Leveraging for self-directed IRAs Some real estate investors (utilizing their self-directed IRA) limit themselves because of the amount of money in their account. That doesn't always have to be the case. There are a few lenders out there that will lend non-recourse loans on real estate to IRAs to make investment dollars work harder for the investor. Most of these loans are done by Private Money lenders. They are usually a lower loan to cost than recourse loans, but the lender is taking a bigger risk. Typically, lenders will lend 50-70% of total loan costs, not to exceed a (3 comments)