san marcos: It's Not All About Good Credit - Buying a Home in San Marcos
- 03/29/11 02:21 AM
Dear Melissa:
I am in the process of buying a bank-owned property and am having a number of problems. It seems that the appraiser noted a few things on the appraisal and now the lender says that we have to fix these items before we buy the property. If we don’t, he says that we cannot get a loan. Have you heard of this before? I have an 800 credit score and I am putting down 20%. I am very well-qualified. –Confused Buyer in San Marcos
Dear Confused Buyer in San Marcos:
I’m sorry to hear that you are … (3 comments)
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san marcos: Short Sales in San Elijo Hills
- 05/02/10 07:19 AM
Every day I drive though San Elijo Hills. There is a beautiful ocean view that will take your breath away. It's a gorgeous community with wonderful shops, parks, and schools. Sadly, however, since this community was built primarily within the last 10 years, many homes there are worth less now than when they were purchased.
Homeowners in San Elijo Hills who need to sell their properties right now may have to participate in a short sale transaction. A short sale is a sale of property for less than the loan amount (what is owed to the bank). The bank has to … (1 comments)
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san marcos: Listing Your Home: Short Sales in San Marcos, California
- 05/01/10 04:14 PM
I had a phone call the other day from a lovely couple who needs to sell their home in a short sale transaction in San Marcos, California. They had done quite a bit of research and are highly intelligent; they had some really great questions about the short sale process.
This particular couple, like many homeowners in San Marcos, Escondido and beyond, is extremely concerned about a possible pending foreclosure, and wants to avoid foreclosure at all costs. One thing they wanted to know about is how to avoid going to foreclosure if there is a pending foreclosure date already scheduled … (0 comments)
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san marcos: Approved Short Sale: Family Home in San Marcos
- 02/26/10 11:10 AM
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san marcos: Escondido Buyers and Sellers: Learn About Short Sales on YouTube
- 02/21/10 10:33 AM
I often forget about youtube--and the fact that it exists at all. I know enough about technology, but come from a generation that used card catalogs and the Dewey decimal system in order to do research. So, I am always surprised when my own children are using youtube to learn how to land a skateboarding trick or master the latest video game.
Youtube also has a lot of great videos about short sales. This one has been around for a few years, but it a clear and concise explanation of the definition of short sale.
If you are considering a short … (5 comments)
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san marcos: Attention San Marcos, California Home Buyers and Home Sellers: Latest Real Estate Market Data
- 02/06/10 09:52 AM
Latest Real Estate Market Data for San Marcos, California
Every time you turn on the news or read the newspaper, you hear some sort of report about the real estate market. In most cases, however, the report is about the national real estate market and not the specific statistics for the city where you live.
Buyers, sellers, and homeowners in San Marcos, California should be familiar with the current real estate market statistics for your city. So, here's the latest information for you:
Total sales declined in January in San Marcos, and there was a decrease in property values in … (4 comments)
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san marcos: Wonderful San Marcos Family Home
- 02/04/10 08:05 AM
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san marcos: Wachovia Short Sales in North San Diego County
- 01/09/10 08:30 AM
Is Wachovia (World Savings) your mortgage lender? Do you need to sell your home in a short sale? Well, if you reside in San Diego County (Escondido, San Marcos, Vista, Oceanside and beyond), then I have some good news for you!
Despite the fact that most home sellers who want to participate in a short sale have heard horror stories about the process, Wachovia short sales in San Diego County have just gotten a little bit easier.
In some areas of the nation, Wachovia now has a special system that will help homeowners through the short sale process very quickly and … (7 comments)
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san marcos: Buying or Selling in San Marcos? Check Out the San Marcos Real Estate Market Report for December 2009
- 01/06/10 04:16 AM
If you are considering buying or selling a home or a condo in San Marcos, California, then it's a good idea to be familiar with the latest real estate market data.
The media plays a large role in pointing out the unique challenges of the current San Diego County housing market. However, in most cases, the information provided is not specific to a particular city or local community.
