # 4330900
View details

FILED UNDER: MARKET REPORTS, NEWS YOU CAN USE TODAY TAGGED WITH: DOVER HOMES FOR SALE,DOVER REAL ESTATE, MARTY PATRIZI, THE BEAN GROUP JULY 14, 2014This Report is Brought to you by Marty Patrizi, Realtor at the Bean Group.For more information about real estate in the NH Seacoast and Lakes Regions, call me directly at 603-781-4099 or email me at marty.patrizi@beangroup.com. See what Marty's clients are saying => Testimonials

Open House June 28 11am-1pm 19 Folsom Street Dover NH

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Thu, 26 Jun 2014 21:21:09 -0700

Join Us Saturday June 28 11am-1pm Open House If you are on the hunt for Dover NH Condos, here is a great propertunity to be in downtown Dover with no condo fees. You’ll be charmed by the arched doorways and wood floors. Located on the Dover Community Trail, you’ll be only minutes on foot to all of Dover’s restaurants, shops, and lifestyle. Want Energy Efficiency? All systems have been updated so you can live in comfort and peace with no worries. A forced hot air furnace running on natural gas will cost you less than $500/yr for heating. The kitchen is bright and sunny with newer cabinets and counters. 19 Folsom Street There are two spacious bedrooms and two deeded off street parking spaces on this quiet street. The updated bathroom is light and airy with some extra storage. A full walk out basement allows you very convenient storage. Dover’s Vibrant Community Calls To You This is your propertunity to see why Dover is one of the fastest growing communities in the seacoast area. Dover has a vibrant downtown with lots of unique shops, restaurants, and other attractions. Click here to see more details on => 19 Folsom Street Search more Dover propertunities here => Happy In NH Call For A Personal Tour If you can’t make it to our open house, call Marty Patrizi Realtor at The Bean Group to arrange a personal tour. Call direct 603-781-4099 or at the office 603-766-1980.

Rochester Open House June 7, 2014 11am to 2pm

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Fri, 06 Jun 2014 22:54:03 -0700

Rochester Open House June 7, 2014 11am to 2pm Please join us for an open house Saturday June 7, 2014 from 11am to 2pm. It’s going to be a great sunny day to view this affordable home set on a quiet, dead-end street. This charming, well-built 3-bedroom cape is perfect for individuals and families alike. While only minutes from Routes 16, 11, and 125 and all major businesses, this home offers a relaxing break from the hustle of everyday life. Private Outdoor Living This lovingly maintained home features a first-floor bedroom, formal dining room, remodeled bathroom, and open-concept kitchen and living room. The private, fenced back yard features a newly built deck and spacious shed for storage. The basement offers plenty of storage space with a walk-up set of stairs to the exterior. Charm And Simplicity Located a short drive from the lakes, mountains, and coastline, this home offers everything you could ask for: quiet, convenience, and charm. From North Main St. turn onto McDuffee Street across from Home Depot home is fifth house on the right. Open Concept Kitchen and living room are great for gathering friends and family or get together outside with a babbling Koi Pond and great yard to play or relax. Click here to see more details => 17 McDuffee Street

Portsmouth NH Real Estate Under $350,000 May 26 2014

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Mon, 26 May 2014 00:27:24 -0700

