I can tell you that I have a buyer here in Poughkeepsie who would not be in contract if it weren't for the tax credit. It's not that they wouldn't afford the house without the credit, thus propagating the problem of owning a home you can't afford. It is an incentive. It motivated them to move forward in purchasing a home. I do see the credit as a plan to stimulate the economy and since I am in the trenches, I see the benefits. What (0 comments)