Here's the latest information about the city of San Marcos (2 ZIP codes):
San Marcos Detached Home Sales for November and December 2009
While total sales rose in December in San Marcos, … (3 comments)
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san marcos: Short Sale in San Elijo Hills
- 12/18/09 07:14 AM
This remarkable home is impeccably decorated and located in the beautiful ocean view community San Elijo Hills, San Marcos. This home has 4 bedrooms, 2.5 bathrooms, with an upstairs loft that can be used as an office. It also has a 3 car garage.
This home is extremely spacious with an open floor plan, granite countertops in the chef's kitchen. There are also wood flooring and plantation shutters throughout. Located just a few blocks from the community park, schools and shopping, this property is ideal for anyone looking for wonderful family home in a great location.
Bedrooms: 4
Baths: 3
Square Footage: … (3 comments)
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san marcos: Speechless Sunday: If You Are Going Back to School, Try CSU San Marcos
- 11/08/09 01:25 AM
Save time . . . outsource annoying administrative tasks including the negotiation of your latest short sale listings. Our office is available to help with the paperwork, obtain the approval letters, and relieve you of the headaches so that you can focus on what you do best-real estate, including the listing and selling property!
Visit our website because all the commission checks you could ever want are just a click away.
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san marcos: Short Sales in Santa Fe Hills, San Marcos
- 11/08/09 01:19 AM
If you live in Santa Fe Hills, San Marcos, Escondido, and beyond and you need to sell your property right now, you may need to participate in a real estate transaction called a short sale. A short sale is a transaction that occurs when you owe more on your mortgage or mortgages than your home is worth. In this kind of transaction, the bank forgives the difference between the new purchase price and your loan amount.
These are tricky, time-consuming transactions that should not be left to the inexperienced listing agent. So, if you are thinking about hiring an agent to … (3 comments)
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san marcos: Short Sales in Lake San Marcos
- 11/04/09 11:54 AM
If you are a homeowner in Lake San Marcos, San Marcos, Escondido or beyond who needs to sell, and if you owe more to the bank(s) than your property is worth, than you may need to participate in a short sale. In a short sale transaction, your real estate agent or a designated negotiator will negotiate with the bank(s) to forgive the difference between what you owe and the buyer's purchase price.Through a process called a Short Sale, you can:
Sound too good to be true? It's not!If you need to sell your home, but owe more on your home than … (1 comments)
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san marcos: Short Sales in California
- 08/23/09 11:05 AM
Short Sales in California If you are a seller and you live in the state of California and you currently owe more than your home is worth, then you may need to participate in a short sale.
What does this mean? It means that if you are going to list your home for sale now, then you are going to have to sell it for the current market value. You will then need to ask your mortgage holder to forgive the difference. For example, if you owe $350,000, but your home's value has declined to $275,000, then you will need to … (0 comments)
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san marcos: Short Sales in Discovery Hills, San Marcos
- 07/27/09 09:49 AM
Short Sales in Discovery Hills, San Marcos If you are looking to purchase property in the beautiful community of Discovery Hills in San Marcos, California, you may be looking at short sales.
Short sales are great bargains, if you have the patience. You see, the negotiations with the bank and the approval on the transaction comes from the seller's lender. And . . . this takes time.
Here are a few things to think about from one of my recent blog posts. These tips may help you if you are not sure about what to offer when writing an offer on … (1 comments)
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san marcos: Short Sales in San Elijo Hills: What Should Sellers Do?
- 07/24/09 06:10 AM
Short Sales in San Elijo Hills: What Should Sellers Do? If you live in San Elijo Hills or anywhere in San Marcos and you need to sell your home right now, you may have to do a short sale.
Located at the highest point in North San Diego County in the city of San Marcos, San Elijo Hills is a master-planned community that is only around 10 years old. With gorgeous homes, a wonderful community park, and fabulous schools, many individuals have decided to make this area their home. Sadly, however, the property values have declined there in the last few … (0 comments)
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