Porstmouth NH Real Estate Under $350,000 If you are on the hunt for a home in Portsmouth NH Real Estate and you are on a budget, take a look at these five best deals under $350,000 => Portsmouth Homes Under $350K Homes sales have staggered over the last few months. Most likely due to the winter that wouldn’t let go. Now that the weather is acting a lot more like spring, homes are flying off the shelves. Here is a look at new listings this week => Newly Listed In Portsmouth Portsmouth NH Real Estate Stats Looking at the sales data for Portsmouth NH Real Estate for the first four months of the year over the last four years, it looks like Portsmouth home sales are sliding. We will see more homes sold in the coming summer months and sales will surpass last year because mortgage rates are the driving factor. However, new listings are down and the inventory is at it’s lowest level in some time. I predict more homes will be coming to the market to take advantage of the growing demand and the perception of seller’s that as mortgage rates increase, their pool of buyers will decrease. Porstmouth NH Price Trends Looking at price trends over the same period paints a picture of a market that is poised to take off. Median Sales Price is said to be a better indicator of price trends because Average Sales Price can be skewed by a transaction with an extremely high or low sales price. Median Sales Price is the transaction in the middle of the data with half of the transactions having a sales price above and half below. So Median Sales Price rides in the middle of the data presenting a better picture of where prices are headed. We see that Median Asking Price has been trending slightly lower this year. Mortgage Rates Are The Fuel Looking at the trend of mortgage rates over the last 52 weeks vs the last 52 years, we can see rates are making homes more affordable now. As rates go up and we know they will, buyer’s purchase power will erode. Don’t kick yourself in 2015 for not buying in 2014. If you are renting and want to buy a home, now is the time to take advantage of home prices and mortgage rates before they go up. If you are looking to make a move to a larger or newer home, your chances of getting a good deal are higher right now. Portsmouth NH Homes Sold Portsmouth is an extremely desirable place to live with it’s rich waterfront history and it’s mix of business and recreation. There is no doubt that Portsmouth NH Real Estate has always been a seller’s market for that fact. The tough part is being in the know for new listings. Your best bet is to check the MLS daily or hook up with an experienced agent where you can get alerted to new listings and price changes as soon as they happen. Click here to see what my clients are saying =>Testimonials Here’s a look at Portsmouth NH Real Estate sold this week.

$337,000	425 Pleasant, Portsmouth, NH 03801
3 bd 1 bath	1,292 Sqft
MLS # 4358403
View details

$539,900	18 Congress St, Portsmouth, NH 03801
2 bd 2 bath	DOM : 64 Days 1,180 Sqft
MLS # 4342762
View details

$161,900	209 Springbrook Circle, Portsmouth, NH 03801
2 bd 2 bath	DOM : 63 Days 1,071 Sqft
MLS # 4342049
View details

$365,000	29 Harrison Avenue, Portsmouth, NH 03801
3 bd 2 bath	DOM : 78 Days 1,327 Sqft
MLS # 4339991
View details

This report brought to you by Marty Patrizi Realtor at The Bean Group. Marty can be reached direct at 603-781-4099 or by email marty.patrizi@beangroup.com for more insight and comment.

First Time Home Buyers: To Put Things In Perspective

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Sun, 27 Apr 2014 22:26:46 -0700

First Time Home Buyers: To Put Things In Perspective… There will never again in our lifetime ever be a better time for first time home buyers to tell the landlord to “Shove off!” Mortgage rates are at the lowest levels of our lifetimes. Home values are beginning to increase after a few years of stagnation and mortgage rates will not stay this low for much longer. These factors ad up to less purchase power. Don’t kick yourself later for not buying real estate now! If you agree that now is the time to start building equity for yourself, then click here to see top first time home buyer finance options => Buy Homes No Money Down Mortgage Rates 52 Years vs 52 Weeks Here’s a look at the history of mortgage rates over the last 52 years vs the last 52 weeks. A year ago, rates were hovering in the 3.5% range and are now at around 4.5%…OMG!!! Now is not the time to panic or say that you can’t buy because rates are going up. Look at where rates were less than ten years ago, 6%. You don’t want to know what your landlord does with your money so click here to find reliable real estate info => Reviews Home Buyer Flow Chart

First Time Home Buyer 8 Best Finance Options 2014

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Thu, 27 Mar 2014 08:47:21 -0700

