Today I called on a loss mitigation assignment ,I found the situation heart breaking .The person with the loan in pre foreclosure thinking she was doing the right thing signed her home over to her mortgage broker thinking that is what a short sale is .That is not a short sale ,she owes the bank f
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07/31/2007
De cluttering the House Closet ClutterClosets are great for clutter, though you may not think of it as clutter. I am talking about extra clothes and shoes - things you rarely wear but can't be without. Putt them in a box these items can make your closets look " full." Sometimes there are shoe-bo
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07/23/2007
Please get a loan Pre Approval Letter prior to starting the search for your next home .It gives you a better position when you do find the home thats for you .Whats the difference between them?Pre Approval is conditioned agreement for a specific loan amount ,based on verification of your income,
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07/10/2007
Here are some tips for when you are selling a home.1 Prepare yourself for change, make sure your home is in show condition.2.Remove clutter3. Check that your home has curb appeal ,buyers have to want to see inside , weed,mow, trim.4.Always be honest ,if there is a problem disclose it.5. Make sure
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07/10/2007
Moving can be a very stressful time. Here are some tips to make things easier.1. Host a garage sale before you start packing and get rid of any items you may no longer want .2.Finish packing one room at a time.3.Pack away things very carefully,use good quality boxes .4.Wrap fragile items in blank
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07/09/2007
A pending FORECLOSURE can be very stressful .For Temporary problems ,options may include:Forbearance A lender may reduce or suspend payments for a short time,after which another option must be agreed on to bring the mortgage current. Call Your lenderReinstatement Lenders may discuss accepti
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07/05/2007
This post is just for fun What are the funniest listing remarks and or pictures of listings you have seen recently My two favorites are for a listing at Cedar Bluff Near Middlebrook Pike it has no lake it is not near a lake or large body of water but the listing remarks are Lake View Lake Access
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07/04/2007
I just wanted to take the time to wish everyone a Happy 4th of July My plans for the day are to have fun with my family ,we are a blended family ,4 of our 5 sons will be with us today and a couple of them are bringing their girl friends,after dinner we plan to go to watch the Fire works.A few da
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07/04/2007
OK I confess I do not always ask buyers to sign a Rep agreement before showing them homes,but I do interview buyers first.I used to floor duty at my previous office allot of it ,and have closed 4 sales from floor calls ,I would not and will not meet buyers at a listing first, the first meeting ha
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07/03/2007
Termite letters ,who pays for them?Some Agents have been taught that the seller always pays for a Termite letter and always makes repairs ,this is not always the case .The Tennessee Association of Realtors Purchase and sale agreement makes it optional as to who pays for the letter and makes it cl
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07/03/2007
