Melissa Zavala: San Diego County Broker, Speaker, Author

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Real Estate Broker/Owner - Broadpoint Properties - Cal BRE #01324959



  Escondido short sale sellers and prospective local San Marcos and Vista short sale sellers always ask the same question, “How long does it take to get a short sale approved?” Prospective short sale sellers or borrowers who are thinking about participating in a short sale when selling a home in ...
  I sent an email to my friends at Bank of America a few days back because my quick, easy Bank of America Cooperative Short Sale is actually slow and difficult. We’re at the point where Bank of America is willing to pay three thousand dollars to the second lien holder. The second lien holder is k...
  As short sale experts, we see many short sales go through our office. Not only do many of our agents list and close short sales regularly, but our company also provides short sale negotiation services to agents throughout California and beyond. Often times short sale sellers in San Marcos and b...
  There are many loan programs available to homebuyers in San Diego and Riverside County and beyond. Perhaps you have been told that you need a down payment of twenty percent in order to buy a home or condo. However, there are programs available for those who are obtaining a loan for more than 80...
  When viewing newspapers and magazines and even the Internet, I see many agents who advertise that a short sale transaction can be closed at no cost to the seller. Please don’t advertise in that way; mark my words, it will come back to haunt you. When you take a short sale listing, the seller fr...
  If you are considering buying a foreclosure or bank-owned property in Escondido, you should be aware of certain circumstances that could impact your purchase. Recently, on 60 Minutes, there was a not-so-nice report on the mortgage mess throughout the United States. In this report, Scott Pelley ...
  The other day I wrote a post about how the problems associated with mortgage insurance in short sale situations. Mortgage insurance, since it is an insurance policy that benefits the lender, can often times be a beast of burden in the short sale negotiation process.  After I wrote that post, I ...
  Dear Home Buyers in San Marcos, Escondido, and Beyond: It’s time for me to ramble on a little bit about the importance of finding a really superb mortgage lender when and if you are planning to buy a home or condo anywhere in San Diego and Riverside Counties and beyond. A good lender can really...
  Today I was the guest speaker at the monthly NAHREP (National Association of Hispanic Real Estate Professionals) meeting in San Marcos, California. Certainly, I spoke about one of my favorite topics—short sales. After the meeting, Ken Davis approached me and asked me about mortgage insurance. S...
  Have you ever heard about the FHA 203K loan? If you are thinking of purchasing a property and want to learn more about all of the different loan programs available, then you should add the FHA 203K program to your list. Because there are so many REOs (bank-owned properties) and short sales on t...

Melissa Zavala

Broker, Escondido Real Estate, San Diego County
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