8 Best Home Finance Options 2014 Are you a first time home buyer or looking for a new home? Be prepared by learning your finance options. The most important factors affecting your purchase power are the down payment and the interest rate. Mortgage rates are at the lowest levels of our lifetimes. There has never been a better time to buy and there probably will never again be rates this low. Look at the history of rates over the last 52 weeks vs the last 52 years. Step One The first step in the home purchase process is to find the means to buy. For most folks, that means getting a mortgage. Before you go out looking at homes, you’ll want to know what you can afford. There can be a large difference between what you can afford and what you are comfortable with. Your lender can help you sort out your finance options and budget. When you have your pre-approval letter in hand, hire an experienced agent and you are ready to pull the trigger on your new home => Free MLS Access.Buy Homes With No Money Down? Have you heard you can’t buy a home with no money down? Not, true. The United States Dept. of Agriculture guarantees loans to qualified buyers and properties with no down payment. There are income limits, purchase price limits, and location limits. These loans are called Rural Housing loans so it’s easy to see these loans are available in less densely populated areas. Good news is most of New Hampshire qualifies. Your lender can help you sort out those areas. Speaking Of Lenders As a licensed NH Realtor, I cannot steer customers to a single lender. In my experience, I have worked with some top lenders and the following professionals are whom I recommend to my clients. If you contact them, please mention me because referrals go both ways, thank you. Click here to see => Sean Starkey of Northpoint Mortgage Click here to see => Amy Morrill of Regency Mortgage Click here to see => Jim Collins of Bluewater Mortgage Federal Housing Administration 3.5% Down Payment The FHA guarantees loans to qualified buyers with only a 3.5% down payment. There are income limits and purchase price limits which differ depending on which county you are looking in. Again, your lender can help you determine those limits. What About Rehab Loans? When getting a mortgage, not only does the buyer have to qualify but so does the property. If the property is in disrepair, the lenders won’t lend unless the buyer qualifies for a rehab loan. Both the FHA and USDA offer programs whereby buyers can get money added to the purchase price to handle repairs. The programs canalso be used for updates and remodeling. The USDA repair program is limited to $10,000 in rehab money and is still a no money down program. The FHA rehab program comes in two models. A Streamline 203K is limited to $35,000 with a property that has no structural issues. A Full 203K can involve structural repairs or even additions and is limited to the maximum mortgage amount per county. The down payment remains 3.5% but is calculated on the purchase price plus the cost of renovations. If purchasing a bank owned home is on your radar, click here for my insight on =>How To Buy Foreclosed Homes New Hampshire Housing Finance Authority New Hampshire Housing Finance Authority is a self-supporting public benefit corporation. Although established by statute as a public instrument, the Authority is not a state agency and receives no operating funds from the state government. The Authority administers a broad range of programs designed to assist low- and moderate-income persons and families with obtaining decent, safe, and affordable housing. Conventional Mortgage Conventional mortgages are mortgages that do not involve any government assistance or guarantees. Most banks and credit unions will provide conventional loans which usually will require a larger down payment. These loans are geared to situations where buyers or the property do not qualify for the government assisted programs. Owner Financing Owners may choose to finance the purchase of their property and can be an option for buyers who don’t want to use a bank and owners who are willing to take payments instead of a lump sum. Owners are still afforded the same safeties that regular lenders have with respect to non-payment of the mortgage. The terms of the financing should be in writing to make sure both parties to the contract know what their responsibilities and duties include. The terms can be anything the parties agree to in writing. What About Rent To Own Rent to own or “Lease Option” programs are as individual as the parties involved and like owner financing, the agreement needs to be in writing. Typically, the arrangement involves a non-refundable deposit which is credited towards the purchase price and a lease term usually less than two years. The tenant or buyer then occupies the house and performs all the duties of an owner such as paying the taxes, utilities, and maintaining the property just as if they already own it. During the lease term a small portion of the rent is credited toward the purchase. This is a great way for folks whose credit scores are a little shy of being able to qualify for a mortgage but can otherwise afford to own a home. The lease term gives them time to work on fixing their credit scores so at the end of the term, they can qualify for a mortgage and close the deal. What Is A Reverse Mortgage? Imagine, a senior living in a new home with no monthly payments. If you are 62 years young or more, you may be eligible for a reverse mortgage. Seniors can purchase a first home, a new home, or a second home with a reverse mortgage and never make a monthly mortgage payment. Seniors’ primary care giver is the equity in the home they own or the one they will own. Seniors can get money for living expenses or down payments on new homes with the equity in their current home. If they have a sizable down payment, they can get into a new home and have no monthly payments.

