Nick Pakulla Mortgage Lender Loan Officer in Maryland (MD), the District of Columbia (DC), and Virginia (VA)

  Mark Taylor gives an excellent overview of the seemingly confusing "APR."  I agree, that it is generally a worthless metric when comparing lenders and loan options due to all of the room for interpretation and lack of timeline.   Personally I think APR should only take into account bank fees, r...

 There are a few main types of institutions that provide mortgages, all have their pros and cons.  For the average consumer purchasing a home it is my opinion that a small Community Bank is the best place to obtain a mortgage (and that is why I'm with First Place Bank).  Below is an explanation ...