Real Estate & You

Real Estate Agent - Neighborly Realty & Neighborly Financial
Neighborly Realty is here to help. The purpose of this blog is to get information out FAST to you. No need to pick up the phone and call, just keep an eye on these pages for the very latest in market news, financial updates, bailout and recovery programs. Several helpful tools are made available to you down the right hand side of our backup blog - Please take a look at that source as well. As your primary Real Estate IP - Information Provider - you will never get a sales pitch. We are here to help.



Hello Neighbors, This is very cool. At a time when employment is challenging - yet buying a home is absolutely the right thing to do (and timing couldn't be better), CAR is offering "First Time Buyer Insurance".  I love it. Take a look: C.A.R.'s Housing Affordability Fund (C.A.R.H.A.F)  has commi...
Hello Neighbors, More evidence that sanity is returning to Real Estate! Freddie Mac has thrown its weight behind helping us in the industry. Thank you NAR (National Association of Realtors) for posting this update. Short Sale transactions are the hardest escrow to conclude.  Even when we have a W...
Hello Neighbors, The recovery is upon us! (Note to self though - the rumored zillions of foreclosures still to hit the market could drive things down again... but when will those homes hit the market?  I've been told "next month" for 11 months now...) Thank you NAR (National Association of Realto...
Hello Neighbors, Another sign that things are stabilizing a bit.  You've heard about this in the local news... some of the larger foreclosures / failures are getting bought up, like the Folsom Treehouse project. This just in from the Sac Business Journal - thank you SBJ! Folsom project bought out...
Hello Neighbors, It is with great enthusiasm that we announce our affiliation with HUD!  After pushing for 11 months with their subcontractor, we now have keys!  Yep, we can get into any HUD home in California, help you write offers ("Bids" in the HUD world), and get you into one of these homes. ...
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It sure looks that way. Hello Neighbors, It happened again yesterday.  An appraisal came in on a great Granite Bay home (we are in escrow on) at roughly $46,000 below purchase price.  Yep, that's right.  A HUGE gap between what we've agreed to pay and what the bank's appraisers say it is worth. U...
Hello Neighbors, As we continue to recover from these crazy times, the Feds are creating new legislation at an alarming rate.  These new rules are rolling out a bit too quickly - and without a thorough analysis of the impact to the consumer.  Don't get me wrong - the goals are important, and the ...
Hello Neighbors, My sincere apologies for the gap!  It's been 4 weeks since a "fresh" blog post... lots going on in these crazy markets.  So many changes with lenders (new Appraisal rules, new Truth-in-Lending rules, a pipeline so full that we are seeing 45 and 60 day escrows..) It's just plain n...

Jim Harris

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