Top Ten Tips To Sell A Home For The Most Money Possible

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Thu, 06 Mar 2014 21:42:11 -0800

Number One Best Way To Sell A Home – Marty Patrizi BY MARTY PATRIZI (EDIT) Top Ten Tips To Sell A Home These are my top ten tips for the best way to sell a home for the most money in the shortest time.Prepare yourself: you have to get your mind in the game. Make sure the home is in good condition, looks and smells clean. Have a licensed appraisal performed. Get a licensed home inspection report. Make necessary repairs or price it accordingly. Hire a reputable Real Estate agent who can help with market knowledge, staging, paperwork, and negotiating. Recognize the two most common “deal breakers” are appraisal and inspection reports. Understand that buyers don’t see your home as you do. Be flexible. Always keep your options open. Prepare Yourself You need to move on so get in that frame of mind by packing things you know you aren’t going to need before you move. When you purchased your home, it was just a house. You made it a home and now you have to turn it back into a house. Putting away family photos and pictures, clearing clutter, and general cleaning will allow buyers to look past your belongings and picture theirs in place instead. Limited amounts of artwork on the walls will help with “staging” but not too much. Good Condition This is a no brainer. Buyers are looking for ways to say “no” to your house. Eliminate the no’s and all that’s left is “yes”. You’ve heard it a million times, bake bread, make cookies or brownies an hour before a showing or appraisal. Just make sure the home looks and smells clean. Appraisal It is necessary to learn what a licensed appraiser’s evaluation would be. If your buyer is financing, it will be appraised by the lender at the buyer’s cost. Many deals “fall through” from lower than expected appraisals. Your appraisal is your safety in case of a low appraisal and also gives you a firm starting point in determining a begining asking price. Inspection Your buyer will have a home inspection performed so it is best to know what a buyer’s inspector may find in the process and “head it off at the pass” so to speak. If there are known problems from your inspector’s report and you can have those issues repaired, then you won’t have to worry about that coming up on another inspection as well as getting top possible dollar. Repairs If you are not able to make any necessary repairs, the asking price will need to reflect the “difference”. Hire A Realtor Realtor is a registered trademark of the National Association Of Realtors. We, the members of NAR, abide by a strict code of conduct and ethics; our licenses depend on it. Not all agents are Realtors so please ask and only work with a trusted source. A reputable Realtor can help you avoid pitfalls in the process, help you build your knowledge of the market, and negotiate the best possible outcome. Deal Breakers We talked about this above. The two most common deal breakers are inspection and appraisal reports. We now know how to avoid those two pit falls and what to do when they come up. Buyers Buyers don’t see your home the way you do and to them it’s another house they have to evaluate for themselves. Make your home appeal to the most buyers possible by using neutral colors when sprucing up walls and flooring. Be Flexible You will have to be flexible in your pricing or your terms. Negotiating is how we bargain for something we want with understanding we will also be letting go of something. Is what you are letting go of worth more or less than what you are getting? Keep Options Open Sometimes the best deal is not so much the amount as it is the terms. If you had a choice between a full price offer 60 day closing with a chance the financing might fall through or a cash offer of a little less money and can close in two weeks, what would you do?FILED UNDER: HOME SELLER INFO, REAL ESTATE AND LOCAL INFORMATION TAGGED WITH:BEAN GROUP, BEST WAY TO SELL A HOME, MARTY PATRIZI, NAR, NATIONAL ASSOCIATION OF REALTORS JULY 27, 2012This Report is Brought to you by Marty Patrizi, Realtor at the Bean Group.For more information about real estate in the NH Seacoast and Lakes Regions, call me directly at 603-781-4099 or email me at marty.patrizi@beangroup.com. See what Marty's clients are saying => Testimonials

