Nicholas Ellsworth's (nickatnatco) Blog

Understanding Subdivision Public Reports Q: What is a Subdivision Public Report? A: The Subdivision Public Report is a disclosure statement for the public which permits the sale or lease of lots, parcels or units within a subdivision. Just as corporations must obtain approval to issue and sell st...

Good morning, Today I wanted to share some great information on Proposition 99.  Most of us are familiar with Proposition 60 and 90, and a maybe a few others, but I wanted to bring something to the table that isn't uniform with what every other title company is doing.  Just like you, one of my go...

Good morning, I don't know about you, but I am overwhelmed with the energy that is still racing across the planet.  We can feel the energy here in the U.S., but I guarantee you every country can feel the positive energy that is racing from one end of our country to the other.  What an amazing, hi...

Here is an article I read about a year ago: Passing on Wills...and Passwords The digital age is adding a new dimension to the list of delicate topics to broach with aging or sick loved ones.  In addition to planning for life insurance, living wills and funeral arrangements, estate planners are re...

Understanding Required Reporting to the I.R.S.   Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service (I.R.S.).  This required reporting of information is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpaye...

Understanding Probate Everyone has a will or plan, whether created or by default.  Even if you have not made out a will or a trust, you still have a plan - a plan dictated by the laws of the state where you reside upon your death.  Making a will is not always to avoid "probate", the court procedu...

Not all title frauds are in the realm of forgery, which usually is the falsification of a signature to a document, done with the intent to defraud.  Consider a somewhat different type of fraud, which was recently caught by an alert title officer. The examination of title, done in preparation for ...

    "The man who reads nothing at all is better educated than the man who reads nothing but newspapers." -Thomas Jefferson  Good afternoon, Today's topic is extremely timely and should most definitely be taken advantage of.  We have recently changed our process of providing Notice of Default and...

How is this downturn in our economy affecting your real estate decisions? Should you sell now to reap the equity you've got in your home? Should you buy now to take advantage of the great deals available? The answer for you depends on your long-term plans, your current financial situation, your l...

Understanding TARP   The authority of the United States Department of the Treasury to establish and manage a Troubled Assets Relief Program (TARP) managed by the newly created Office of Financial Stability became law October 3, 2008, the result of an initial proposal that ultimately was passed by...