what is elk grove short sale: CalHAFA Elk Grove Short Sale Approved-Elk Grove Short Sale Information - 10/10/14 03:18 AM

CalHAFA Elk Grove Short Sale Approved. Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocateand your top Elk Grove short sale specialist here thank you for joining us.
We had a short sale where Guild Mortgage was the servicer for a Cal HAFA backed loan. This young family had outgrown the house and still owed more than twice what it was worth. They had applied for and received a loan modification but even though the loan mod made the home more affordable it still did not meet the needs of their growing family.
We placed the property up … (0 comments)

what is elk grove short sale: Elk Grove Short Sale Information – Tenants and Elk Grove Short Sales - 08/25/14 02:10 AM

Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your Elk Groveshort sale specialist here thank you for joining us. Today let’s talk about how you should handle a tenant in an Elk Grove Short Sale
So we naturally deal with a number of sellers who are seriously upside down in their investment property. Rather than allow the property to be foreclosed on they opt to Short Sale. So what about the tenant?
Great question. Under California law if the tenant has a lease and the property is sold or even foreclosed on for that matter, the tenant … (0 comments)

what is elk grove short sale: Chase Short Sale or Foreclosure – which is better? - 08/06/14 04:27 AM

Chase Short Sale or Foreclosure – which is better? Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us.
Chase Short Sale or Foreclosure – which is better? Rarely is a foreclosure better than a Chase Short Sale. That’s the short version.
When considering a Chase Short Sale vs. foreclosure there are several circumstances that have to be considered.
First and foremost is what state the property is located in. Every state has different laws revolving around deficiency and if the bank can pursue you for the unpaid balance after … (0 comments)

what is elk grove short sale: Wells Fargo – What is a Short Sale Sacramento Short? - 06/03/14 03:37 AM

Wells Fargo – What is a Short Sale Sacramento Short Sale Agent, Default Advocate, Distressed Property Expert and Sacramento Short Sale Specialist Mike Rigley here bringing you the latest Sacramento Short Sale Information. Thank you for joining us.
Wells Fargo – What is a Short Sale? Great question. Simply put a Sacramento Short Sale is any sale where the bank gets less than what is owed and the bank agrees to forgive the balance of the loan.
Now depending on what state you are in or the type of short sale you have the bank may or may not waive their right to seek a deficiency judgment and / or pursue the borrower for the balance … (0 comments)

what is elk grove short sale: Do I have to have a Hardship to do a Elk Grove Short Sale - 03/19/14 07:23 AM

Many times we get asked that very question. When Elk Grove short sales first came on the scene in 2007 the lenders, investors and servicers were certainly looking hard at whether or not the borrower hard a bonafied hardship, be it job loss, death in the family, divorce or any other number of hardships before they would even consider a Elk Grove short sale. Today the market is very much different with the only real hardship being the property is 30%, 40& or even 50% or more upside down with little or no chance of the Elk Grove property ever being worth what you … (0 comments)

what is elk grove short sale: Elk Grove Short Sale / 10082 Arches Way / Short Sale Specialist - 09/24/13 05:43 AM
Elk Grove Short Sale / 10082 Arches Way / Short Sale Specialist
Our latest approved Elk Grove Short Sale is 10082 Arches Way. This Wells Fargo serviced Freddie Mac Elk Grove short sale was initially declined because Freddie Mac thought the sellers made too much money. We re-initiated the file pointing out 

that there truly was a financial hardship and the sellers did qualify. We were able to receive approval in a total of 21 days but just 7 days after we re-submitted the file. With our clients having such a financial hardship we are pleased to be saving them $450,000 in debt.
If this … (1 comments)

what is elk grove short sale: Elk Grove Short Sale Information – Mortgage Debt Relief Act Extension Update - 08/30/12 03:17 AM
Elk Grove Short Sale Information – Mortgage Debt Relief Act Extension Update

Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about the status of extending the Mortgage Debt Relief Act of 2007
A group of senators are pressing Senate Majority Leader Harry Reid to allow a vote on a package of tax relief extensions that are set to expire this at the end of this year, most importantly one involving mortgage principal … (0 comments)

what is elk grove short sale: Elk Grove Short Sale Agent / 9270 Terra Linda Dr / Short Sale Specialist - 08/25/12 12:54 AM
Elk Grove Short Sale Agent / 9270 Terra Linda Dr / Short Sale Specialist
Our latest closed Elk Grove Short Sale is located at 9270 Terra Linda Dr in Elk Grove CA. This is a great success story. The property was the sellers former principle residence. As is many times the case these days, the dream of an income property bought 5 years ago really being an income has vanished with the equity. The tenants had been there for several years and really did not want to move. As it turns out we were able to find a cash buyer who … (0 comments)

what is elk grove short sale: Elk Grove Short Sale Information - Keep Your Home California Adds More Servicers - 08/23/12 06:57 AM
Elk Grove Short Sale Information – Keep Your Home California Adds More Servicers

Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about the 20 new Servicers added to the Keep Your Home California Program
Great news, over the last four months the Keep Your Home California Program has added just over 20 new servicers to their programs to assist underwater or distressed Elk Grove Homeowners. This means if you qualify there are … (1 comments)

what is elk grove short sale: Elk Grove Short Sale FAQ’s I / Mike Rigley Short sale Specialist - 08/20/12 12:57 AM
Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about Frequently Asked Questions
I thought we would spend a couple sessions on short Elk Grove Short Sale Frequently Asked Questions. What we’ll do today is give the quick readers digest version to the most popular Elk Grove Short Sale FAQ’s but know chances are real strong we have a full blown session dedicated to nearly every Elk Grove Short Sale FAQ.So let’s get started
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what is elk grove short sale: Elk Grove Foreclosure and its effect on Children / Short Sale Agent - 08/03/12 04:33 AM
Elk Grove Foreclosure and its effect on Children / Short Sale Agent Mike Rigley

Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about the chilling effect a Elk Grove Foreclosure has on Children. Now I did not write this story but I did find it very interesting and worth sharing.
Recently Julia Isaacs of the Brookings Institute for the organization First Focus authored a report titled The Ongoing Impact of Foreclosures on … (0 comments)

what is elk grove short sale: Elk Grove Short Sale / Our Newest Elk Grove Short Sale - 08/03/12 04:23 AM
Elk Grove Short Sale / Our Newest Elk Grove Short Sale
Our newest Elk Grove short Sale is located at 5809 Cape Holly Ct Elk Grove CA. This is truly an amazing find. This stunning 5 bedroom 3 full baths just over 2500 sf two story is your dream come true. Situated on a quiet cul de sac this ones loaded with charm. Granite counters, open floor plan, separate family room / kitchen combination - how can you go wrong. You owe it to yourself to see it today. You wont be disappointed. There are two loans but both with banks … (0 comments)

what is elk grove short sale: Elk Grove Short Sale / Wells Fargo / Wachovia Short Sale Agent - 08/02/12 07:02 AM
Elk Grove Short Sale / Wells Fargo / Wachovia Short Sale Agent
Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about a recent Wachovia / Wells Fargo Short Sale we were involved in
As Short Sale Specialist we so many times focus on the fight (banks, value, appraisers etc.) that we forget to remember the good. I had the opportunity to be reminded of the good on a recent Elk Grove Short Sale … (0 comments)

what is elk grove short sale: Why Elk Grove Loan Mods Fail / Elk Grove Short sale Agent Mike Rigley - 07/30/12 12:24 AM
Why Elk Grove Loan Mods Fail / Elk Grove Short Sale Agent Mike Rigley

Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about why nearly ALL Elk Grove Loan Modifications Fail.
Most of you know I have been trained by and continue to receive personal coaching from Lee Honish, former Chief Loss Mitigator and Asset Manager for the HELOC division at Indy Mac Bank and founder of CDAT – Certified Distress Advocate … (0 comments)

what is elk grove short sale: Elk Grove Short Sale / Great Elk Grove Short Sale Story / Mike Rigley - 07/28/12 03:32 AM
Elk Grove Short Sale / Great Elk Grove Short Sale Success Story / Mike Rigley Short Sale Specialist
As Short Sale Specialist we so many times focus on the fight (banks, value, appraisers etc.) that we forget to remember the good. I had the opprotunity to be reminded of the good on a recent Elk Grove Short Sale I am working on.
The seller is elderly and affraid. With limited income and a house full of dependants ends were not being met. The seller related to me that many months they had to decise to buy food or make the house … (0 comments)

what is elk grove short sale: Elk Grove Short Sale - 10 Steps To Success / Elk Grove Short Sale - 07/28/12 03:03 AM
Elk Grove Short Sale - 10 Steps To Success / Elk Grove Short Sale Specialist Mike Rigley
Looking for Elk Grove short sale information? You have come to the right place. Mike Rigley Certified Default Advocate, Distressed Property Expert and your short sale specialist here thank you for joining us. Today let’s talk about the 10 steps of a Elk Grove Short Sale
Before we can even start the process the borrower must first acknowledging the fact that the property is upside down and it may be years if ever before the property is worth what you owe. When this is … (0 comments)

what is elk grove short sale: Avoid Foreclosure / Elk Grove Short Sale Agent & Specialist - 07/22/12 10:25 AM
http://www.shortsaleandloanmod.info Elk Grove Short Sale Agent and Default Advocate Mike Rigley discusses Avoid Foreclosure in Elk Grove

