Melissa Zavala: San Diego County Broker, Speaker, Author

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Real Estate Broker/Owner - Broadpoint Properties - Cal BRE #01324959



Each and every week, there are things going on that impact how short sale agents do their jobs. Some weeks there are big changes to policies that impact short sale processing. Other weeks, there is news about government programs for distressed borrowers. Here’s a recap of some of the interesting ...
2012 Is the Year of the Short Sale! HARP 2.0, the Debt Relief Act, the Incentive Programs - In 2012, It's Easy to Close Lots of Deals, Earn Lots of Money, and Help Homeowners Avoid Foreclosure . . . July 31, 2012 9:00 a.m. - 11:00 a.m. Pacific Southwest Association of Realtors® 880 Canarios Court...
Starting on January 1, 2013, there will be a new California law that will protect borrowers who default on their refinance loans from personal liability for any deficiency following foreclosure. As you may already know, the existing anti-deficiency law (SB 458) protects a borrower from personal l...
One Bedroom La Jolla Condo for Sale Overview Maps Photos Market Stats $199,000 Condominium Main Features 1 Bedroom1 Bathroom1 UnitInterior: 623 sqft Location 8362 Via Sonoma#DLa Jolla, CA 92037USA To get updates on open home dates and other property events, please click the "Like" button below: ...
We are now over halfway through with 2012, and distressed properties are still en vogue in much of the United States. So much so that short sales, foreclosures, Fannie Mae, and Freddie Mac are still featured quite a bit in the news. Here’s a recap of some of the interesting stuff that went on thi...
Bressi Ranch Carlsbad Home for Sale Overview Maps Photos Market Stats $635,000 Single Family Home Main Features 4 Bedrooms3 Bathrooms1 Partial BathroomInterior: 3,092 sqft Location 2672 Peppertree WayCarlsbad, CA 92009USA To get updates on open home dates and other property events, please click ...
If you are considering buying a home in Eureka Springs, or any other part of Escondido, you will want to learn more about the community. It’s always great to learn about the conveniences available to you near your future home. Some people like city life, and want to life just a hop, skip and a ju...
The California Homeowner Bill of Rights is a little bit closer to becoming law as announced just last week by California’s State Attorney General. What is the California Homeowner Bill of Rights? AB 278 and SB 900 were drafted in order to provide protection for borrowers and struggling homeowners...
Friday the 13th is known to be a day of bad luck. Did you have any bad luck yesterdday? Well, the good news is that not too much terrible stuff if going on in the distressed property arena. Here’s a recap of some of the interesting stuff that went on this past week in the distressed property aren...
Dear Melissa: I am writing because I have a foreclosure date scheduled on my home, and I have not made payments on my mortgage for almost a year. Some people tell me that I can call the bank and delay or postpone the foreclosure. Other people tell me that I should do a short sale so that I can st...

Melissa Zavala

Broker, Escondido Real Estate, San Diego County
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