Marty's Dover Homes Sold Report January 2014

Marty Patrizi, Multiply Your Propertunities (The Bean Group) — Wed, 26 Feb 2014 14:26:21 -0800

Dover NH Home Sales Looking over Januray 2014 Dover NH homes sold, we see the average days on market at 92 with the mean falling in at 70 days. In January of 2013, Dover NH Homes were selling on average at 100 days with the mean at 82 days. What does it mean for Dover NH home values? When homes are selling at a faster rate, it means the demand for Dover NH homes is higher. And why not? Dover is probably one of the fastest growing communities in New Hampshire. Why? Because Dover is a great place to live, work, play, and raise a family. And maybe because the Portsmouth market is out of touch and out of reach for most. Dover is close enough in proximity and more affordable. Simply put, the laws of supply and demand dictate home values will continue to rise on a higher demand for Dover NH homes. Dover NH Homes Sold January 2014 Congratulations to the sellers and buyers who came together in Dover New Hampshire.

$210,000	36 Spruce Lane, Dover, NH 03820
3 bd 1 bath	DOM : 49 Days 1,832 Sqft
MLS # 4327916
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$139,000	32 B Grove, Dover, NH 03820
3 bd 2 bath	DOM : 61 Days 1,347 Sqft
MLS # 4326883
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$104,900	11 FREEMAN COURT, Dover, NH 03820
2 bd 1 bath	DOM : 69 Days 1,507 Sqft
MLS # 4326716
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$189,999	88 Spruce Lane, Dover, NH 03820
3 bd 1 bath	DOM : 70 Days 1,077 Sqft
MLS # 4326244
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$150,000	22 Cedarbrook, Dover, NH 03820
2 bd 2 bath	DOM : 101 Days 760 Sqft
MLS # 4320951
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$379,000	30 Baldwin, Dover, NH 03820
3 bd 3 bath	DOM : 94 Days 2,990 Sqft
MLS # 4318782
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$234,900	14-14A Elmwood Ave, Dover, NH 03820
4 bd 3 bath	DOM : 107 Days 2,119 Sqft
MLS # 4317486
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$324,900	21 French Cross Road, Dover, NH 03820
3 bd 2 bath	DOM : 142 Days 1,833 Sqft
MLS # 4312488
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$323,400	41 Melody Terrace, Dover, NH 03820
3 bd 3 bath	DOM : 173 Days 2,000 Sqft
MLS # 4258858
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$184,900	52 East Concord St, Dover, NH 03820
3 bd 1 bath	DOM : 184 Days 1,500 Sqft
MLS # 4255120
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$169,900	244 Locust, Dover, NH 03820
4 bd 1 bath	DOM : 195 Days 1,385 Sqft
MLS # 4248158
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$309,500	42 Taylor Road, Dover, NH 03820
3 bd 3 bath	DOM : 236 Days 1,872 Sqft
MLS # 4242682
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$309,900	Lot 12 Picard Lane, Dover, NH 03820
3 bd 3 bath	DOM : 229 Days 1,935 Sqft
MLS # 4240480
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$649,900	163 Spur Road, Dover, NH 03820
4 bd 4 bath	DOM : 280 Days 3,400 Sqft
MLS # 4225297
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Search for your new home in => Dover Homes For Sale This report brought to you by Marty Patrzi, Realtor at The Bean Group. Marty has been buying, selling, building, and remodeling properties since 1988. Marty can be reached direct for more comment and questions at 603-781-4099 or by email marty.patrizi@beangroup.com See what Marty’s clients are saying => Recommendations