getting a mortgage: Meet Rich Filipone
- 01/20/23 01:27 PM
I want to introduce you to Rich Filipone. Rich just joined our team at Long & Foster Real Estate in Devon working for Prosperity Mortgage as our in house Mortgage Consultant. Rich has plenty of experience in the Mortgage industry and you will get to hear more from him in the weeks to come as we bring more mortgage information to video. If you need to get pre-approved as you begin your home search give Rich a call his number is 610-716-3329, or email him at Rich.Filipone@phmloans.com, you can even fill out a loan application on line at www.richfilipone.phmloans.com. As we have said … (7 comments)
getting a mortgage: How much money is needed to buy a house?
- 03/02/22 11:14 AM
One of the questions I get asked all the time is how much money does a buyer need when buying a house? It really depends on the situation, the price of the house and what loan product they are going to use, so I got together with Shawn DeAngelo from Prosperity Home Mortgage to dismiss the myth, I need 20% to put down and get some of the facts. Watch the video for the answers. Let me know if you have any specific real estate related questions.
If you need help purchasing or selling your home, I am here to give you … (6 comments)
getting a mortgage: 5 things that affect your credit score
- 02/23/21 11:14 AM
This week Shawn DeAngelo of Prosperity Home Mortgage and I discuss five things that affect your credit score and your ability to qualify for a mortgage and get a great rate at the same time. Check out the video of our conversation and don't despair if you have some negative events in your life, we discuss those as well and be aware you may still be able to qualify for a mortgage even after a bankruptcy.
For mortgage help contact Shawn DeAngelo of Prosperity Home Mortgage at 484-297-2192 or ShawnD@PHMLoans.com. Buying or selling on or around the Main Line, contact Nick Vandekar, Selling … (4 comments)
getting a mortgage: A conversation about mortgages and buyer behaviours
- 02/16/21 11:58 AM
We all know what we should do, most of us though, don't do what we know we should or we even sometimes do the opposite. Where a mortgage is concerned that can be disasterous if you want to buy a home. I had a conversation with Shawn DeAngelo of Prosperity Home Mortgages this week about some do's and don'ts when applying for a mortgage, watch our video, admittedly a litte long but packed with information and share any that you can think of that might derail a mortgage in the comments. Interested in buying a Main Line home, contact Nick Vandekar, Selling the … (9 comments)
getting a mortgage: Getting ready to buy a home
- 04/11/18 11:14 AM
If you watch any of the home buying programs it all seems so easy and quick. Call a real estate agent and hey presto half an hour and three homes later you make an offer and it is accepted.
But the reality of buying a Tredyffrin Easttown, Main Line home is before you start looking at homes you need to do some leg work and educate your self to be ready. So what do you need to do? 1. What is your Credit Score? Discover - first you need to find out what your credit score is, and then realize the number you find won't be … (13 comments)
getting a mortgage: What Do Lenders Want to See in Bank Statements?
- 03/21/18 08:02 AM
One of the biggest complaints I get from buyers is about their mortgage process. I try to paint the most dire picture so that it won't seem so bad when they go through it. But, what is actually the problem is not understanding the process and/or how it has changed over time. This post by John Meussner is a great explanation of one step of the mortgage process and why it is required. Well worth a read if you are going to be applying for a mortgage soon so you are better prepared for the process and hopefully it will go more smoothly. Once you … (4 comments)
getting a mortgage: Choosing Your Loan Officer: Don't Short-Change Yourself
- 03/07/18 02:26 PM
Love this post from Gene Mundt, IL/WI Mortgage Originator - FHA/VA/Conv/Jumbo/Portfolio/Refi on selecting a loan officer when getting your mortgage. This is most likely your largest purchase you will make, don't just think some online website is going to give you the best service. You need to do some research and make a selection before you ever start looking for homes so you have time to make an informed decision. Read for yourself, in the same way selecting an agent to work with is also important for many of the same reasons.
Choosing Your Loan Officer: Don't Short-Change Yourself
The … (8 comments)
getting a mortgage: What you need to know about that deposit before you buy a home!
- 08/17/11 01:52 AM
I was chatting with one of the mortgage providers I know and we got to talking about earnest money deposits when you are buying a home. Here is just a couple tips to keep in mind when putting down that Earnest Money Deposits that will help the mortgage get processed efficiently: Personal Checks: make a copy of the front of the personal check and give to your mortgage provder; this is helpful to identify the source of where the deposits are coming from, but the front of the check alone will not satisfy underwriting. The mortgage provider will always need the cancelled check ( … (0 comments)
I want to introduce you to Rich Filipone. Rich just joined our team at Long & Foster Real Estate in Devon working for Prosperity Mortgage as our in house Mortgage Consultant. Rich has plenty of experience in the Mortgage industry and you will get to hear more from him in the weeks to come as we bring more mortgage information to video.
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