buying: BBB: Scams of Christmas and throughout the year - 12/22/14 10:59 PM
Scammers don’t take off for Christmas, Hanukah, Kwanza or any other special days. Their attempts to steal your money and/or identity continue throughout the year, regardless of whether the calendar says its holiday time. Accordingly, your Better Business Bureau reminds you to keep a watchful eye out for intruders who would slip into your wallet rather than down your chimney. http://bit.ly/BBB-Scams-of-Christmas  

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buying: What to know before buying a condo - 03/14/14 03:41 AM
Did you know that buying a condo is different than buying a traditional single-family home? Here are some terms that are important to understand in the condo-buying process. http://on-msn.com/1o1HMJx 
 

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buying: Investors scoop up bad loans, then rent out properties - 02/28/14 06:53 PM
With #Investors stepping up with the #acquisitions of non performing loans, or NPLs, to expand their holdings of homes to operate as #rental properties. What does this mean for the previous homeowner? Will these investors #evict them? Will they #rent to them? We would like to hear your thoughts and comments. http://on-msn.com/1mM5LPI  

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buying: Packing for a Move? Don’t Put These Items on the Truck - 02/17/14 03:26 AM
Packing to move? It's best to keep these items OFF the truck:http://bit.ly/1eOSOjL 
 

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buying: Ways to Help Kids Adapt to a Move - 02/11/14 11:13 PM
Ever moved when you were a child? Moving can drastically change their precious little world but the #REMAXBlog can help with these kid-friendly tips to moving: http://rem.ax/19SWUG1 
 
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buying: 11 Times in 15 Years! - 02/08/14 05:09 AM
RE/MAX is the No. 1 real estate franchise brand on Entrepreneurmagazine’s 2013 Franchise 500 list. It’s the 11th time RE/MAX has come out on top in the past 15 years. And RE/MAX is in good company with the other top-ranking franchisors on the list, including Hampton Hotels, Subway and Pizza Hut. RE/MAX remains a top option in franchise investment because of its financial strength and stability, growth rate and size, low start-up costs, and global presence
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buying: 2013 Millionaire Club-RE/MAX Premier Group - 02/07/14 10:21 AM
RE/MAX Premier Group 2013 Millionaire Club Luncheon at Stonewood Grill & Tavern this group of professionals: Helping more than 300 customers selling or buying a home with a total of $55,000,000 in sale volume in 2013. Congrats! Superb Job & Keep it Up!-Florin Patrascoiu 

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buying: Great Home for Rent in New Tampa! - 01/31/14 02:04 AM
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buying: PNC plans 'universal' branch in Brandon - 12/12/13 08:48 PM
A PNC Bank office in Brandon will be among the first to take on a new look, as the company shifts away from teller lines and toward more technology. Read full story

 
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buying: Study: Half Of US Renters Pay More Than 30% Of Income For Housing - 12/10/13 06:17 AM
Income levels hurt from the Great Recession and an increase in rental demands has left millions of severely cost-burdened just trying to rent affordable housing. To read the full story.

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buying: Real estate: Should you rent or buy in 2014? - 12/04/13 03:09 AM
 Dec. 4, 2013 – As 2013 draws to a close, it’s fairly clear that the real estate market has gained strength: home sales are up, prices have firmed, foreclosures are down and mortgage rates remain close to record lows.Figures from the National Association of Realtors® (NAR) show that September home values on average were 11.7 percent higher than a year earlier, the 10th consecutive month of double-digit, year-over-year, increases. NAR also reports that in the third quarter home prices increased in 144 out of 163 metropolitan statistical areas. Fifty-four areas had double-digit increases, and only 19 had price declines.“What we have … (0 comments)

buying: FHA to real estate: Expect a few delays - 10/21/13 03:17 AM
Oct. 21, 2013 – While most mortgages backed by the Federal Housing Administration (FHA) continued to function during the recent government shutdown, a letter sent by Deputy Assistant Secretary for Single Family Housing Charles Coulter has asked for patience as the agency gets back up to speed.
“We are very pleased to be fully operational and wanted you to know that we will be working hard to bring business back to normal,” Coulter said.
During the shutdown, FHA continued to endorse loans and handle most REO and servicing/loss mitigation activities. Coulter said FHA had “minimal interruptions” with FHA-insured mortgage loan originations and … (0 comments)

buying: Average 30-year mortgage rate at 4.28% - 10/18/13 04:27 AM
Oct. 18, 2013 – Average U.S. rates on fixed mortgages rose slightly this week, staying near three-month lows. Rates could fall next week now that lawmakers reached a deal to avert a possible government debt default and reopen the federal government. Read Full Story

