nikitas kouimanis: Market Update - Friday, June 10, 2016 - 06/12/16 08:29 PM
What's going on and why does it matter?

Mortgage bonds are continuing to trade near their best levels of the year as government bond yields across the world are at record lows.  The 10-yr US treasury yield remains below 1.7%, an important technical indicator that may signal lower rates ahead.  German 10-yr government bond yields are nearly zero percent.  Asia and Europe have taken the spotlight this week with disappointing economic reports showing weakness in their economies.  Oil prices have broken below $50/barrel again.  The Fed is not scheduled to purchase any mortgage bonds today, so mortgage bonds are on their own … (2 comments)

nikitas kouimanis: Market Update - Thursday, June 9, 2016 - 06/11/16 10:40 AM
What's going on and why does it matter?
There have been only two instances in the past 12 months where mortgage pricing has been as good as it is right now.  Mortgage bond prices have approached their highest levels of the year amidst global economic growth worries.  The 10-year US treasury yield broke below 1.7%, an important technical indicator that may signal lower rates ahead.  Government bond yields across the world are also at record lows with German 10 yr government bond yields approaching 0%.  Asia and Europe have taken the spotlight this week with dissappointing economic reports showing weakness in their … (2 comments)

nikitas kouimanis: Market Update - Wednesday, June 8, 2016 - 06/09/16 10:11 PM
What's going on and why does it matter?
Mortgage bonds are continuing to drift sideways amidst market uncertainty.  Oil prices are at their highest levels in nearly a year (bad for bonds), but China reported weaker than expected export data, and the World Bank reduced its global economic growth forecasts (both good for bonds).  The Fed is scheduled to purchase up to $2.375 billion in mortgage bonds today, which may help to keep bond prices in positive territory.  The economic calendar is light this week, with the JOLTS report scheduled to come out later today.  The market may be in a holding … (1 comments)

nikitas kouimanis: Market Update Friday, June 3, 2016 - 06/04/16 10:37 PM
What's going on and why does it matter?
Mortgage bonds broke through and closed above their 30-day moving average yesterday, which is a great sign.  The 30-day moving average is now likely to operate as a technical level of support.  The non-farm payrolls report came out this morning much worse than market expectations.  Only 38,000 jobs were created last month vs. market expectations of 164,000.  Even when you factor out the Verizon strike (35,100 jobs), the report is astonishingly weak.  This is the weakest jobs report in over five years.  This is likely to cause mortgage bond prices to rally today.  A weak … (0 comments)

nikitas kouimanis: MARKET UPDATE - Thursday, June 2, 2016 - 06/02/16 09:04 PM
What's going on and why does it matter?
Mortgage bonds opened flat today after failing to close above their 30-day moving average yesterday.  The 30-day moving average is now operating as a technical ceiling of resistance.  If bonds can close above this barrier, mortgage pricing may improve.  However, if mortgage bonds fail to break through this barrier, they are likely to continue drifting sideways or take another plunge down toward their 100-day moving average.  This could cause mortgage pricing to get worse.  The European Central Bank (ECB) decided to leave rates unchanged in Europe, and there were no major surprises in their monetary … (0 comments)

nikitas kouimanis: Mortgage Weekly Update, Wednesday, June 1, 2016 - 05/31/16 11:24 PM

nikitas kouimanis: Weekly Market Update - Tuesday May 31st 2016 - 05/30/16 11:36 PM

nikitas kouimanis: USDA Home Mortgage Loans - 05/30/16 11:28 PM
USDA Mortgage Loans Explained 
In this video you will get a good idea of USDA Mortgage loans explained to you and what they are used for. 
Here are some helpful links for the USDA Single Family Housing Guaranteed loan. 
Property Eligibility 
Previous Eligibility Areas 
Income Eligibility 
Income Limits  
Here is the video below.

nikitas kouimanis: How Much Does College Cost These Days? - 05/30/16 01:59 AM
  How Much Does College Cost These Days?
According to the College Board, the average total costs (including room and board) for a four-year public in-state school is a whopping $21,447 per year.   That amounts to $85,788 over four years.  Average costs skyrocket to a whopping $42,224 per year for a four-year private education!
The perfect storm here is that college costs have increased dramatically, while state funding for college has declined by similar leaps and bounds over the past several years.
That's one reason why it's more important than ever before to consider these costs as you create a mortgage and cash-flow plan … (0 comments)

nikitas kouimanis: Conventional Mortgage Loans - 05/29/16 12:50 PM
Conventional Home Loans
A mortgage that is equal to or less than the dollar amount established by the conforming loan limit set by Fannie Mae and Freddie Mac's Federal regulator.
In general, any loan which does not meet guidelines is a non-conforming loan. A loan which does not meet guidelines specifically because the loan amount exceeds the guideline limits is known as a jumbo loan.
In the United States, a conforming loan is a mortgage loan that conforms to GSE guidelines.
In general, any loan which does not meet guidelines is a non-conforming loan. A loan which does not meet guidelines specifically because the … (0 comments)

nikitas kouimanis: Marketing to Expired Listings and FSBOs with Flower Pots Part 2 - 05/28/16 01:40 AM
Marketing to Expired Listings and FSBOs with Flower Pots Part 2
Here in these videos you have an awesome opportunity to learn strategies that will helpyou take your business to the next level!! There are  the latest marketing strategies & interviews with top agents around the country, sharing tips that wi
ll dramaticallyimpact your business! On the other hand to learn more about Nikitas and what he has to offer in regards to mortgages or how he can help you as an agent grow your real estate business please visit his website at or he can be reached at 516-206-0000.
Enjoy the video

nikitas kouimanis: 5 Listing Appointment Fundamentals - 05/18/16 09:29 PM
5 Listing Appointment Fundamentals

nikitas kouimanis: What Kinds Of Loans Do TRID Disclosures Cover? - 02/06/16 11:13 AM

