florida keys information: No Texting While Driving! - 04/23/15 04:18 AM

Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
This is hardly new news, but it never hurts to have a reminder. A no texting while driving law is now in effect in the Florida Keys. US Highway 1, which runs from Key Largo to Key West, is our main road and is mostly two lanes. It is especially important that drivers not be distracted while driving on this road. 23% of all car accidents every year involve cell phone use while driving which equates to about 1.3 million crashes. … (4 comments)

florida keys information: Interest Rates - 08/10/14 11:40 PM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
 The nationwide average rate for a 30-year mortgage rose very slightly last week to 4.14%, up from 4.12%. The average 15-year mortgage rate increased to 3.27% from 3.23% last week. These rates are still below what they were last year at this time.
The Fed has stated that it wants to see more of an improvement in the economy before raising its key short-term interest rate.
 
Information obtained from: http://www.floridarealtors.org/NewsAndEvents/article.cfm?id=311918 
(0 comments)

florida keys information: The Most Current Trends in Social Media Marketing - 08/01/14 04:54 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
The Most Current Trends in Social Media Marketing
 
1. Image-centric networks 
 
While Facebook still has the largest number of users, networks with a focus on photography and images such as Instagram, Snapchat, and Pinterest are growing larger and larger every quarter. According to research by RJ Metrics, Instagram has seen the largest growth in user activity between the second quarter and fourth quarter of 2013, while Pinterest has seen the highest user … (3 comments)

florida keys information: Citizens to Offer Floridian-Only Coverage? - 10/11/13 04:50 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com

Florida Senate Banking and Insurance Chairman David Simmons said his committee is currently debating the idea of offering "Floridian-only" coverage. This would prohibit non-Florida residents who own Florida property from insurance coverage by Citizens, which is a state-owned corporation. Many of these out-of-state policyholders own coastal property with rates below private market rates. 
This discussion is in response to the Stronger Safer Florida Coalition, which has questioned why Florida property owners subsidize almost 180,000 Citizens … (0 comments)

florida keys information: Health Benefits Of Living In Small Towns VS Big Cities - 10/03/13 02:23 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440 Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
Living in a small Florida beach town like Key West can have many health benefits. For one, the Florida Keys has a population of only about 80,000 (as of the year 2000), which means less air polution from cars, homes, and factories.
Second, living on a small island like Key West, which is 4 miles by 2 miles, provides less need for a car. Many people ride bikes to get around town. … (0 comments)

florida keys information: No Texting While Driving: A New Law in the Florida Keys - 10/03/13 01:47 AM
Fred Mullins, Donna Mullins, & Erin Biby
Coldwell Banker Schmitt Real Estate Company
1201 White Street Ste. 101 Key West, FL 33040
Direct: 305-745-9440
Email: mullinsf@bellsouth.net
Website: www.lowerkeys-homes.com
 
A new no texting while driving law is now in effect in the Florida Keys. US Highway 1, which runs from Key Largo to Key West, is our main road and is mostly two lanes. It is especially important that drivers not be distracted while driving on this road. 23% of all car accidents every year involve cell phone use while driving which equates to about 1.3 million crashes. So avoid disractions and keep … (2 comments)