lawyer: What is bankruptcy in Florida? - 06/22/08 08:37 AM
Bankruptcy is a legal process which allows a person (a "debtor") who owes more money than he or she can currently pay to either: (1) reorganize the debtor's budget to repay a portion of their debts over time; or (2) to liquidate and have most debts forgiven ("discharged"). After a debtor has filed a case (a "petition"), creditors must stop all collection efforts against the debtor for a period of time, unless they get permission from the bankruptcy court to continue. This protection from collection efforts is referred to as the "automatic stay." A husband and wife may file a joint petition … (0 comments)

lawyer: Watch Your Bank Accounts if You Are in Foreclosure - 05/13/08 12:52 PM
Here's some advice.  Do not bank with lenders you borrow money from.  If for whatever reason you can not make a loan payment, the lender will automatically and without notice debit any bank account you have with them to pay the delinquent amount on the loan.  They have hidden this right to do so in the small print of all that paperwork they make you sign to open a bank account.
(8 comments)

lawyer: Homeowners and Condominium Association Dues Foreclosure in Florida - 05/12/08 12:33 PM
Florida mortgage foreclosure law suits continue to escalate.  Many Florida consumers facing a financial hardship also face imminent foreclosure from their condominium or homeowners' associations for unpaid fees and assessments.
Please keep in mind that in Florida both the federal Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq. and Florida's Consumer Collection Practices Act, Fla. Stat. §559.55 et seq. broad definition of "debt" holds that condominium assessments and homeowners' association fees are "debts" within the meaning of both statutes.
(1 comments)

lawyer: FORECLOSURE MYTH NO. 1: BEWARE THE SHORT SALE - 03/16/08 02:27 PM
FORECLOSURE MYTH NO. 1: BEWARE THE SHORT SALEConsumers may fear a short sale - selling their house for less than the mortgage - because of the tax consequences.But Tampa consumer justice attorneys Scott Stamatakis and Sami Thalji (www.myFORECLOSUREattorney.com) say short sales can be used as a tool to protect consumers from something far worse: losing their home and then having the foreclosure stick to their credit report.A foreclosure judgment is the worst thing that can happen to a person's credit and can be harder to correct then a bankruptcy.  The bank still has the right to obtain a deficiency judgment against … (1 comments)

lawyer: Consumer Mortgage Foreclosure Relief in Florida - 01/08/08 12:07 PM
MyForeclosureAttorney.com Foreclosure Short Sale Law Firm Tampa Bay FLLocation: FloridaConsumer Relief in Florida Mortgage Foreclosure Defense $1.00 a day*If you are delinquent in mortgage loan payments to the lender, have been served with a notice of foreclosure letter or have received a mortgage foreclosure complaint, you have a very short time to respond. In many cases, a homeowner and borrower may begin to lose precious legal rights in as little as twenty (20) days. Any delay may make the situation you are in worse, and if a borrower or homeowner fails to do anything at all, the situation may become the … (1 comments)

 
STAMATAKIS + THALJI + BONANNO  Bankruptcy, Debt and Foreclosure Defense, Attorneys at Law (STAMATAKIS + THALJI + BONANNO )

STAMATAKIS + THALJI + BONANNO Bankruptcy, Debt and Foreclosure Defense

Attorneys at Law

Tampa, FL

More about me…

STAMATAKIS + THALJI + BONANNO

Address: 8751 North Himes Avenue, Tampa, FL, 33614

Office: (813) 282-9330

Email Me



Links

Archives

RSS 2.0 Feed for this blog