Is your real estate loan type covered by the new TRID regulations? This video will tell you.

nikitas kouimanis: Video marketing with YouTube! - 01/27/15 12:36 AM
It's an indisputable fact that using video as part of your marketing strategy can be incredibly effective.Videos are the perfect medium to deliver information to your database in a concise, and easy to understand way. What if, despite all of your efforts, your videos are attracting few views, and even less engagement? Find out how to stand out and be seen!
Video marketing is fun and informational, it keeps your audience interested, it gives you the power to reach anyone, & it's easy to persuade people with videos! This killer strategy is something you can use to have all your friends, family … (1 comments)

nikitas kouimanis: 50 Ways To Use Evernote In Your Real Estate Business - 01/22/15 02:11 PM
How would it feel if you could capture, save and share ALL your information in one very organized place that is available on every device instantly? Emails, faxes, sales agreement, receipts, notes, photos, listing presentation, text codes, voice mail notes, tax info, power points, word docs, buyers, sellers, home inspections, pest inspections…it’s nearly impossible to keep it all organized!
I don’t know about you, but trying to remember everything that needs to take place on just one real estate transaction is crazy, right?
It’s time to get some help.
In this video we  are going to show you how you can use Evernote to … (7 comments)

nikitas kouimanis: Updated Video - Have you made and delivered your Flower Pot to an Expired Listing yet - 04/15/14 12:59 AM

Have you made and delivered your Flower Pot to an Expired Listing yet?
There has been a huge buzz going around lately about this awesome way to market to expired listings using a flower pot.  Yes, a flower pot that is filled with goodies and marketing materials to help a potential client sell their home.  You have heard of it, right?
Several agents have tried this out and the results have been staggering, including one who landed more than $1 million in listings using this simple strategy.  We did this class back in January and it has been in such high … (7 comments)

nikitas kouimanis: Go from Relationships to Referrals with Special Guest Michael J. Maher - 03/15/14 06:10 AM
How to Go from Relationships to Referrals with Special Guest Michael J. Maher
Wouldn’t it be nice if instead of focusing so much on numbers and your bottom line you could focus on building deep and prosperous relationships that resulted in more business?
The number of your relationships - not the size of your advertising budget is what will determine your future! As your relationships turn into referrals, the more you give, the more you’ll get. Remember, it’s not about who you know; it’s about who you know, how well you know them, and who they know!
We are very excited … (0 comments)

nikitas kouimanis: A Must SEE FOR Agents Tech Tips to Help You Sell More Homes - 02/19/14 04:38 AM

Dear Agents, please join myself and National Trainer, Co- founder and President Eric Sachs of Breakthrough Broker the site where Agents get everything and anything they need and want for pennies, meaning youre just paying shipping charges. Please do visit the site when you can. This webinar that will be Sponsored by me, Nikitas Kouimanis this Friday February 21st at 1:30pm and every Friday on going with a new topic in place each week on new gadgets and apps and millions of other ways available in today’s market to help you explode and implement them in your business model help you to close more deals … (2 comments)

nikitas kouimanis: Mortgage Daily Report - Wednesday - November 27 - 11/27/13 07:53 PM

A litany of economic data hit the wires this morning ahead of the Thanksgiving holiday. The first report of significance was the Labor Department's Weekly Initial Claims data. Americans filing for first time Unemployment benefits fell by 10,000 in the latest week to 326,000 to the lowest level since the week ended September 28. The numbers could somewhat be distorted given temporary hiring's for the holiday season.
The Consumer Sentiment Index in late November rose more than expected to 75.1, above the final reading in October of 73.2. The rise was due in part to wealthier Americans' outlook on the … (1 comments)

nikitas kouimanis: Monday Mortgage Daily Update November 18th - 11/23/13 10:23 PM
Economic news was light today with just a reading from the National Association of Home Builders reporting that its Housing Market Index was steady in November at 54, just below the 55 that was expected. The number for October was revised to 54 from 55. It was the sixth consecutive month that builders viewed market conditions as good rather than poor as readings above 50 signal conditions are positive.
A recent survey conducted by Nielsen revealed that fewer shoppers will be out on Black Friday. Nielsen said in its Holiday Shopping Spending Forecast study that 85% of customers plan on … (0 comments)

Nikitas Kouimanis, Mr Mortgage, Call Mr Mortgage @  516-206-0000 (Meadowbrook Financial Mortgage Bankers Corp.)

Nikitas Kouimanis, Mr Mortgage

Call Mr Mortgage @ 516-206-0000

Westbury, NY

More about me…

Meadowbrook Financial Mortgage Bankers Corp.

Address: 41 Pinelawn Rd, , Ste 100, Melville, New York, 11747‑3149

Mobile: 516-206-0000

Fax: (917) 985-8675

Reviews on Zillow
"You want him on your side. His willingness, intelligence and ability to help on a closing is above and beyond any others I have delt with. Nikita ... more "
by zuser20140513153324044
"Nikitas was very helpful, informative and responsive. Turned our loan around quickly with no problems. Helped us get into our new home and we couldn't ... more "
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