If you are a homeowner who has missed payments, possibly facing foreclosure or just owe more than your home is worth please contact Mike Rigley Short Sale Specialist at 888-317-9376 or mike@norcalmortgagerelief.com for a free no obligation confidential consultation and receive the latest information on your options to avoid foreclosure and the benefits of a short sale.
Learn More about Mike and his expertise at http://youtu.be/EtrjKmU9nIQ
If you owe more than your home is worth, want to know how long in todays present … (0 comments)

what is elk grove short sale: Deficiency in An Elk Grove Short Sale / Elk Grove Short Sale Agent - 07/22/12 10:18 AM
http://www.shortsaleandloanmod.info Elk Grove Short Sale Agent and Default Advocate Mike Rigley discusses Deficiency in a Elk Grove Short Sale

If you are a homeowner who has missed payments, possibly facing foreclosure or just owe more than your home is worth please contact Mike Rigley Short Sale Specialist at 888-317-9376 or mike@norcalmortgagerelief.com for a free no obligation confidential consultation and receive the latest information on your options to avoid foreclosure and the benefits of a short sale.
Learn More about Mike and his expertise at http://youtu.be/EtrjKmU9nIQ
If you owe more than your home is worth, want to know how long in … (0 comments)

what is elk grove short sale: New Anti-Deficiency Law in CA / Elk Grove Short Sale Agent Mike Rigley - 07/18/12 10:46 PM
In addition to the new Home Owners Bill of Rights that was signed into law last week, Govenor Brown also signed into law SB 1069 which adds an extra layer of protection with regards to deficiency protect on any loan used to refinance the original purchase money loan plus and loan fees, costs and related expenses in a refinance. The new protection does not cover the cash out portion if the consumer took a cash out refinance.
Prior to this law which takes effect January 1 2013, if the consumer refinanced his second and many have, the snti deficiency protection of … (0 comments)

what is elk grove short sale: Elk Grove Short Sale vs Foreclosure Pros & Cons / Elk Grove Short Sale - 07/17/12 01:08 AM
Elk Grove Short Sale Agent and Default Advocate Mike Rigley discusses the pros and cons of short sale vs. foreclosure.

 
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Mike & Jennifer Rigley, Expert Real Estate Services (Real Estate Specialist -Rigley Realty Group)

Mike & Jennifer Rigley

Expert Real Estate Services

Sacramento, CA

More about me…

Real Estate Specialist -Rigley Realty Group

Address: 3420 Montclaire St, Sacramento, CA, 95821

Office: (916) 778-6004

Mobile: (916) 396-7487

Author Bio: Serving the Northern California counties of Sacramento, Placer, Yolo, El Dorado, Yuba, Sutter, Solano and San Joaquin, Mike and Jennifer Rigley, co-owners of the Rigley Realty Group, bring to you their experience of over 1500 closed transactions and combined 50 years of business and Real Estate experience. High school sweethearts and married since 1979, Mike and Jennifer have been residents of Sacramento since 1981. After Mike’s honorable discharged from the US Coast Guard in 1981 Mike & Jennifer Moved to Sacramento working as a sales rep selling industrial equipment. Starting as a bread man for Rainbo Baking Company in 1984, Mike quickly rose through the ranks to lead the sales department as Director of Sales. Leaving the baking industry after nearly 19 years for real estate, Mike was Rookie of the Year for Coldwell Banker in 2004, leading all new agents for unit production. After nearly 19 years with the California Grocers Association, Jennifer joined Mike as they moved to Keller Williams Realty in the fall of 2005. As consistent top producers, Mike and Jennifer were ranked number 45 worldwide in 2008 with Keller Williams Realty and remain Top Producers within the Sacramento four County Metroplex . In 2018 Mike and Jennifer opened their own brokerage - the Rigley Realty Group. In addition to successful business and real estate careers, Mike and Jennifer have three grown children. Crystal, a graduate of UC Santa Barbara with a Masters in Education, works as a High School teacher at Berkeley High in Berkeley CA; Stacey, a graduate of Cal Poly San Luis Obispo with her Masters from UCLA, is an architect in Southern California; and Michael is a highly sought after Motion Graphics Specialist in Los Angeles. With their children grown and gone, Mike and Jennifer continue to remain active in the community. Their team approach and commitment to excellence ensures smooth and hassle free real estate experience.

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