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buying: October 2013 National Housing Report - 10/18/13 01:36 AM
October 2013 National Housing Report

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buying: Fannie Mae changes mortgage loan restrictions - 10/17/13 06:44 AM
Oct. 17, 2013 – Government-backed mortgages with Fannie Mae will soon undergo new changes through Desktop Underwriter (DU), an automatic program that follows strict guidelines without input from lenders. The new changes will increase flexibility for certain borrowers, but they’ll make it harder for others to qualify due to loan limits, restrictions and more costs.
Higher costs
The current downpayment for Fannie Mae conforming loans is 3 percent, but it will increase to 5 percent for loans submitted after Nov. 16. Some homeowners may not be able to afford 5 percent on a downpayment, and many have been attracted to Fannie Mae … (0 comments)

buying: FREC announces college scholarships - 10/16/13 04:54 AM
Oct. 16, 2013 – Fla. students pursuing a real estate career can apply for $1,500 to $2,500 in scholarship money from the Florida Real Estate Commission (FREC).
Interested students must follow the rules, however. The first one: The online application process opens Oct. 21, 2013, and ends Nov. 8 at noon.
Who can apply: Students must be a Florida resident and attending an accredited Florida college or university. Eligible students must be officially enrolled in and pursuing a degree in real estate, or a degree with a concentration in real estate studies. Degrees can be at the undergraduate or graduate level.
How much … (0 comments)

buying: Average 30-year mortgage rate at 4.23% - 10/11/13 04:38 AM
 Oct. 11, 2013 – Average U.S. rates on fixed mortgages were little changed this week, staying near their lowest levels in three months. Read Full Story
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buying: 5 ways borrowers can land the best mortgage - 10/10/13 05:01 AM
Oct. 10, 2013 – After riding a swift updraft earlier this year, mortgage rates have steadied at around 4.5 percent for a 30-year fixed loan. But there’s a good chance they’ll resume their upward path. That’s one of a number of things borrowers need to know now to get the best loan. Read Full Story
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buying: New mortgage regulations hurt working-class buyers - 10/09/13 07:43 AM
Rule effective Jan. 1 say banks can't charge more than 3% in mortgage fees. But that makes a $160K home loan almost unprofitable for many mortgage brokers. Read more.
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buying: FHA answers questions about shutdown’s impact - 10/07/13 03:37 AM
Oct. 7, 2013 – The Federal Housing Administration (FHA) says it has received a number of questions about the government shutdown and its impact on FHA loans. As a result, it issued a list of questions and answers:
Can I get an FHA case number?
Yes. Lenders will be able to obtain an FHA case number from the FHA Connection.
 
Will FHA endorse single-family loans during a shutdown?
FHA will be able to endorse single-family loans, with the exception of Home Equity Conversion Mortgages (HECM) and Title I loans, during the shutdown. A limited number of FHA staff will be available to endorse new loans. … (0 comments)

 
Nick, Cindy & Nicholas Davis, CRS,CLHMS,ABR,GRI,CIAS,ALHS,e-PRO,CDPE,SFR (RE/MAX Premier Group)

Nick, Cindy & Nicholas Davis

CRS,CLHMS,ABR,GRI,CIAS,ALHS,e-PRO,CDPE,SFR

Tampa, FL

More about me…

RE/MAX Premier Group

Address: 27219 SR 56, Wesley Chapel, FL, 33544

Office: (813) 695-6475

Mobile: (813) 300-7116



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