saint helena real estate: Saint Helena Real Estate--Eight Eco-Friendly Home Tips Make Going Green Easy
- 03/23/11 02:42 PM
Saint Helena Real Estate--Eight Eco-Friendly Home Tips Make Going Green Easy Incorporating eco-friendly measures in homes has moved beyond installing energy efficient appliances and swapping out incandescent light bulbs for compact fluorescents - going green is giving home sellers a competitive advantage. With home builders incorporating energy saving features into new homes, it's no wonder real estate professionals say more and more home buyers are asking about "green homes." In the end, small changes to a home can help the environment and help a property stand out among the competition. "It makes sense on a number of levels to … (0 comments)
saint helena real estate: SAINT HELENA Real Estate-Homes for Sale--Determine how much you can afford
- 03/13/11 08:36 AM
SAINT HELENA Real Estate-Homes for Sale--Determine how much you can afford This is an important first step on your road to home ownership. Three key costs to consider are: •· Down payment - The part of the property purchase price paid in cash and not financed with a mortgage. One thing to consider is that the larger your down payment, the lower your monthly mortgage payments will be. •· Closing costs - Cash due at closing for expenses you and the seller pay to complete the transfer of ownership. Closing costs are typically based on the home price and vary according … (0 comments)
saint helena real estate: Saint Helena Real Estate--The Value of a Pre-Approval
- 02/28/11 10:04 AM
Saint Helena Real Estate--The Value of a Pre-Approval If you're thinking about buying a home, a pre-approval is a fast and simple way to make your home buying experience easier from start to finish. Pre-approval means you get an approval for a mortgage loan before you make an offer on a home or even find a home you want. (This is in contrast to pre-qualification - a preliminary evaluation of your financial status that does not include a commitment to giving you a loan.) We even put our commitment to the loan in writing, in a pre-approval letter. That means you'll … (0 comments)
saint helena real estate: SAINT HELENA REAL ESTATE-WHAT ARE CLOSING COSTS?
- 02/22/11 06:08 AM
SAINT HELENA REAL ESTATE-WHAT ARE CLOSING COSTS? Closing on the purchase of your new home, also known as "settlement," involves a good deal of coordination. Costs and fees are paid at closing to cover many of the elements that accompany the purchase. All closing costs are outlined in the Good Faith Estimate (GFE) you receive - a written list of the approximate closing costs associated with your transaction, including charges from us, the local closing agent and other third parties. Closing costs may be added to the amount of your mortgage loan, and a seller may sometimes cover closing costs you … (0 comments)
saint helena real estate: Saint Helena Homes for Sale--I want to move up to a better home. What can I afford?
- 02/16/11 05:43 AM
Saint Helena Homes for Sale--I want to move up to a better home. What can I afford? Each buyer is unique - and we'll help you find out just what you can afford. You already know that monthly income and financial obligations are most important in determining your price range. It's simple to make an estimate: just run the numbers for yourself using our Affordability Calculator. I'm buying a second home. Is it a different process? No. Whether you need to be near the water or in the mountains, a vacation home offers an opportunity for fun and relaxation - and … (0 comments)
saint helena real estate: SAINT HELENA HOMES FOR SALE--DO I NEED MY OWN AGENT WHEN BUYING NEW CONSTRUCTION?
- 02/13/11 02:13 PM
SAINT HELENA HOMES FOR SALE--DO I NEED MY OWN AGENT WHEN BUYING NEW CONSTRUCTION? A common misconception when purchasing new construction is that you don't need an agent. •· That friendly and helpful salesperson works for and represents the builder's interest and the builder's interest only. Shouldn't you have independent representation?
•· An agent can give you objective professional advice and insight during all phases of the process, such as contract, construction, walkthrough, and closing.
•· An agent is your exclusive advocate and will help you understand your contract and obligations including when to schedule construction inspections.
Saint Helena Real Estate--Eight Eco-Friendly Home Tips Make 
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